 Young couple in DEBT!? |
| We're a young couple, planning a wedding and would love to own something when we get married (condo, townhouse, house..) I have no credit and he has thousands in debt. Do we use a debt ... |
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 Can my son use my credit card in the uk? |
| i dont want to change usd to gbp so im using cards but can my son use them 2? hes 16... |
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 Should I pay my credit card off in full? |
| Hi! I am a college student, and I have save enough enough money to pay my credit card off in full. Should I pay it off in full or should I make payments to pay it off. I have still been making my ... |
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 Does anyone know any thing about debit cards .tried 2 use mine 2 day 2 get connected 2 sky tv but they told me |
| that my account number was invalid.thats twice now i take cash out all the time with the same card .have cash in my account now and checked my account details and thats correct.but dont want 2 go 2 ... |
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 HELP!!!!what are small baby steps i can do to boost my credit? |
| i cant pay off my medical collections because im paycheck to paycheck with 2 kids and a house, i have 5 credit cards all with different balance all with close to their limit, i feel like everyones ... |
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 Whats the best way to overcome low limit credit cards? |
| I have worked hard and now have spotless credit, and have paid off most of my credit card debt. However my existing credit cards have low limits and that is hurting my credit score. I was wondering ... |
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 Are bill collectors allowed to call you on Sunday morning? |
| I thought there was a law about when bill collectors can call you? What are my rights and what can I do about it if they call anyway?... |
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 I HAVE QUITE A FEW DELIQUENT ACCOUNTS ON MY CREDITREPORT. but I WANT TO FIX MY CREDIT AND MY CREDIT SCORE!? |
| AFTER I PAY OFF ALL THESE DEBTS HOW DO I GET THESE REMOVED AND HOW DO I IMPROVE MY CREDIT SO I CAN RAISE MY CREDIT SCORETO 800??... |
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 Is this a scam? Pay Pal? |
| So a lady wants to buy my PSP and i need to ship it to Nigeria, and i just got an email from Pay pal saying I have recieved the money and all i need to do to be credited the money is email them the ... |
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 What are you going to do with your $600 Rebate check? |
| I know it is going to help you in a lot of ways but what are your plans for this check?... |
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 How do you attain credit if you've never had credit? |
Additional Details
read carefully, I've tried to get credit cards, and small bank loans...but don't have enough CREDIT already built up. Hence, it takes credit to get credit?... |
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 Am i screwed...? |
me an my sister share the same address and initials, im nathan shes natasha. and she has bad credit. subsequently whenever i apply for credit i am turned down.
is there any way around ... |
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 I need advice with paying off my credit cards.? |
| I owe 5800 at 8.9%, I owe 4000 at 15.99% and I owe 800 at 14.9% I have some extra money, should I pay off the lower one first then move up? Or Start at the highest interest rate? Or should I start at ... |
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 A score of 662? |
what score do i need to get a $200,000 mortgage with a 662 credit score, i ask because im only 20 i havecredit cards for over a year and all have been paid on time. my income is $30,000 year
A... |
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 My child has a credit card in his name he is an adult, he defaulted on payments, can they charge my account? |
| Can I be held responsible for my adult childs credit card debt? The company has placed his debt on my account?... |
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 What if your parents got a credit card in your name? If you turn them in how much trouble would they get into? |
Additional Details
I'm an adult and it was fraud. I just don't have the money to pay the bill which is very high now and I know that they will not pay it. I don't want to ... |
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mdgurl323 | What's the best credit card for a new adult (18 years old)? |
I'm about to turn 18 and I'll need to get a credit card, so that my parents cannot control my money any longer. what is the best kind to get and why (visa vs. mastercard, APR rates, interest, etc.) |
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Tom
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The best credit card for you is a student credit card. Even if you dont go to school they are easy to qualify for because they dont require you to have a credit history. My first credit card was a citi bank student credit card and they gave me 1000 dollar credit limit. Please check out my Company and get a 60 sec approval on the card that fits you best! http://www.realcreditoffers.com/?cont=1002/1002_page_23817_124737.php&applic_id=3286&COOK_VIS_ID=95c3ef934772e4df50049c9500268bd4&COOK_VST_ID=f0ff4aa9c19600c014d7855640de4911&COOK_LINK_ID=deleted&COOK_SPEC_CLICK=deleted&COOK_CL_APN=not&cl= |
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doctrine-mouse
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Any with good low interest. The visa and master blue are good options, because they are made for students and have a low interest rates. But be careful, don't borrow to much. It's very easy to spent, but very hard to pay it back. The best combo is just debit credit card. |
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Nibblet
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I would strongly recommend getting a prepaid debit card, or a debit card with a new checking account from a bank. Do not get into debt by getting a credit card. Save that for when you are married, and you really need the money or credit line. You can get a free checking account from Bank of America, and they give you a free Visa debit card, which costs you nothing. It is like spending a check without writing one. You can buy things online, and use it just like a credit card, without the payments. Your best bet is to budget your money, and don't spend it before you have it. Credit cards will charge you around 13-18 percent interest, that is compounded DAILY. So, the longer you don't pay off the debt, the more money they are making off of you. If you pay the minimum payment, then you are just paying off interest, and not principal, and you pretty much count on having a credit card bill for the rest of your life. AND, if you are late on ANY bill, even if it is a utility bill, and the credit card company finds out about your delinquency, they can raise your interest rate up to 30 PERCENT! Don't do it until you are married, or on your own for sure. TRUST ME |
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Steve Q
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http://cards.hotusa.org - try this one. I personally use this card.
This card is also very good to build credit rating. |
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DTDeuce
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the only cards I have are visas and I have no problems with them as long as you stay current on your payments... good way to build your credit score |
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Nikki S
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the best credit card is a secured one, start small and build some history, then go for something else |
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Jose V
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capitalone will accept anyone that just turned 18 you get a $300 limit and it goes up to $500 if you pay on time the first 3 months.
Visa and mastercard dont really matter since you can use them almost anywhere. Get the lowest apr and interest rates possible also try for cards that offer rewards |
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dinomail_9000
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The easiest way to get a credit if you don't have an established credit history is to get a "secured" credit card. It works the same as a credit card but the only difference is you have to put money in first before you can start using it. Basically, your credit limit is the money you put in. In return, the money you put in sometimes earn interest depending on your agreement with your financial institution This is a good way to establish credit because normally banks will not just approve you for a credit card if you don't have any credit history. And if you can, stick with VISA or MASTERCARD. So far they are the best ones. Normally you start out with 21.33% APR. But I warn you. After about 6 months of having that secured credit card, banks will start sending you pre-approved credit card offers over the mail. Don't get tempted with what they offer you. Just pick one that has the lowest APR and no ANNUAL FEE. And make sure that you always pay your credit card off because they will charge you a LOT of INTEREST if you don't. |
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M K
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Capital One has the best programs for young people getting their first credit cards. Some cards have rewards.
http://www.creditwish.com/youngadults.html |
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beautifulangel
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out here in Washington master card is accepted more places than a visa. so. maby u should make sure the places u shop accept what Ur choice is going to be. :) that ill help with ur decision. |
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HEAD M&M IN CHARGE
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stay away from those get a debit card and save your money |
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Twinkie Thief
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get one that charges the most interest.. the higher the interest the higher your credit score will be |
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kellybelly42490
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Haha, none. I refuse to get one so I dont end up owing money to anyone.
I find a visa checking card pretty nice though. |
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Kenneth c
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There isn't a good credit card out there. But if your trying to establish credit usually the easiest cards to get is a student credit card or a jewelry credit card. |
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Mia
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Chase.
Lowest Rates Possible.
BTW: Don't get carried away! I don't even think I'm ever going to get a credit card because of all the possible debt.... |
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slaarwalhz
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Dont get too many thought trust me. I am 20, and I payed attention in my economy class. You can go into debt fast. Get one from your bank. They offer starter credit cards so you can build your credit fast. Once we buy my second computer with my credit card, and pay it off, I am closing mine with my bank and getting the Master Card from Best buy to get best buy points. Visa and master card are the same.. don't get one from them as companies its stupid. Get one from your bank or your favorite store, to get special bonus stuff, like points and coupons from purchases. But make sure you get the one that you can use anywhere. Some stories like well this example will be babies r us. You can get the credit card from them to just use at their store. it doesn't work anywhere else, or the Master Card one that works everywhere so they can earn points on the card from buying groceries or gas or anything. Thats the better Idea. |
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