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 Am I obligated to buy something if I apply and get approved for a credit card?
I know this may seem like a silly question, but I need a credit card as a second form of ID to open an account at a video store. I also need a credit card to create an account with Microsoft Office L...


 How can i pay my credit card my income is not enough to pay it because my husband dont have income.?
...


 Credit card will be raising interest rate on balance. Should I close it so I can pay it off at the lower rate
I have two credit cards from the same company - one is an older account with a higher interest rate, the other is a newer account with a better interest rate. Both cards have balances that will take ...


 Any suggestions on how to get out of debt quickly?
I am already working two jobs and serve in the Army reserve. Bad thing is I have bad credit so I cant seem to get a loan that I can afford. Have several offers, but dont want to just get something ...


 I need a good debt consolidation company. Any ideas?
I have several personal loans out. My monthly payments add up to about 800 a month, i only make a 1000. I'm not behind on payments but i cant keep up much longer. I cant seem to get any local ...


 Is anyone in my situation..I havent paid my credit cards in 2 years!?
I just couldn't. Now i'm freaking out because I don't know what could happen from here...Someone help!...


 Only serious answers please. Those that are cynical will be reported.?
I have a high cellular phone bill, and am having trouble paying the bills. What do the consolidation companies for debt do? charge? Where can I find some help? We both have jobs but are suddendly not ...


 I just started a position working from home... I need an emergency cash loan or payday loan.?
Does anyone know of a LEGITIMATE cash loan or payday loan company that does not require you to work at your employment for at least 3 months? Most sites I go into and fill the application need you to ...


 If you had 10k to either pay off your car or use as a down payment on a home?
What would be the best thing to do? The car loan is at 6.9% and the payout is 13k....Thanks....


 I'm being sued for a debt that is over 5 years old?
I was served with court papers on Saturday, I'm being sued for $7400...from almost 6 years ago. I had a loan for a vehicle, I lost my job and couldn't afford to make the payments, I gave ...


 Do you need a bank account to recieve direct deposit?
...


 Does anyone have urges to spend money you can't afford.......?
Then get into a lot of trouble for it?
I mean like all the time and never learn from the mistake?
Additional Details
Are you suffering from bipolar bre?
Just wondering, because ...


 What are some things i can do to reestablish my credit?
i got a car in April and i make all my payments on time..but i still got turned down for a credit card..i tried to get a loan from a bank and i got turned down for that too..All i want is to prove ...


 14 year old makes $50,000+ ONLINE!!?
how would you feel if this were ...


 Which would you pay off first : Federal Student loan or Credit Card?
...


 Should i payoff my car or paydown my house?
i have 4 years left on my carpayments, 3 years left before my 2nd mortgage (interest only) adjusts. should i use my extra $$$ to pay off my car or paydown my mortage principal?...


 Not paying cc debt..?
my cc cards range from $7-11 thousand.. if i stop paying on all of them will they be able to get the money later on? can they garnish my wages in the future or take me to court? what is the worst can ...


 Do you have to pay the credit card debt of a recently deceased spouse in Illinois if it's in their name only?
...


 Honestly, how much do you owe credit cards?
Just wondering how much do people owe in credit cards.

Please be honest......


 Money help, we are so much in debt and don't know how to get out!?
I don't know how to get back on track. We aren't making as much money as we were a year ago. Our credit is going down the tubes. Literally! Our credit scores were in the high 600's and ...



mcmatrix12000
Was I a victom of a credit card scam?
I just made a transaction on my credit card from newegg.com. Just after I submitted the order, A screen from my bank (HSBC) asked me to set up a password for protecting my credit card during online transactions. I thought it was legit because I was on a secure server. It asked me for some card info (CW2 code and exp. date) and my email address. When I checked my statement online, there was a $0.01 charge from CYOTA INC. It didn't say anything about there being a charge. Could this have been a phishing scam?
                     
 




xgravity23
Rating
That was probably a pretty common system called "verified visa" as mentioned by few posters before.

You can double-check this by going to VerifiedByVisa.com and, where it says "Activate Now..." Type in your card number. The next screen will ask you to enter the username and password you set up. Then you can view past transactions. If the NewEgg.com transaction is there (it might take a few days to show up), then Voila! Mystery solved.


redhairedmama75
Rating
No scam it was "verified by visa"


coldwarkid79
Rating
no...assuming that your card is a visa and thats the verified visa screen...its another step of protecting you

i shop at newegg.com all the time and they use that verified visa system like alot of other merchants now...when you use it for the first time it asks you to set it up with exactly those things you had to give...so you should be good....keep an eye on your account though just in case


Coldwarkid
Rating
as first poster mentioned...if your card is a visa then its the verified visa system...no worries


Muledancer
Rating
Probably not. CYOTA is a security firm .
Yahoo has some financial info at the link


loopy loo
Rating
i would say it was legit, my bank asked me to use a password when i pay online, and every time i buy something, it asks me for say 3rd 5th and 7th letter of my password. and its different everytime


Grandpa
most places will sent a small amount through like a penny to one dollar is is to verify that the card or account is yours and not someone else


Bilbo Baggins
Hm..I've delt with newegg tons of time and have had no trouble


tha r
Rating
VERIFIED VISA .....maybe next time you should read the instructions a little more throughly before you enter it all and then wonder...it actually clearly states that it will make a "test charge"


krennao
Rating
Contact your credit card company. Contact the company that you had a transaction with. Newegg is pretty ligit as far as I know. Google CYOTA INC. I already did you will have your answer if its a scam or not.


GGirl
Rating
Instead of wondering call your credit card and directly ask them. This way you will know for sure what is going on. You wont be worried. Plus, you could safe yourself from getting scammed.

Tell them what happened and ask if anything is showing up on the account.


cool234
may be, perhaps you wan't to call your bank and closed your account and get a new card. Something similar happened to me about 6 months ago I got a small charge and I didn't mentioned, couple of day after that my account gor dried. Be careful contact your bank agent ASAP.


buzzbee12
Rating
I would call the company that made the charges, if possible. Sometimes companies make a "test" transaction to make sure that your card is valid, and then take it off again the next day. Sounds like this company does, but i'd keep an eye on your credit card, especially if you have the convenience of checking it online.
Good luck!


Severus Rox My Slytherin Sox
Rating
could be....to be safe call your credit card people nad bank and tell them so they can be on alert...


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