 When one bank buys another bank out and sends someone in your family a credit card you didn't authorize what |
can you do. i had no knowledge of this and now they are taking me to collections.
Additional Details
can i do? the person that got the card did use it but the card was in thier name but ... |
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 Am I responsible for my dead mothers mastercard bill? |
| the account was in her name only but she applied for a supplementary card for me. The credit card company says I am liable for the unpaid ... |
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 I am in debt about 2,500 or a little less and currently unemployed for the time being. What should I do? |
| There are 3 credit cards I am going to fall behind on two of them this month and the other one of I already am behind on.. Also, my bank account is overdrawn about 981.00. I know that this isn't ... |
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 How do I redeem my iTunes gift card? |
| I recently bought a 25$ iTunes gift card in the US and I live in Canada. When I go to redeem my card in the US store, it says my account is only valid for purchases in the Canadian iTunes store and ... |
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 Can the credit card company , cancel my account for no reason? I made all my payments on time !? |
| the credit card company just sent me a letter saying that my acount was now closed and I know I made all my payments on time , can they just close my account for no good reason ????... |
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 If I check my credit history, will it make my scoring worse? |
| As in, if i do a credit check and then if a company do one after, will it be worse? Heard that the more checks you do the lower the scoring.... Please help XX... |
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 Cancellation a loan? |
| i got a loan. can i cancel it after 9 ... |
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 How can i clear my debt and raise my score? |
| how would I go about clearing my debt? I have about 2,000 dollars that I owe to an apartment complex that my roomate and i use to live at. they claim we messed up a lot of stuff at the apt..which is ... |
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| I just got a Check for 3,000 from someone I don't know.? |
| How can i know for sure that this check won't bounce before I cash it. Is there any way whatsoever to know before i cash it.... |
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 How can I go about getting a free credit report? |
| it seems there are always strings attached or you have to mail all this info, bills, licenses etc.. is there a place where i can just get 1 free credit report on-line for free?... |
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 One man asks me to recieve money and buy laptop for him? |
I know it's bad. I gave him ONLY my credit card number and name of the bank. That's it.
He did transfer to my Credit Card account 3,760. Now my balance is (-3,760)
WaM... |
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 How long do CCJ's stay on your record and how long do you have to keep debt free before it's completely clean |
Additional Details
Studly & DaveyPadua both deserve the 10 points, sorry I cant give it to both. I'm going to leave this question as unresolved, thanks to everyone who answered.... |
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 Need Loan.. Whare are the Loan sharks in Ohio??? |
| Need a Loan.. Can double payment.. Where are the loan sharks in Ohio???... |
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 How do I get them to stop?? |
| Okay, so I have bad credit. That was six years and 3 months since my last payment to two credit cards. Both accounts have been bought and sold many many times over the past years, but now because ... |
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 How long does it usually take for an error on your credit report to be resovled once a dispute has been made? |
| My husband's brother has several negative credit items, including two auto repos, that are showing up on my husbands credit reports....it is really holding us back as far as puchasing a new ... |
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 Hi can someone plz help me(fake credit card ID)? |
ok i met this guy online and hes like a manga collector
and he has theses mangas that am looking for but i couldnt find in the internet , i had a deal wiz him abt sending them to me through ... |
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Christine | We are drowning in debt......dont know what to do? |
We have been hit so hard with car problems, hospital bills, medication, etc. I have bipolar disorder, and also fibromyalgia, my boyfriend has a terrible back problem and has had to miss tons of work. We had to take out 3 different loans for 500.00 each, I get paid on the 3rd, they are all due at the same time, I dont have any way to pay them, I dont know what to do, this is terribly affecting our relationship, we are both so scared and frustrated, what do we do?? |
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Amy S
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I suggest following the advise of the previous posters.
Cover all life-essentials first. Then sit down with each bill you have- EVERY one of them, and begin to write letters to each one. Type them if possible.
Hospital bills- almost every hospital offers "free beds" meaning, that they have the ability to forgive some bills, but you must ask for it. they will send you paperwork to explain in detail your hardship.
loans- every lender can forgive, or at least cut you a break, like differ 3 months payments, by tacking it to the end of the loan.Again, you need to ask.
car dealers- always ask for a payment plan, even $20.00 per month until you can devote more money to the bill.
To stop the cycle- stop getting loans, stop applying for credit, you are digging deeper and deeper and it will be even harder to get out.
You have the ability to stop this. And as long as you are honest with your debtors- and try to pay- even $5.00 per month, you are still a good customer and not a deadbeat who just doesn't pay.
Everyone knows you can't get blood from a stone- and your creditors know this all too well- no matter how much they may strong arm you into giving them all you have. Look at your budget and after the priority items are covered- pay what you can, when you can.
You need to eat, get gas, have power and be healthy. Priority.
So, tomorrow am- make phone calls, write letters and always document everything for proof you are trying to make it right.
You two need to stop thinking about this tonight, and go watch a good movie and relax. Sitting and thinking about the debt all night will give you a bad nights sleep.
You will conquer this together and it will be better. Starting right now.
All my best. |
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Jeff
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Step 1: don't panic.
Step 3: Start a budget.
Write down everything you'll spend money on this month:
Groceries
Rent
Car payment
entertainment
debt repayment,
etc.
Nobody gets a dime until the essentials are paid:
Food
Shelter
Clothing
Transportation
Utilities.
Then throw every extra dime you can at this. |
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webcrafter
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Okay - first, you two need to understand that finances is the #1 reason couples argue -- do not let this destroy something good.
Second - You have medical bills. You can not pay them all at once BUT you can pay them what you can AFFORD until the debts are paid. That is legal and they can not harrass you for not paying.
It may take time, but pay those bills off a little at a time. It also sounds like you may be looking for better jobs with better pay.
1. Write down your debts/balances and when the payment is due.
2. After your living expenses are paid, apply more to one of the bills and pay the smaller amounts to the others. Once one bill is paid - start with the next bill ... and so on.
It does work!
Stick together - it will only make you stronger! |
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Vadalia
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First of all- take a deep breath and calm yourself. You're not the only people (by far) who are going through this right now.
Second, you need to contact your creditors right away. Let them know that you're having trouble paying, but you want to pay- and let them know why. I've worked in credit departments before and anyone you speak with on the phone is a human being. They understand what it's like to be sick and miss work, or have the car break down at a really bad time, etc. If the first person you speak with can't help you, don't be afraid to speak with someone else or ask for a supervisor. Ask if you can work out some payment plan, especially with medical bills, because hospitals are very familiar with people who can't pay very much. |
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stan c
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If your boyfriend is unable to work, perhaps he should apply social security disability or welfare.
You can also call Legal Aid and see what they can do for you. |
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greg w
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Heres a site that may give you answers and ideas that just might help your dilemma, good luck.
http://creditrepair-and-debthelp.com |
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lucky s
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Think good before you vote,hope there will no more bush for voting. |
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jjttkbford
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you must be living your life by example of the United States Government
when you reach 9.6 trillion dollars in debt, you can run for President - based on your Economic Experience
just - watch out for Hillary on the way.
I believe the current President has bipolar disorder as well - and he's quite popular well half of the time. |
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