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Additional Details
It has already been on my credit for 7 years and the judgement just expired in August. It was supposedly money left over after a repossesed car was sold.... |
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 Are you more likely to be approved for a personal loan if you have a co-applicant? |
| I need a small personal loan for $2000.00 but my credit probably isn't the greatest. I'm not really sure what is in my credit report. I was approved for a computer from dell a while back ... |
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beachan18 | Washington Mutual Credit card? |
hello, I got a mail with a credit card offer from Washington Mutual Bank, got online and got approved for a Visa Platinum with a $500.00 credit line. From what I've read it's a good card but now I'm wondering. Would I have to pay a monthly fee even if the credit card is not being used? (Because I don't plan on using it right now, just for emergencies in the near future) Have people had problems with this credit card/bank before?
Thanks
Additional Details
I still haven't received the card. I just got approved today. |
 |
 
OC1999
 |
They are a pretty good credit card, but you will have to read your exact terms(those 8 or 9 pages of small print) as to any fees. However, as far as I know they do not charge a monthly fee on any of their credit cards. They may charge an annual fee though. |
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Should be Working!
|
I never use cards that require a monthly or annual fee. I have a Washington Mutual Credit card and I do not pay a fee. |
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Enchanted
 |
The monthly fee should have been disclosed when you signed up for the card. You will need to check with Washington Mutual since not all cards are the same.
I haven't had any experience with this company, but have credit cards from others. Orchard Bank is awful - stay the he(( away from them at all costs. I've heard nothing bad about Washington Mutual, though. |
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indronil s
|
The monthly fee is there but it is good.
You can search on yahoo to find more on the card.
To know more you can visit
http://creditcardbiz.blogspot.com
and
http://geteasyloans.blogspot.com
and
http://onlinepaymentoption.blogspot.com |
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beauty s
|
call them and ask and good luck |
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tmlamora1
 |
If it's got a fee, you'll have to pay it whether you use it or not.
Theoretically, you could eat up your $500 credit line strictly in fees, even if you don't use it.
I'd dump it, and close the account. |
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sbravosystems
|
Ive been a member of wamu forever now, and I have never had a problem with them. However, I have never used one of their credit-only lines. Like Answer #1 said, give them a call, or look online for the terms of that specific card type.
You can always cancel it!
Just keep in mind, every time you apply to any card using your social, your credit gets pinged a point or two (differs). Too many pings in a short time will scare off almost everyone. Except those desperate credit holders, like Orchard Bank. They'll approve anyone, but the APRs are rediculous. Try to stay sub-10% on your APR. I get 14% but that is for a 10K limit. |
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MoonBanana
|
i have one, but my limit is higher (chances are i'm a lot older than you are, lol... i've had cards, cars, a house, and a long credit history, i started it all though with a low limit card).
good card, and i only pay when i use the card. also, capital one does a starter card like that with a $300 limit i think. |
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Just U
|
baby call them we dont know look on the back of the card |
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wcqa626
|
Read the Terms and Conditions of the offer, it will be on the letter you received in the mail. |
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driveherdown
 |
Nope, i have the same card. Its awesome. No monthly fee. I had a 3000 limit. |
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