 How do i add money to my debit card? |
| i wanted to add money to my debit card but the atm machince didnt accept do u have to go to the bank to deposit money to the card?... |
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 They fixed my credit for $600!!? |
I had 9 collection accounts,now deleted and late payments on 2 credit cards that are also deleted.
The credit repair agency said that it is perfectly legal???
Is it legal? What ... |
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 Am I liable for the debt of my fiance in collections? |
| I am considering marriage, but my fiance has tens of thousands of dollars of debt in collections. She has been unable to pay her creditors since she is unemployed, but receiving retirement benefits ... |
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 My friend and his wife bought a house in his name only, Why? |
Her name is not on the house. I know this because recently the county audited everyones property taxes and it came out in the paper and her name is not on the property tax.
I am sure she has ... |
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 Any place that will give an auto loan to anyone with credit score of 465? |
| You name it, it is on my sisters credit. Repo, past due credit card bills, hospital bills, etc... She really needs an auto loan for at least $5000.00.... |
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 Do you know of credit card companies that would issue credit cards to people with bad credit? |
| I travel a lot internationally and credit card has always been a must. Need your help, please!... |
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 What can you do about abusive creditors who call you at home? |
| I have been called alot of names by them...How can I make these people stop?... |
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 Wachovia predicted to fail. Should I take my money to another bank ? |
Wachovia is predicted to be the next bank to fail. Should I take my money to another bank ? If my account is frozen I may not have money to pay my bills.
http://www.financemarket... |
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 What is a annual fee? |
| what is a annual fee on a credit card and do you pay it monthly or ... |
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 Stupid co signer!!!!? |
| ok so i co signed for my husband and now my credit is all screwed up. i live in nj is there a way to get me off?... |
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 Can we get a house even if he filed for Bankrupcy on his previous marriage? |
| When I married my husband I new he had filed for Bancrupcy few years before (on his first marriage). To me Brancrupcy is something terrible but I married him because I love him for what he really is ... |
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 2 weeks late on a payday loan and they said they are contacting my payroll dept? |
| Hi, 2 weeks late on a payday loan, they told me they are now contacting my payroll dept, can they do this, I did sign a paper when I got the loan that they can garnish my wages, can they?... |
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 Bankruptcy or not? |
| I am a 31yr old married man with a 22 month old little girl. I am the sole provider for my home. I owe over 20,000 dollars in credit card bills. Should I file for a bankruptcy? I make enough ... |
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 Has anyone else been scammed from the Cash 4 Gold people? |
| We sent them a bag with 16.9 grams of broken gold jewelry and they say they never got it. I find that hard to believe since we took the package into post office ourselves. Just wondering if that ... |
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 Our phones been cut off due to non payment!? |
| My family are fine with it - time of year etc, will be sorted next week. But hubbies family snobs. Need a whopper of excuse for bout 1 week!?... |
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 Is having £1000 on a credit card considered as being in debt? |
| Even if I am paying atleast £50 a month to clear it and its interest free for a year.... |
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 Question about a call from a bill collector, saying he is going to get me thrown is jail? |
| This guy is a freakin piece of sh't. Calls me up everyday and tells me to pay my discover card bill from 2000. the balance is now 6k and i have to make payment arangements right now. I ... |
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Big Philly | What's a credit score that will allow you to buy a home? How long does it take to get to that # if u started 0 |
I just started using a credit card and I understand 20-50% of your credit line should be the maximum amount of money you should actually use. I was hoping to purchase a home as soon as possible though. |
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mastinox
 |
Keep your credit paid off, a good score is 600 plus. Good luck! |
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DaMan
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The bidding typically starts at 620+.
An applicant can get a home with a weaker FICO score; however, he will pay a much higher interest rate and may even be required to pay more points because of his lack of creditworthiness. |
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bianca
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the lenders will look for 3-4 credit lines open for min 12 months, so try to open more accounts and of course don't spend all the money. just keep them open and use once a while to keep them active. |
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g w
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you can purchase credits from the loaner. ask about that.
. Also you can take it as secured loan is a loan that is secured against property - the value of your home, car, Individuality - Refinance business etc. These loans are perfect when you're trying to borrow a large amount of money and can't get a loan from a traditional bank or lender, or have a bad credit history. Also, you can get a lower interest rate than most unsecured loans.
check with your lender or shop around they do loans in so many ways doesnt really matter about credit as much as you would think. good luck |
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Debbie P
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If you have a score of at least 500, you can qualify. However, there are 3 elements that determine how much of a loan you can qualify for. Those are your credit score, your income (full doc or stated) and the LTV (Loan to Value-down payment vs. purchase price) that you need to borrow. Keep your credit card balances at no more than 33% of the credit line or 33% of the highest amount reported on your credit report on each card. Some company's report your credit line and others report the highest amount of credit you've used on your card. Check that out. If that is the case, you can charge a higher amount on your card and pay it down to the 33% level the next month. |
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Lianne
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A score of 650 or higher will get you ap;proved for most loans. The higher your credit score, the more favorable the terms of your mortgage will be. To see some tips on raising your credit score visit http://finance-girl.blogspot.com/2006/09/raising-your-credit-score-who-doesnt.html |
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Kuji
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You never start from 0. Your credit score is probably not actually bad if you've never had debt. It'll take a little time to raise it but you shouldn't have to work at it much.. Unfortunately you need some history as well as a good score. The actual score you need will depend on your lender. They have complicated formulas. You are right about using only a portion of your credit limit. having a high balance would count against you. There is no miracle grow way to raise your credit score. Just make sure you make all your payments on time and don't apply for other cards because each time you apply for credit, it lowers your score. |
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oh sugar!
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if u want a reliable answer ask you bank. not here! |
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uknownotlove
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since u have just started ur rating shud be fine....if repayments go beserk then rating gets screwed. |
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David B
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nobody starts at 0. I think the bottom is like 400. Your age, marital status, length of employment, income all come into this. When you feel like youve got enough for a down payment, trot on down to the bank and start the process and they'll let you know real quick. |
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