 I rent a room from someone and I love it but their credit card company is harassing me.? |
| I rent a room from someone that I know personally. I love living with them and they really need the extra money. So please do not suggested that I just move out. The people that I am living with ... |
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 Trying to repair bad credit. need a major credit card approval to start building.any suggestions? |
| i've never had a credit card before, but have been told if i establish good credit with a card company it will begin to repair my bad credit.my bank declined to give me their in-house visa. are ... |
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 I have lots of Credit Cards? |
I have a few credit cards from sears the bay ect ect
Will closing them make my credit score go down?... |
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 When you write a check, how long is it good for? |
| Example: If I write a check on Sept 1st, can someone cash it still on Nov 1st?... |
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 Credit card offers...is it safe to toss the entire envelope into the trash? |
| I get them in the mail every day. Sometimes I let them accumulate and then end up opening up every single one so i can rip them up and throw them away. Is it safe just to toss it away without ... |
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 Credit Debt Question??? |
| I have about $3,000 worth of credit debt. 4 of them are past due and 2 went to collections. My mom is paying them off for me. (Long story, and I know its embarrassing) How long will it take for my ... |
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 What is the easiest credit card to get approved? |
| For a new person that has very little credit what is the easiest credit card to get approved? I've tried a few already and I've been turned down.... |
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 Does paying old debt help my FICO score? |
| I have some old hospital bills from 2002 and 2004. If I go ahead and pay the debt collectors will this increase my score? Also, if i do pay off the debt, does the debt still show on my credit report?<... |
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 How high of credit do I need for an alternate loan for college? My credit is currently 730.? |
| I don't have any cosigners so I'm trying to build my own credit but my college balances are catching up with me. I don't have enough federal aid to cover the entire bill and my mom ... |
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| Countrywide still advertising!?!? |
| I was just on Yahoo's home page and saw an ad for Countrywide... But yesterday I heard on the radio that they're asking for ANOTHER $2bil after Bank of America already invested the same ... |
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 Using my credit cards to put up a business? |
| I use my 20 credit cards to finance a business, my business is doing well but all my earnings are used to pay for my credit card debt causing my working capital to suffer (no cash on hand).. Any ... |
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 Can credit card companies make my dad pay for my moms debt? |
| the credit card was only in her name(no joint or authorized user)so the company is saying that since the house was in both mom and dads name he is responsible to pay her debt(9,500) because he can ... |
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 Could I get a car loan? |
| I am 19 years old with a credit score of 694. I am looking into buying a new car without a co-signer. I will be financing approx 12,000. Is this possible? I have only had a credit card for 7 ... |
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 Not a question but a warning? |
| i have seen a guy on here called chris p he is always answering questions in the finace section he is offering people loans what he does not say is you have to pay cash up front and he is from ... |
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 Collection Laws? |
My brother has a debt from 1996. He has recently been contacted by a collections agency saying that they have been granted a 10 year extension to collect this debt.
They have been very ... |
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 What is the best way to get great credit with credit cards? |
| i want to know how much should i spend on each credit and should i pay off completly or should i leave a few dollars on i heard that you should use 30% on each then pay off each month but leave 5 10 ... |
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 Garnishing wages? For a car repossession at 16? |
| When I was 16 (not knowing what credit was and how it could affect me), I signed a contract with a bank for a loan with a co-signer who also got a loan for a car. The car got repo'd and now at ... |
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Sheep | What's a good credit card for an 18 year old to start building good credit? |
I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks. |
 |
 
MM7
|
I suggest getting a credit card through your bank. I am not sure if you are a student or not, but most of the time they offer student Visa's. It is a good way to start building credit, especially if you don't have any. Because "no credit" is just as bad as "bad credit." Just make sure you are disciplined, and carry it only when needed. |
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Wabbit
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None. get a loan instead. the rates are lower and you are not able to just go crazy with the acount. If you get a credit card now, I guarantee you'll regret it later. |
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Sara
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I'd recommend a gas card. They tend to have lower limits, and you will likely use it frequently. Although they tend to have somewhat higher interest rates, you mention that you intended to pay the balance at the end of the cycle anyway so this won't effect you. Most people have already budgeted for gas anyway, so its easy to stay in line with these cards. |
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Melissa B
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A small one!!!! Don't get one with a credit limit over $300. You probably think this is too low, but wait and see how you do before you judge too harshly. It's so easy to buy things using a cedit card and before you know it your deep in debt. Please start out cautiously. |
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justwondering
 |
The guy who said go to your bank and get a small signature loan first. That is the best way to build up your credit plus the payments are set and you have have the money taken directly out of your savings or checking account. Then I would do that again. Then if you still feel that you need a credit card, you will get a better rate. Just remember it is always better to pay cash so you are not paying twice for something you really want or need. |
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Tracy L
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Citibank. Awesome. Plus you get points, which gets you rewards and gift cards. Pay them off right away. |
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stephanie s
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When I turned 18 I got a credit card through Household bank that was a really good one because I was a student. It had no annual fee, no membership fees or anything out of the ordinary. I also earned like 3% cash back so at the end of each year I got a check in the mail. I think they are a really good company for someone just starting out. |
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Richard D
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Any debit card. |
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INACTIVE
 |
No problem ... get a secured card. Most banks can tell you about them. Be VERY careful about applying for cards online that ask for personal information. There are alot of scams out there!!! |
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