 What happens if your checking account is negative and you never pay them back? |
| I have a joint checking account with my parent that I opened 5 years ago and never closed it to get my parent's name off because Chase wouldn't let me unless my parent was there. My parent ... |
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 Help, Being sued for credit card debt? |
| Okay i've just recieved this letter in the mail today. I use to live in California but i just moved to Minnesota about a year ago. It's been about 6 months that i haven't payed for my ... |
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 Is it Discrimination If One Doesn't Qualify For a Job Strictly Because of Their Credit History? |
| My cousin qualified for a job that doesn't require him to handle money or company credit cards. He has the experience, and scored highly on all four tests that were given. But as soon as they ... |
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 I have a credit score of 420,will a mortgage company give me a mortgage for 50,000,i can put 20 percent down.? |
| are ther any other options other than mortgage company?i hope that my capital will prevail over my credit.... |
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 Obtaining credit card? |
| Can someone get a credit card with a beacon score of about 618 and some late payments? Just wondering.... |
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 Pay off credit card question..close account ? |
| Im going to pay off my Washington Mutual credit card this afternoon, ( esp 2500.00 ) after i pay off and get to a zero balance, should i close the account and cancel the card or just cut up my card ... |
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 Im 18 and i wanna build up credit. what kind of credit card should i get? |
| i just thought there might be a good credit card that i should get. secure and all that.... |
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 How old do you have to be to get a visa debit card? |
| work colleague has one who is only 16 and i think he might be lying to me as to its wherabouts.... |
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 Why is my credit score so low? Detail Inside.? |
I have a score of 544 and Im going to list the details about it.
2 public account
8 total accounts
PUBLIC:
1. Rental Management company for $440, it was paid same day as ... |
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 What do I do? The dumb cashier kept my credit card.? |
| Okay, so I went to a burger place earlier today and did drive-thru. The cashier forgot to give me a receipt and my card back, and I totally forgot all about it myself too. I guess I was prob. ... |
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 Whats a good CC for peoples like us? |
Wife and I have low to average credit, but are now out of all debt (except mortgage).
We are looking for a credit card that offers some rewards since we already use our debt card to pay for ... |
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 How can I collect a debt from someone who is hiding from me? |
| Someone owes me several thousand dollars from a dishonest investment scheme. He lives in another state. I tried having my attorney bring him to court to get a judgement issued, but the sheriff can... |
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 I received a bankruptcy letter from someone who owes me money, $1200, what should I do.? |
| I received a bankruptcy letter from someone who owes me money, $1200, what should I do? Should I go the meeting they have set up in another state? Also, is there a chance that I will get my money ... |
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sweetpea | Waht if you go over your credit card limit? |
and you just got the card ? what will happen |
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pinduck85
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If you had/have a really good reason for going over, call your credit card company and explain it to them; they may raise your limit. |
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crean22
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first your gonna get an over the limit charge around $25.00, then mabe your % rate will rise to the deafult rate. |
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Brey
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Over the limit fee and if you do this a few times, the account will be closed and placed into a collection agency. Also, when you end up over the limit, it reflects negatively on your credit report which will make it harder for you to get new lines of credit because creditors will not want to trust you.
The best thing to do is pay off all of your credit cards and not spend any money on them. If you HAVE to use them, only use 25% of the available limit if you want to maintain good credit. |
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storm22
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when you go over your credit limit, you will most likely will have extra fees applied. Your credit score will take a big hit as well. Something to keep in mind when using Credit cards. It's always a good idea to keep your limit at or around just half of the available balance. This shows that you are responsible with your finances. This practice is sure to boost up your credit score. I would try and get that balance knocked down as quick as possible!! |
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tiuliucci
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If you go over your credit limit, you will be charged an over the limit fee and have to pay a higher minimum payment to cover the overage that month.
The other issue though is since this is a new card, your credit limit on the card may actually be reduced. The credit card company issued a card to you with the idea that you will not immediately hit the upper limit. Therefor, you may now be considered a higher risk borrower.
If you need a higher limit, you can always request an increased credit limit through the credit card company.
Take care,
Troy |
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rhsaunders
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The best thing that can happen is that they charge you an overlimit fee. The worst thing is that your credit may be cut off. If you are smart, you will pay all credit card bills IN FULL every month -- otherwise, the interest charges will eat your lunch. |
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Molly323
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you will get charged, and they also might raise your interest rate too! |
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luckistrike
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You'll be charged an over credit limit fee - $35.00 usually. |
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Puddinhead
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they will charge you a late fee, and also raise your interest rate. I always tell myself that my limit is $100 less than what it really is. |
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