 Getting credit??? |
| I am wondering how in the world I can get credit. I am 18, I don't have credit at all. Nobody in my immediate family has credit or good credit. I have tried to get credit cards, but I have been ... |
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 When depositing a check? |
| Ok I bank at Chase,and I was trying to deposit my check into the atm.I was wondering how fast will the funds be available to me after doing this.Im new to this.Thanks!!... |
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 How can I settel credit card? |
| I have applied for a 0% APR credit card until August 2008 from Chevy Chase Bank, the creditor is USA First. I have been told my minimum monthly payment would be $18.00 which It nebver happened. Now I ... |
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 If someone got a hold of my credit card number? |
Realistically, what could they do with it?
My Wife freaks out when i throw out old receipts with our credit card number on them, but I tell her they would need our full name and exp date ... |
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 How does knowing your credit score save you money? |
| Your credit score is your credit score. There is very little you can do about it or with it. It is like your age or I.Q. How will knowing what it is help you?... |
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 Can I remove a late mortgage payment from my credit report? |
| Is this possible? There are companies that say they can. Is that true?... |
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 Good first credit card? |
Apart from capital one, which i already have, whats a good first does anyone know of a good first credit card for building credit?
(I don't have bad credit, just limited and am trying ... |
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 I Owe $8000 on My Discover Card....Can i negotiate with them to pay half? |
| I been paying $224 a month never missed a payment, But i am losing hours at work, and owe on to many things...Is it possible to pay just half of the $8000 say like $4000 and if so how can i do this..... |
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 Can I solve a debt problem before going to court? |
| After my divorce I ended up with almost all the bills. Some of these ended in collection; now I received a letter stating that I will get sued. I called the agency and told them that I want to start ... |
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| Whats the fastest way to build credit? |
| Whats the fastest way to build credit? I have no damn credit history. What should I do? what credit cards are easier to get? have long will it take before I get my own credit card? any tips? ' 5 ... |
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 Is it best to ring debt collector companies? |
| When it isnt your debt.I keep getting debt collector letters sent to my address,they are not for me,its not even for a previous tenant and I have lived at my address for 4 years.after the first ... |
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 I have some old debt on my credit should I ...........?? |
| just let the 7 year period run out on them since they're so old or what? I don't use any of my credit anyway as I pay cash for everything and my husband's credit is excellent. So we ... |
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 Fired from credit union, bad credit? |
| Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W... |
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 How will this work? |
| My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ... |
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 Bad credit home loan? |
| My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ... |
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 Debit card payments? |
| is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!... |
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brentmainhart@sbcglo... | We are about to loose our house to rising rates . credit is bad . what do i do? |
Our credit dropped because we can t keep up and our other bills are being paid late. |
 |
 
leambi
 |
Contact you current lender to see if you can switch your mortgage to interest only, other than that talk to an independant mortgage broker, maybe they can help you remortgage your house onto a better deal (lower interest rate), a reputable mortgage lender wont charge a fee for advice. Hope this helps. |
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angels5262
 |
first see if you can stay with someone, and rent out the house and get a deposit to pay some of the back payments. work out a payment with this deposit that you receive from the renter with the mortgage company. offer the renter last month free rent because of the needed deposit. That what I did and it saved me a lot of money at the end. Now years later the house is paid off and i receive a monthly income from this property that i almost lost. |
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C B
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if your payments became late AFTER your interest rate adjusted then you may qualify for the FHA Secure program. Contact a mortgage broker. |
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Judy1
|
Adjustable rate mortgages get you into trouble - I guess you are learning that the hard way.
Any chance of someone in the family picking up an additional job? Or could parents help?
See if you can refinance to another type of mortgage, but that's not real likely but is worth trying.
Other than that, trying to sell might be your best option.
Good luck. |
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emms
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Try speaking to an INDEPENDENT mortgage broker as you may need help that a high street lender could not provide.
Try www.lgminsurance.co.uk |
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heybulldog
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If you can't refinance you might want to consider selling the house. |
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GIZMO THE CAT
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First of all call your mortgage lender. If you are on a repayment + interest mortgage, see if they will consider changing you to interest only. A fee is usually charged to do this though. Alternatively you could see if they will capitalise any missing mortgage payments.
Alternatively you could try and re-mortgage with another lender, there are companies who can help people with bad credit.
If you really want to stay in your home, there are companies out there that will buy your property and then rent it back to you, although you have to have quite a bit of equity in it for this to be worthwhile.
As a last resort, you could consider selling your property |
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Sam B
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Talk to your lender and see if there is anything you can do to adjust your payments lower (without incurring a lot of fees, especially up-front). At the same time, put the place up for sale and prepare to move somewhere cheaper. The longer you wait, the worse the impact will be on your credit due to the lagging payments. |
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keef
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be out and about searching for money to earn instead of being on here! |
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