 How can I build good credit? |
I have been turned down back after back on credit cards and loans because I don't have any credit. I don't know anyone with good standing to co-sign for me.
I have recently ... |
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 How do I rebuild my credit? |
| IN 2006 I HAD ABOUT 7 CREDIT CARDS (INCLUDING 1 STORE CARD). NEEDLESS TO SAY ALL OF THEM HAVE BEEN SENT TO COLLECTIONS/CHARGED OFF. HOW DO I RESTORE MY CREDIT?... |
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 Cutting credit card? |
Hi all,
please tell exactly how to cut and deface a credit card with scissors as i want to cancel mine. SHould I sent the cut pieces of card to credit card company??
regards,
... |
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 What is the best credit card? |
| what is the best credit card for starting a small ... |
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 Can a credit company claim repayment if they have not been in contact for 9 1/2 years? |
| a collection agency has suddenly out of the blue requested payment for a credit card from 9 1/2 years ago when the company themselves haven't been in contact requesting payment. can this happen ... |
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| What is the best student credit card? |
| I have no credit card and this will be my first, so which one is best. There are so many to choose from with different rates and rewards but I want to know which is the best overall and also in terms ... |
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 Are credit cards allowed to increase your APR if you pay ON TIME with them but LATE to other cards? |
| I heard that most credit card companies increase your APR even if you pay on time! What they do is they check your car payments and other cards, and if they see that you are late with OTHER cards, ... |
|
 Whats the best credit card? |
| I'm about to be a college student and I'm looking to start establishing good credit for myself. I have never opened a credit card before and i want to get the best one possible for a ... |
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 I need a loan and I have very bad credit with no co signer is there hope? |
| I have a credit score of 573 but i need a loan to get a new car because mine is almost dead is there hope for me? and if there is where can i go?... |
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 How many credit cards do you have? |
| I have only 1, but I think more than 2 is too ... |
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 Will I lose my house? |
| I've recently separated. My husband accumulated $15,000 in credit card debt before he left. He isn't working now and is applying for disablilty. In the meantime he has no income and is ... |
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 Would this have affected my credit rating??? |
I had a debit card which was used fraudulently a year or so ago. It was cancelled by my bank.
I had the details of this card saved within the account section of a website i often buy ... |
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 Should people that go bankrupt have all there dept totally cleared? |
| i just think that if people go bankrupt they should still pay something towards there debt even if its a small amount. At the end of the day they got themself in that postion and should still pay at ... |
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 If a collection agency requests payment on charged off debt that was never on credit report, do I have to pay? |
| I received a letter from a collection agency addressed to my old name. I found it to detail an amount owed that I didn't recognize. I contacted the company (the person was very nice and ... |
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| What should I do with this debt? |
| A friend used my name to purchase a car and the car was later repossessed leaving behind a debt under my name. Now, a debt collecting company is haunting my family as I am no longer staying with them.... |
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 Is it true that my credit may suffer if I cancel a credit card? |
| I've got a credit card with no outstanding balance. The company cancelled the rewards program for which I originally got the credit card, and so I want to close the account. But my father tells ... |
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 I am in debitet,and no one abil to help me ,please anyone knowes what i have to do?without any bank krupy ? |
| i have got littil problem with my creditores,and no loan or credit card not abile to help me because i miss one payment.i am improving after that missing i never miss any other,but no one abil to ... |
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pink_me | Want to check credit score, Whats the cheepest way to get your score? |
I know there are three places to get your score from but I've see websites that get your score from all three places for a discount.
Does anyone have any recommendations on where or how I should get my credit score checked.
Will getting it checked by all three places effect my credit?
Should I maybe only get it scored by one creditor?
thanks |
 |
 
ethanpratt2
 |
Go to www.annualcreditreport.com.
By law you're allowed to get your credit report from all three places for free. The credit SCORE is more money, but generally only a few dollars. |
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Studly
 |
Let me thank everyone who responded with FINALLY getting the correct site for free credit reports...http://www.annualcreditreport.com
But he's looking for credit score guys! LOL
I won't list them all....there are a lot of places anxious to sell you your score.
I'll suggest http://www.myfico.com/12
This link is a little differant then the others. It gives your actually FICO score, but also supplies you with an explanation of why your score is low and tells you exactly what you need to do to correct your score and get it higher.
It's gonna cost you a little more. But trust me, it's worth it. Just getting the score doesn't tell you much other then your history sucks!! Having someone point out why is very helpfull. |
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Anyone
|
It does not effect your credit. I just got mine for $5.95 at equarian |
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sami
|
apply for credit that you know you will get denied for and ask for a free credit report after the rejection letter. ur score goes down a little, not a lot but a little. |
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cbecker72
 |
www.annualcreditreport.com is the best. You can check your credit report from the three major agencies (Equifax, TransUnion, and Experian) once a year at no charge. To get your actual score, you will have to pay, which you can do at the same website (it's about $8 or $9, but worth it if you are planning to get any kind of loan). Best advice...sign on to the site and check your report from one agency, then go back in 3 months and check another, then in 3 months third. Then your year will be up, and you can start over again.
You DO NOT get penalized for checking your own credit report. |
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Big B
 |
Get it checked for free on the internet. |
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coreys1247
|
Government Free Site www.annualcreditreport.com
You only get one free per year.
A really good site to learn about credit: http://www.expert-credit-advice.com |
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Phoenix, Wise Guru
|
You can get your credit report free from each of the big 3 reporting agencies once each year.
http://www.annualcreditreport.com
Also check the FTC's credit site:
http://www.ftc.gov/credit/ |
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Sweetie P
|
You can get a free credit report annually from all three.
Go to annualcreditreport.com |
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