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 Should I pay my collections account?
I have a medical collections account on my credit report that has been there since Jan of this year (2008). They have been reporting it every month as Key Derogatory (I have no idea what that means).<...


 What exactly is a home equity loan?
...


 How to get rid of a store credit card.?
I recently applied for a job at Macy's, but something came up and I didn't accept the job. I opened the mail today and saw a Macy's credit card! I don't know what to do, and I ...


 Credit payments made on due date, charged a late fee due to time difference. Unfair. Suggestions for action?
How is it that people on the West Coast can be charged a late fee, even though their payment is paid on the DUE DATE, just because the credit card companies on the East Coast want their payment ...


 Is there a home loan that I can get with a bad credit history and still have very low down payments?

Additional Details
I live in Florida right now and hope to stay here. My credit score is in it's 300s, so that's pretty bad. Can anyone help me?...


 How does a person improve their credit score?
besides paying your bills on ...


 Does Debit Card (check card) work online shopping?
I was wondering, if i put in my debit card (check card) number on billing info for online shopping, would that work?...


 I am getting garnished for an 11 year old debt, by a 3rd party debt collector.?
Is there a statute of limitation on debt? I am getting garnished by a 3rd party debt collector named "Unifund". I have heard of shady practices by this company. I thought this debt was an ...


 When you apply for a job do they check your credit?
?...


 Does anyone know if there is a fake check scam going on?
I got an email from someone that wants me to depoist a check into my account for 48,000 the check looks real but im not sure if it is a scam any advice
Additional Details
Here is the ...


 Im in incredible debt. What are the best solutions to resolving this Debt?
should i pay off a certain credit card first and move on to the next one? Should I pay the minimum payment on all of them until they are all paid off? Any help or solutions? Thank you....


 Have a couple of items on my report for credit cards I never requested or received ...?
Do I need to contact the company to request a copy of my signature showing I applied for them? Will they provide this to me?...


 How do I open a bank account when I have limited forms of I.D. and bad credit history?
I am hoping to start a degree course next week and need an account for my tuition fee. Help please?
Additional Details
I am a tenant - no utility bills. My mother married when I was five ...


 Credit Cards.?
How am I supposed to establish credit if every credit card I apply for denies me???...


 We are 3 months behind in steep house payments with very bad credit, should we file for bankruptcy?
...


 I have been told i have a credit score of 3 what does this mean?

Additional Details
sorry i meant 300 i already have finance and mortgage and earn good money but i am trying to get another mortgage to rent out and the advisor said my score was 300 so ...


 Paypal question?
I have received payment for an item through paypal.The status for the payment says "unclaimed" and I am asked in the action section whether I want to "accept" or "refuse"...


 Will it be difficult to get a auto or home loan if I filed bankruptcy 9 years ago?
I had to file bankruptcy 9 years ago because of medical bills. It will be off of my credit in a year. Is a loan possible Or should I wait until it is removed from my credit report?...


 Can you live without Credit Cards?
My mother was planning a cruise with an old friend and had to pay in advance. She was going to pay with check but was told they required a credit card. She didn't own a credit card so went to ...


 What is 25% 0f $30,000?
...



jenster8325
Want to get a credit card, bit have bad credit.?
well my score is aroung 500. so i was wondering if you know any credit card companies that would approve me.
                     
 




$m¤¤v¥ £¤¢¤
While Orchard Bank would be a good place to start, the easiest credit card to get would be a secured credit card, maybe where you may do your banking. Even though you would have to put a deposit upfront to get the same amount in a line of credit, but as long as you pay on time and keep the balance low, you'll the the deposit back, usually after a year


jsfnita
You don't need a credit card. Chill out. Pay some bills and make agreements to get some things off your credit file. Think about this later on.


Beautiful One
Rating
First Premier Credit Card and Orchard bank are credit cards for individuals who have bad credit.


Allie wishes
Stay away from credit cards. You will only get into more problems.


beauty s
Rating
I Ochard bank


ROBERT G
Rating
use cash instead, a credit card is like a mouse trap,


John
Do not listen to people who say not to get one. They are dumb and do not realize that you make your credit better by using and paying off a credit card. Just use it responsibly and you will get into the 7's and 8's.

I would look into Capitol One they are usually pretty good. I got card from them with no credit history.


Succes
Rating
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.


Advisor
Rating
Here is a list of credit cards for people with bad credit http://www.ccvault.com/credit_cards/bad_credit.php
I recommend Orchard.

good luck


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