 Is it true that when you marry someone you both have the same credit score? |
| Okay.. I have worked really hard to get my credit right. The guy i'm about to marry has bad bad credit. Is it true that when we get married, I'll also have bad credit , the same credit that ... |
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 Does it wreck you credit score to switch from one 0APR credit card to another when 0% runs out? |
| i.e. have your balance transferred from one 0% APR to another 0% APR card and then closing the first card out.... |
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 Do we have to be in debt to live a good lifestyle? |
| Many people buy expensive car simply for them to show-off,but they don't really have the need for a car. Sometimes,immitate other people by obtained a big loan to go on expensive holiday and ... |
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 Which credit card should I get? |
| I never had a credit card.I do alot of online shoping and pay tv,phone,and Intrenet bills with my debit card.I do fly alot or drive.Is there a card for my uses?I want a card to start gaining credit ... |
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 How to I get a Credit card |
| I have a debit card. I am wondering is 16 years old too young to have a credit card?? And I always hear it is terrible to have a credit card because it rips you off. Also how does it work?... |
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 Does anyone know any good credit cards with low interest? Serious Only, I have a PERFECT credit score, I'm 19. |
| I need to find a GOOD credit card with LOW interest, I have a PERFECT credit score and I am 19, a college student, my current credit card has like 25%, which is bullshit, PLEASE SERIOUS ONLY. thank ... |
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 How does the negative stuff on my credit report go away? |
| I have pulled a credit report and disputed everthing, and its all still on there. Most of the things are to expensive to pay off (would take YEARS). However, some things I could pay off quicker. H... |
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 I'm married and in my 20's with debt well up to $20k. If I file bankruptcy can I ever get a future home loan? |
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I have secured and nonsecured debt. I called a counselor but the best they could do was take $600 worth of my bills and have me pay them $600 to cover them. I have ... |
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 I have a lot of credit card debt. 3 major credit cards almost maxed out several small cards like gas? |
| cards, department store cards etc. And I have recently gotten some money. Should I pay down and almost delete the 3 major credit cards or pay off the dept store cards land one of the major credit ... |
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 Can I use any ATM? |
| I have just obtained a Link Visa Debit Card,can I use it in any ATM or does it have to be a Link M... |
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 Can overdrafting your bank account affect your credit? |
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is there little change to the credit? i've overdrafted numerous times. Most of the times i didn't mean to.... |
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 Credit repair??? |
How do you get a credit score to go up by 100 or more points?
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I have a few school loans in deferrment but no credit card bills. my score is in the high 500's and I... |
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Melissa | What's a good credit card for a 21 year old? |
I'm 21, and looking to build credit.
I'd like to apply for a card today, but first I thought I'd ask all of you which cards you would suggest for me. What's a good, reliable card that you've had luck with?
Thank you! |
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Jenny S
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I would suggest going with orchard bank card that is listed at the bottom of the following site. They also have other options if you would like to look at them. |
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BIG Z
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I'm assuming you've never had a credit card and you have little or no credit history. If this is the case, you'll be limited to credit card offers like these: http://www.wowcreditcards.com/bad-credit.htm
Although you'll pay higher interest rates and additional fees with one of these offers, they'll give you the chance to prove your credit worthiness and build your credit score. Eventually, with regular on-time payments, your credit will improve and you'll be able to move on to a better offer. But for now, you'll be limited to these types of offers.
IF YOU'RE A STUDENT: If you're a college student, you may be able to qualify for a 'student credit card' which will have slightly better terms than the offers listed above. If you're able to qualify, these type of offers might be better: http://www.wowcreditcards.com/student.htm |
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slacker4life
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Is this your first card?
Are you a student?
There are so many options out there.
I suggest a card that offers you a reward for using it, I like cash back the best. However there are other rewards and miles depending on the credit card company. Look for one that offers a rewards you like.
DONT GET A CARD WITH AN ANNUAL FEE. These are useless. Because this is your first card the interest rate maybe a little high but thats ok, make sure you pay off the card every month. Try not to carry a balance as this will get you into the debt.
Also, don't apply for a lot of cards, get one, and stick with it! One of each at max. But you probably won't get approved for an AMEX yet. Get a MC and Visa for now. |
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SUE
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I've never noticed too much difference. They all offer bonuses, etc. Discover might be among the easiest to get, but the cashback, really isn't worth as much anymore.
American Express will give you a first card, but they usually charge for membership, and then you have to pay off in full every month, which can be difficult sometimes. I'm not sure how open they are with the more flexible cards...you could try, but your best bet is to get one that doesn't charge an annual fee.
Which leaves you with VISA/Mastercard. Either one, they are pretty much the same.
The most important thing is NEVER to exceed what YOU can pay. Don't pay attention to what THEY say you can charge, if you can only afford to pay $100, don't go over that. Those interest charges can kill ya if you don't pay them off, and continue charging. And NEVER PAY LATE!!!! The minute you miss a payment, they charge you a hefty late fee, and then raise your interest rate. Be REALLY careful about paying off and then accepting more card offers. As soon as you are seen as a decent risk, more companies will make offers, sometimes they'll seem good, but over time, and as they raise your credit limit, you can wind up with enough credit to well exceed your annual income. I have enough credit in my wallet to pay for my house! (give or take a card or two). If I charged them all to their limits, I'd NEVER dig myself out! |
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♦your envy♦
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Try CapitalOne. It was my first credit card and it has been good to me so far. You will start out with like a 300 dollar credit line but, you gotta start somewhere. They will also increase that amount after good payment history for 1 year. Good Luck and Be Careful! |
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superior F
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This depends on whether or not you are a student. There are a lot of cards that offer different benefits. I would suggest Discover because it seems to be easy to get. Check out the website below. You can compare many different cards and apply online. Approval only takes 60 seconds. |
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jmd72inva
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If you must get a credit card then get one with a low spending limit ($500). If you haven't already had a line of credit previously, you can expect to pay a higher percentage rate. Avoid cards with member fees (unnecessary). Its once you have the card that it gets tricky. Spend minimal on the card and pay it off monthly. The moment you start thinking about your credit card as your option when you don;t actually have the money to pay for it (ex- $100 on a night on the town with your card- when you know when the bill comes in you won't be able to pay for it)....cut it up!!!
Good luck :) |
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Ryan
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I have the American Express Blue Card and love it: no annual fee, low apr, and great rewards. I am not sure if you applied already but if you didnt you should check out Applyfastbankcards they pay you to apply online. Good luck:) |
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gonzo
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Get secured credit card or a student credit if you are student. The secured credit card is great for building credit history. You have cash deposit as collateral and can't go over the limit. I've used secured credit card in the past. You still have to pay your balance on time and in full though. |
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Olympics
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there are two ways you could start credit one or them is taking out a small personal loan which you might need a parent or an adult to co-sign for you meaning if you do not pay the loan they will. Or you could apply for a credit card for bad or no credit which most likely will get you approved no matter what, but if you are a student you could get a student credit card which will offer you lower rates and no annual fees, check out www.fastcreditcardapprovals.com and go under bad or no credit or student cards. good luck
http://fastcreditcardapprovals.com/ |
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novabook
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if your building your credit you will probably need to apply for a secured card or to be really sure you get a card a guaranteed approval card. you can get one at this site by going to the sub prime tab in the top left and comparing the offers on this page. if you are going to apply for more than one make sure you do it all in the same day or you will hurt your chances and your credit score |
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