 I'm 20, how do I build credit? I pay for a car but that's not really helping all that much. Any ideas? |
| I heard you can get gas cards or something like that to improve your credit. I'm young so I'm not trying to buy a house or anything, I'm just worried about 1 day having bad credit so I... |
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 Credit card for someone with bad credit? |
| i have applied almost everywhere. when i was younger my mother used my name over some credit cards and screwed it all up. Anyone got a good card for someone with bad credit?... |
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 I'm buying a home in 6 months and need to clean up my credit. What's the best way to pay off my debt? |
| My debt is low, only about 3k, but it is spread out over 9 cards. Is it better to pay off the low balances first then work on the highes balance or the other way around?... |
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 Getting a credit card? |
| i just turned 18 and i have been trying to get a credit card, i have no credit history so no one will give me one. Has anyone applied for a credit card with no history and been approved for it. If so ... |
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 Is Paypal really secure? |
| I only ever use my debit card on Paypal,but in last week there have been several unauthorised withdrawals from my bank account by a mobile phone company and I do not have a mobile phone,has anyone ... |
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| If you have a outstanding debt which is 8yrs old and not payed it for 6.5 years do you still have to pay it? |
as i have now got a letter from them wanting the money in full
Additional Details
before you start slagging me off as some of you are doing, the debt was not my fault, it was through a ... |
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 First time credit card? |
I just recently got a credit card and I'm wondering if having the 24% apr that I do have is because this is my first credit card (I'm a student with no credit).
Anyway, I know this is ... |
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 My credit is ruined? |
My credit score is roughly 435. I have so many outstanding accounts. Not much debt around 7500 including student loans.. Would declaring bankruptcy help me?? I am so screwed lol.
Additional D... |
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 Is there anyone out there who will pay off my credit card debt for me? |
| its only about 15000, mostly from college. I cant seem to make any ground up on the balance. Just wondering if someone had an extra $15000 they would like to donate.... |
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 Keep getting refused a bank account cause of credit history, any advice? |
Not had a good credit history so I am being refused by banks. Are there any banks that will help does anyone know. Thanks.
Additional Details
Thanks every1 for your advice. I have just ... |
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 It is true that your credit history should be delete after 5years regardless the status of the account? |
| let say you have a unpaid account that showed on your credit report. and after 5 years should this unpaid account remove from your credit report?... |
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 Can anyone moved country and left debt unpaid? |
| I have ,like lots of other , loan (4gr) and credit card.Ive decided to move country and not come back, as my husband family live in other country.Can i just forget about that debt?My bank was riping ... |
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| Pushy debt collectors? |
| I have been paying my credit card debt each month without fail since being made redundant 6years ago.My first payment was £20 per month but it is now £60 per month.The collection agency is now ... |
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 How long does it take to get a credit card at macys? |
| After you have filled out all the info, and got accepted?... |
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nika | Wat is a debit card? |
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redhead415
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unlike a credit card the money comes right out of your bank account. |
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SG Elite
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A Debit Card is similar to your ATM Card. It allows you to withdraw money from your account AND it also allows you to use it at point of purchase by means of a direct debit from your bank account. I'm simply term, it's like cash. |
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no.#1 Mom
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Your ATM carfrom the bank. They call it a debit, because you can now use it in stores and restuarants like using a credit card. The only difference is the money in a debit card gets drawn straight out of your bank account (so it is paid immediately). A credit card you pay off in monthly payments (so it isn't paid immediately, but you wound up paying more)... |
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Jules
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Your ATM card is your Debit Card, which is your own money that deposited into the bank (saving account). You use your Debit card to withdraw cash from the ATM. |
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Krista B
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A debit card usually has a credit card logo on it (VISA, MasterCard, Discover, etc.) and looks and works just like a credit card; the only difference is it takes money from a checking account to pay for your purchases. |
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Taubet c
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credit card |
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DoubleAye
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A debit card is like a credit card . It is issued by your bank and can be used only when there is cash in your account.When you use the card the amount you purchase for is deducted instantly from your checking or current account. Usually one cannot exceed spending over the amount available in your bank account.You also use this card at ATM's to withdraw cash. |
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jay_bunni
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It is kinda like a credit card but it has the advantage over a credit card because you never have to worry about paying the money back or going over your limit |
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g.rova
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A debit card acts just like a credit card but the funds that come from it come from your bank account. |
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manankhungar
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It is just like a credit card but in this card all your losses are there. |
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