 Do you know the number for capitcal one, to pay a credit card bill? |
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Are you lot being serious! I just need the number for it and I cant get onto the website for some reason, and it isn't on the back of my card!!... |
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 Our credit scores are 520 and 580 - we make about 90000 yrly - can we get a mortgage in the next 6 months? |
| We filed bankrupcy in 2000 and have had a charge off that was paid in full - currently we have small past due acounts all about 2 yrs or older. We have 5 credit cards that we opened within the last ... |
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 Impossible to get a credit card or loan..? |
Is it me or is it nearly impossible to get a credit card or loan with any negative information on your credit report??
I remember back in the day where they gave out credit cards like ... |
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 Score currently crap (601equifax, 595 experian, and 549 trans)? |
| My score was 750 until my spouse lost his good paying job, and couldnt get equivelant pay so our income drastically dropped. We continued to pay good on house and cars, and tried to make cc payments.... |
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 How can I improve my Credit rating in order to get just one credit card? |
| There has been some sort of bad credit go against me due to a dispute I had with a lender a few years back. I have nevertheless settled all my debts in full but this bad credit rating still remains. I... |
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 What do i do now? |
| Lately i have been receiving weird e-mails.Saying that i need to give them my account number,my full name and my passport number because of someone i hardly knew that had died in 1998.His name is Mr. ... |
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 Must wife pay credit card debt of deceased husband? |
| will wife assets be used to pay credit card debt of deceased husband with no liquid or hard ... |
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 Bad credit history, who to turn to for credit help ? |
| I have a fairly bad credit history, but need to get a credit card, can anyone sugest who to apply to please.... |
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 Which bank will give a discharged bankrutee a visa card? |
| A friend of mine was discharged from her bankruptcy early december last yr and wants to get a visa card so she can pay for goods in shops and over the net.She doesnt want an overdraft or any credit, ... |
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 Am I going to be forced to live in a cardboard box? |
| I will graduate in 2 weeks with a Master's degree in Mental Health Counseling. Yes, this is a great accomplishment, but it has come with a hefty pricetag of about $90,000 (undergrad debt ... |
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 Does your credit score go down everytime somebody checks it? |
| Ive heard that and I was wondering how many times does it take for your credit score to decrease? Im trying to buy a car and two dealerships have checked it so far but i want to try one more car ... |
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 Pay off car, or pay off credit card? If anyone can give me financial advice it would be appreciated.? |
Ok, so here is the sisuation.
I have a new car loan for 21,000K dollars, at 8.5% interest. My payment is about 390$ a month.
I owe a installment payment to Bank of America, for two credit ... |
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 Applying for a credit card that would build my credit report? |
| Hi all, I am new to the united states and has been living here for a year. My current credit score is between 600-700 and I want to open a new credit card account to build my credit history here. W... |
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 Bankruptcy possible? |
| We are a family of 3, annual income about $21k. We have about $5k in credit cards, $7k in medical bills, $14k in student loans, and $2k in miscellanous debts (utilities, etc.) As well as about $15k ... |
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 What is the best first credit card to get? |
| I would like one hat has good rewards, with no annual payments, i have no ... |
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 Why do so many people fall into credit card debt so easily? |
| A lot of people before they get credit card are determined to make full credit card payment every time and say that they can never fall behind because they are responsible. But after a short while, ... |
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 Debit Card Question? |
I have a debit card with about 800.00 dollars on it. Can I use it like a credit card at clothing stores, apple inc etc. By that I mean not over the internet, at the actual store.
thanks
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carmenivy | We need to build credit? |
My husband and I were turned down for an FHA loan - they said we would need a co-signer. They did tell us, however, that we should get a couple of credit cards to build credit. We have no current debt and would like to keep it that way. Was this bad advice? All we have right now is a bank check card Visa. What would be a good credit card to go with? What are some bad companies? Any personal experiences?
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Where can I get my actual credit score without having to pay for it? |
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Love Canada
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If you not going to carry any debt, its not that important
Make sure there is no Yearly fee
Get it through your bank
Buy all your gas on it and make sure you pay it off before the date |
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Credit Guy
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The lender is looking for 3 credit accounts, with at least one "deep" credit reference.
Get 2 cards as best you can find them. Be careful not to have too many banks pull your credit report. Next, get a deposit loan in a large amount. This is where you borrow funds to hold on deposit, make interest payments at less than 5%, and then give back the deposit to pay off the loan whenever you are ready. It puts your credit through the ceiling. You can get it at creditloader dot com. |
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XoxoxoxoX
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The bank check card with Visa logo is not a "real" credit card. Since the lender is asking you to build up your credit, and if I am correct, it sounds like both your and your husband never open any credit cards, department credit cards, or even a gas card before? That means, you have NONE credit history AT ALL. So the lender is correct to ask you to apply for credit card to build up your credit. Go to bankrate.com, then go to the credit card section, read their unbias reviews on all the credit cards. But if you never have any credit card before, I would suggest your go thru your bank (if they offer credit card with LOW interest rate) first. Good luck! BTW, opening credit cards does NOT mean that you have to carry a balance, you just need to pay on time. =) That would help you build up your credit, but it takes times. |
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Ant L
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check www.myfirstcreditcard.com.au to see what the providers are after they are some non bank lenders on the panel good luck |
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Grandpa
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go to your bank or try www.creditcards.com and see what they have to offer |
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CreditAdvice
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I would suggest you get a copy of your credit report and see your scores and other information
http://www.bestcreditcardratings.com/credit-reports
If you want to apply for credit card, trying getting one with low interest, no annual fees and rewards. Capital One, Discover, American Express, Chase and Bank of America are good card companies.
http://www.bestcreditcardratings.com/ |
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tudorjason (matt)
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You need to build your credit somehow and credit cards are one of the ways to do it. It is said that you should have 3 lines of credit open in order to establish credit. And a lender for a home loan needs to see that you pay your bills. His advice isn't necessarily bad-it's realistic. |
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diana a
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get a credit card. i would suggest getting one through your bank (while your at it a debit card wouldn't hurt to have either)
or you could contact any major credit card company and apply for one, you will probably start with a low limit 500-900 (you would want to find one with no annual fee) after you get one, use it, pay it off, repeat, and don't carry a balence (that dosen't help your credit)
or you can go lease some thing (best buy) aka payment plan. dosen't have to be some thing $$, just make all the payments on time (or pay it off early, although this dosen't help/hurt your credit it saves you som $ on intrest)
or get a loan (AT A REAL BANK, money tree is not a bank!) although you may need a cosigner, basicly the same as the lease
those are the three simplist ways i can think of
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http://www.bestcreditrates.net |
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homehunter
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First get a copy of your credit report and your beacon or credit score. Read and learn about the scoring system and how it affects what you can buy and at what interest rate.
I think 680 is about average.
Then get two or three minor credit cards (Sears or Zellers) with low credit limits of around $300 to $500 dollars. Do not spend over 30% of your credit limits as anything over this limit on your cards affects your score in a negative way - the score will go down. If you can't get a credit card, apply for a 'secured' card from somone like Capital One. You will need to provide them with an amount they can keep as security.
Maybe a small loan will also help you to establish your credit. I can't urge you enough to read, read, read everything you can on credit and use this yahoo forum to ask questions.
Good luck ! |
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