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 My credit is terrible, what do you think: bankruptcy or something like credit counselors to help your credit?
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 Capital One over limit charge?
Hi everyone

I am very angry because I am trying to call Capital one.

I cant seem to talk anyone who speaks English without me having to say 'pardon'

I went ...


 What can a credit card company due if you cant pay payment?
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 Do unpaid medical bills affect my fica score?
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 How do i pay for somethin on ebay with a money order?
hello, well i want to order a cell phone off ebay i did my homework on the product and seems fine. it says accepts money orders which is fine but how does it work??? I make a money order if i win the ...


 Is it true that a debt can dissapear from your credit history after 6yrs?
Well I was told by my co-worker from her own experience that she owed credit card companies when whe was 18 and never payed for them.. Well as she told me Collection companies kept calling her ...


 Please someone tell me a way to get out of the payday loan crunch when payday loans eat up a big part of my?
I have been in the payday loan crunch for several years now and trying to get out of the trap,need advice on what kind of a loan i can get to totally get rid of this payday disease,it seems to ...


 How can paypal take money out of a closed account ?

Additional Details
apart from the sign up information where they ask for a credit card number my bank account is not connected to ...


 Can anyone buy me a nintendo wii ...im dirt poor ..i dont even have a computer?
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 I have a problem with spending before paying...any suggestions?
I have plenty of bills, some later than others...I know they need to be taken care of and i keep telling myself that I will...but when payday comes I fell the need to spend on irrelevant items and ...


 I owe $10,010.14 to my three credit cards put together, i need help really bad real soon!?
Is there anyway i can maybe apply for another card and pay my creadit cards with that new card that way i just have 1 card to pay off that would make my life sooo much better living on my own sucks i ...


 Can a collection agency garnish your salary or threaten jail for an unpaid bank credit card debt?
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 What can you do about a collection agency calling for different person?
Colection Agency continuously calls for my father on my home and cell after I repeatedly prove it is not me and give details where he is and yet they still call. What grounds do I have and what all ...


 If I don't plan on ever buying a new car or buying a house, should I not care about having good credit?
I think i'll never buy a house and I always get used card and pay cash for them. Why should i care if my credit is not good?...


 On a scale of 1-10, how good is a credit rating of 732?
What can I do to make it better?...


 I'm 24 now and don't have credit, what is a good and easy safe way for me to start?
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 Yes loans have offered me a loan?
yes loans have offered me a loan for £2000 at £65 a month the interest is an extra £1200 this is the only sort of place were i can get a loan as i have a really bad credit rating . do you think ...


 Should I report a family member for credit card fraud & identity theft?
I'm debating turning in my Aunt. She is a cleptomaniac and she steals people's identity to get credit cards in their name. She is out of control. I love her but she needs help but I'm ...


 I'm trying to get a home loan. Do you have any tips? (considering the following)?
Theres going to be me and another person, but both of us have no so good credit scores. We're both working on it, and we have about 2000 to put down.

Any tips would be greatly ...


 Serious question: What happens when you get married to someone w/ terrible credit?
I have excellent credit & I’m getting married to someone w/ terrible credit, tax leans, & such. What will happen to me when we get married will my credit get ruined? Should I not change ...



Zee99
What's more important earning more money or saving money?
There is a saying "It is not how much you make but how much you save"
                     
 




augy30
Rating
earning more money......u dead saving money alot


krusty_blue_spaz
the more you earn,the more you can save,it is called a budgit


voodoochild
always earning more money. saving money for ages and waking up realizing your dead is sad. its good to spend and enjoy life as it is and while you have it. not like some people who save up millions and die one day. and all the money is all voided for noone to enjoy. well, happy retail therapy.


BL Tan
Both are equally important. If you don't earn, how can you save? If you want to save, where are you going to get the money to save if you don't earn? Money won't drop from the sky.


dpercy
Rating
The answer is it depends- Your answer may depend on your age and family stage in life , but having said that... You should ALWAYS save. When you are younger and earn less - it's harder, but early savings can grow exponentially to solidify your retirement. Early savings means more disposable income when you make more income - ie MUCH better quality of life. Spend it all in your youth and you spend your prime earning years playing catch up which is verry hard and extremely painful to do.

As with everything - have SOME moderation. Don't forego the OCCASIONAL financial indescretion in your youth - as none of us knows when our time is truly up. Good luck!


kvuo
Rating
there are plenty of people making over 100K a year with nothing to show for it other than debt.


5646
Rating
Dont you think these two are related?


convert
Rating
Invest while earning keeping future obligations in mind.


Freddie
Rating
TO SAVE MORE U NEED TO EARN MORE


empowered2008
That saying is for fools who can't think outside the box..

Defininetly earning more $$$$$$$$$$$$$$$$


BignTall
Rating
Well actually both are important enough if are short of money but if u have a lot of money, neither…


jetshadow25
saving is more importent because you can always spend more then you earn and there for have no money but saving you can earn less then others but still have more.


just me
Neither...these are two legs of a three legged stool. 1) Save (keep a cash reserve) to help you thru unexpected needs or incidents, e.g., lose of employment. 2) Always work to earn more because of inflation and to raise your standard of living and to have cash to...3) invest in assets that will appreciate and earn more income so that ultimately you don't have to work...your assets are working for you!


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