 If I die and have a large credit card debt, is any of my family responsible for the debt? |
Just wondering what happens when credit card debt gets out of control with elderly people and they pass away. Who assumes the loss???
Additional Details
I live in Texas.... |
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 How do you get a credit card to build credit, when you have to have credit to get a credit card? |
| I need to build my credit so i was going to get a credit card but in order to get a credit card you need credit so how can i get a credit card to buld my credit because i have no credit at ... |
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 Free credit report? |
I want to go online for a free credit report, but do not want a free trial, do not want to use a credit card. please can someone help me.
... |
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 Should i tell my girlfriend how much money i have in bank? |
| We been togther for 3 months and i have 40,ooo in the bank should i keep it confidental or should i tell her? The whole time i been with her she gets the impression i'm a hard blue collar worker ... |
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 How do i get a free copy of my credit report? |
| i want to do this without using a credit card and a free trial.... |
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 I am 18 and I think I am ready for my first credit card? |
| Any tips on what type of card to get or where to look for one?... |
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 Am I the only person living pay check to pay check? |
| Honestly, it seems like no matter how much money I make I can never catch up on my bills and my debt just keeps getting bigger with each passing day! I have tried a financial advisor but 1) i have to ... |
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 URGENT PLEASE READ Natwest Scam!!!!? |
| there is a scam just been sent to my email, it looks like its from Natwest it asks you to login using your detals including your card details and pin. I am a computer engineer and urge anyone that ... |
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 Hello. Anyone good with credit card debt? Help!? |
| I have $31,000 in credit card debt. I have five cards, but the two with the highest balances are 11k @ 29% and 17k @ 25 and 3k @29 %. I have $8000 to pay twoards my cards, but I don't know ... |
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 I need a credit card? |
| I am looking to get a credit card. Never had one. I would like to have only1. Does anybody know where I can sign up to get a card without a lot of hassle?... |
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 Why did they take my stimulus check? |
| they took my stimulus check for a student loan that my wife owed from a previous marriage. she does not work and the income comes solely from me. how in the heck can they do that? i got a letter ... |
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 Is it illegal to use someone else's credit card? |
| I got my roomates credit card as he owes me money so i started using some money and now he is gone, I dont know where he is now, maybe not even in the country, and if for some reason collections ... |
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 21 ys old and im in $6,434.00 in debt, please help me and give me some good advice WHATCAN I DO FIX THIS MESS? |
| i know i know i was young stupid, naive, hardheaded, and just plaine dumb. i learn my lesson now and all i want to do is prepare for my future. why do i fell like im the only one in the world who got ... |
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 Why are Credit Card holders always given better treatment like gifts, points, offers etc, ? |
| I observe that now-a-days Credit card holders are given preferential treatment at Malls, Hotels, Shopping arcades, Tourisms offices, Banks, etc, etc, like special offers, gifts, moneyback offers, ... |
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 How do I cancel a check that was cashed? |
| I bought something online and paid with a check. The check was cashed but I received a completely different item and they won't accept a return. I was scammed, so how do I cancel this check? It&#... |
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mssha81 | What's the best thing to do to fix your credit? |
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kalexander05
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Pay all your current bills. Save as much money as possible and the next time you get a lump sum of money like tax time..take the money you have saved and the taxes and pay them off at one time. |
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bbq
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and stop asking for credit - too many inquiries can also hurt but they drop off pretty quickly |
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thylawyer
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It depends on a number of factors: How much do you owe? How much is secured debt (mortgage, car loan, etc.)? What is your monthly income and is there enough left after all monthly necessary spending and paying of bills to put towards paying off the debt? If not, can you take on a second job to pay the bills down?
If not, then you need to look at bankruptcy. Does your family earn more than the average family income for a family your size? If not, you can file chapter 7 and your unsecured bills will be discharged. It will cost you $299 for the filing fee and between $700-$1200 for legal fees.
If you earn more, then your monthly expenses have to be considered, and you still may be eligible for c. 7.
If you have some extra money each month, but not enough to stay on top of the unsecured credit, consider a chapter 13, where you will be able to pay all unsecured creditors the same percentage, and all interest and other charges will stop accumulating, which will not happen if you use debt consolidation or try to pay on your own. |
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blinkingsupastar!©
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Pay your damn bills. |
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NutstersChick
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Steal someone elses!
No better not, pay up in future on time, it might help. |
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heterophobicgirl
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Pay your bills ON TIME, all of the time over the next several years. Pay down your debt and get rid of your credit cards and only keep a line of credit if you intend to pay it off every month. |
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cosaxteacher
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Pay off any old debts that are still outstanding. Once you are able to qualify for a credit card use it and pay every penny of it off every month. This will fix your credit. I had awful credit in 2001, and doing this method, I was able to buy a house with a great interest rate in 2005. |
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brentjensen74
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Time, time and don't screw it up again during that time. |
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locamiami
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Spend wisely, do not charge the credit card if you don't make enough money to pay for it.
Pay on time, and only have one major credit card.
If you have unused credit cards, close them because they can hurt your credit too. |
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~O.N.E.~
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Start paying off your debt, and pay upcoming bills on time.
Even if this means consolidating your debts for a while (which will hurt your credit rating), it will help a lot in the long run. |
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snakeman11426
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Pay your bills? |
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Shadow Man
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Just make sure to pay off all of your bills as soon as you get them. There is not really a way to improve your credit quickly without taking financial risks. |
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jessi~Baby #1 due 4/2/09
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Pay all your bills on time.....then i would get a small secure loan and pay it back on time. |
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E M
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Make sure you don't have too many credit cards, I would reccommend no more than 2 or 3. Also, ensure your balance isn't close to the credit limit on the card. If it is, then ask the credit card company to raise your limit and then cut the card up and continue making payments without using the card to charge anything. Another thing I would reccommend is getting a copy of your credit report to see if there are any "old" credit card accounts that your paid off and closed... sometimes, these can show as still being active and open. Go to freecreditreport.com to see a copy of your credit score and report. Just remember, this takes time. Good Luck!!! |
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hsmnt
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-always pay on time
-pay at least the minimum amount, but
-preferrably no more debt! no more bounce cheque or late payments
-maintain such excellent report for a few years
-higher /increasing income and transcations trends over time, will help a lot (worsen or decreasing income tends to raise questions) |
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Cindy L
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stop buying things you can't afford, and pay your utility bills on time. |
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Sabersquirrel
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Pay your bills on time. Buy something on credit you can easily aford to pay for, and make sure you pay it every month. (For example I bought a motorcycle on credit in my youth despite having the money to buy it with cash.) Look over your free credit report pay off or challenge every bad thing on it. |
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umdanddvd
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you can check my profile for a link to a company that has this in its text
you will receive immediate online access to our Exclusive Bad Credit Lender List and Credit Repair Kit.
you need the kit |
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lustfulfaerie
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Get one of the prepaid credit cards, and pay it off as you go, or if you can get a small limit credit card and pay it off as soon as you purchase something. But the pre paid credit card will build it faster so said my bank |
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quizqueen
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MAKE PAYMENTS ON TIME
GET A SMALL CREDIT CARD
PAY OFF COLLECTIONS
OR REGISTER WITH ONE OF THOSE CREDIT FIXING COMPANYS |
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King H
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Destroy your credit cards, and budget yourself into you pay off your debt. Understand that it's going to take some time to do though. |
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