 How can I check my credit rating? |
I know I might be being paranoid but about 2 years back I lost my photo driving lisence. I want to check everything is ok (i hope no one is using it for other reasons).
I applied for loans ... |
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 Why didn't they ask credit or debit? |
| I just got a credit card for the first time. I'm 18. I went to subway and I gave them my visa credit card. How come they didn't ask credit or debit? They just swiped it. Is it only for when ... |
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 How many credit cards do you have? |
1. A. None
B. One or two
C. ________ (fill in with about how many you have)
2. Why do you have the number of credit cards that you have?... |
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 Did you know that every time you use your "store card/loyalty card"? |
| They know EXACTLY what you are spending your cash on. This information gets passed on to 3rd parties WITHOUT your permission. This information is priceless to them. And you get back 1penny for every ... |
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 Need a car, 21 year grad student with little credit history, my parents can't help me co-sign, what do I do? |
| I had a new 2009 Jetta that my Dad was financing. I was in a car accident 3 weeks ago and the car was totaled. My dad reapplied for a bank loan for another car and was turned down due to the state of ... |
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 Paying the next months bills? |
| Hello, since I won't be home for the next month, I am going to pay more for my bills all in one check (for this month and the next month). And I was wondering if I need to call every single ... |
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 Is cancelling a credit card after you pay it off bad for your credit? |
| I've paid off a credit card and don't plan on using it any longer. The credit company is sending me mailings about how they are decreasing my credit limit and crap because of "... |
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 HELP!! credit card debt trouble!!? |
| a relative had co-signed on a credit card for me.... the relative found out that i had accidentally gone over the credit limit (and it's a big limit) i haven't talked to the relative yet ... |
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 Credit Card Companies are Killing Me!? |
| I used two credit cards which have now decided because I was late on one, that they both would increase my rate to 30%. My balances are extremely high, and I do not know what to do. I have only ... |
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 I got new checks in the mail but I used them in the Wrong order? |
| I have had a checking account for about 4 years now, but I have never used checks. (just depit card) I ordered checks online, but the boxes came seperalty, and I used 2 of the higher numbered ones ... |
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 How do I get my 1000.00 back from a merchant? |
| I ordered a 1500.00 guitar by phone. I said I would put a 100.00 deposit down. I called 3 days later to cancel and the merchant said no way. I later find out that he placed 1000.00 on my credit ... |
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 I need to rebuild my credit!!!? |
| I need to rebuild my credit, but I can not even get a card for people that need to rebuild there credit. Does anyone have any suggestions what I can do to rebuild my credit? I need to get a credit ... |
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 Why doesn't anyone else see this? |
| I am interested in your thoughts about all the consumers who are now in default of their mortgage. Apparently, these people have no reserves, no savings, nothing upon which to draw in order to make ... |
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 What if your wife co-signed for a loan behind your back? Are you on the hook, as the husband, to pay? |
| My brother was looking over a credit report and came across an entry from a bank. His wife went behind his back and co-signed on a car loan for her brother. What are his options? He wants doen not ... |
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 Why is my credit SO bad? |
| I have never had a credit card, mortgage or car loan. I have never filed bankruptcy. I have looked at my credit report and the majority of problems are medical bills. I also have some unpaid utility ... |
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 American Express, Mastercard or Visa? |
| Which is the best credit card to get in terms of UK and international acceptance?... |
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Yuna*^_^*Love | What's a good way to build credit, when you have no credit? |
I tried two department store and I wasn't approved because of innsufficent credit.
So what is a good way of getting credit?
I was wanting to get one item at a time and pay it off monthly. |
 |
 
quitegrl
 |
Have you tried to get a sears card? It was one of my first cards and I'm just using it to build up my credit. I bought car tires with it, something I need, and then I ripped up the card for good measure. I never had credit with anything and I was approved. Plus they only give you like 250 anyway, so its not that much. |
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samy
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steps: 1 job 2 debit card 3 credit card 4 A small loan consolidation with low interest is the best I found interesting information about your answer & options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/loan-consolidation.html |
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hungrykong
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Apply for a secured credit card offered to you by mail. Use it and pay the minimum to start your credit history. After 3 to 4 payments pay it in full then try other secured cards and repeat the process. This is to increase your credit rating. But remember not to over spend. It's so easy to get caught in the credit card wars. Soooooooooooo.....What's in you wallet? |
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jake
 |
Rent to own places. They're kinda expensive, but just buy the small items you need. Buy here pay here car lots.
Get a cosigner for regular loans. |
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~girlfriday~
 |
Get a credit card of any kind (I know, easier said than done) and charge something on it each month and then pay off the bill in full and on time. Slowly, but surely, you will build (good) credit. Do you have a car payment or utilities in your name? Paying these things on time will help too. Good Luck! |
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julie travelcaster
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The best way is to get a secured credit card (secured against your savings) and use that . The way this works is that you get a credit card that has a limit lower than the securing savings account, then you can charge that amount. If you default, then the creditor can take your savings, but if you don't default you build a credit record. After a year or two, you will have a good credit record if you always pay it off on time. |
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AJS
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Apply for a Capital One card. They take practically anyone. They will help you build your credit if you pay a little more than the monthly minimum on your card. And your credit will raise after about 6 months or so of doing this, as long as you don't max out your card. They'll probably start you off at $300 and raise you to $500 after the 6 months. I hope this helped! |
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Ashermunin
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you need to go to a small business that sells furniture, like badcock, tell them you are interested in purchasing a couple of night stands or something small like that, them tell them them you want to make payments, 9 out 10 times you will be approved with like 50% down, start small, |
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wanting to loose
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Try getting a bank loan. A small amount. That will definitely build up your credit. |
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matt_archbold2002
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Start out co-signing something with parents, and a secured credit card. The secured credit card is the easiest way to get your credit history started (a secured card is when you give the company say 500 dollars and you get a card that has a Credit of 500 dollars, you get a statement in the mail, and start repaying that card back to 500. Then, once you have established a positive credit history, request that you be gived a line of unsecured credit. ) |
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SpotsB4myeyes
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Carefully.
You can get a pre-paid credit card fairly easily. You pay in advance for the card, say $500. Then you charge against that balance without going over. Replenish. Repeat.
After six months or so, you should be able to use this as a reference to apply for a standard credit card. However, you will also need proof of a steady income, so don't plan on changing jobs during this period, and save your pay stubs. |
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Tee 8T7
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i can never get approved so hopefully u get some luck |
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thom t
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Change your name? |
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roxxygrrl13
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Definitely pay it off every month. Credit card debt can get out of control! Try getting a Visa with a low limit. They are more likely to approve then a store, especially if it has a low limit.
If there is something you need like furniture, etc. you can use the stores finance plan and that will build credit. |
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GTW
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getting a credit card is a great way to start credit just make sure you make your payments on time. WWW.fastcreditcardapprovals.com has all major credit cards with the best rates and great rewards. Good, bad or no credit they have the right card for you. |
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