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 Need help dealing with a collection agency?
These big Turds from Allied interstate collection company is calling my cell phone every hour looking for my wife. They are trying to collect a credit card she stoped paying 10 years ago in ...


 I checked with 2 credit scores sites. my equifax fico score is different. one is 518 and the other is 621 ,?
how do i know which site / and score is correct. i think this some bulls*** , unless someone tell me otherwise. please help me let me know, also what can i do to get credit score up. i have one line ...


 What credit card can I get if I have bad credit ?
I have bad credit and need a credit card. I need one that I can use to withdraw funds from the atm or use to make a money order. This is to pay my rent thats why I need either the cash or the ability ...


 Is this a scam?
someone claims to be a gov't official and wants to give me a $5,000 grant that i have to never pay back because i'm qualified. All the info he wants is my bank name and bank account #. He ...


 What is the best credit card for college students?
Can anyone tell me what the best college student credit card is? What's usually the credit card limit for students? I'm planning to get it just in case I need it when I go to South Korea ...


 Would you live in a van for 3 months to become debt free?
How about in a small car?
Author and millionaire Robert Kiyosaki (sp) wrote that he was living out of his car for awhile.
Additional Details
Maybe 6 months is more realistic....


 How can I remove charge off's from my credit report?
Can someone please advice some good advice on this matter....


 Can I legally do this?
I have a paid $10,000 federal tax lien on my credit. The IRS placed the lien on there last year and just a few months ago, I was finally able to pay them off. On my credit it shows as released.
<...


 I don't know how to fix his credit!?!?
my fiance has a credit score of about 550.we would like 2 buy a house soon,but i'm sure its pretty obvious that wont happen if we dont fix the credit problem.i have a few ??.i know this is going ...


 Credit card help buying fleshlight but 17?
Im 17 and have a pre paid master card im buying something that you ned too be 18 for if i just check off the verify that your 18 box on the site will they be able too find out im 17???...


 Is Capital one a good credit card to start with?
I want a credit card for just emergencies and I have a good steady job. If capital one is not good what is a good credit card to start with?...


 What is the biggest amount of debt you ever paid off?
I am currently writing my story on my blog. On Christmas Eve 2008, I was unemployed with $647,000 of debt. I have since read Dave Ramsey's My Total Money Makeover and I am intensely focused on ...


 I would like my automobile repo and would like to know what is going to happen after?
I let a person use my name to purchase an automobile and his negative equity on his prior automobile cause the loan to be 45k. The car is worth 25k and the loan is still 40k. The person split and now ...


 Credit Card interest rate went through the roof, why?
Can someone help me? I got my 2 credit card bills the other day one is HSBC Bank and the other is CITICards, both showed an interest rate 19.99%. I paid both balances off in full and am considering ...


 Pay one off or put a little towards all?
With my tax refund Im going to pay credit card bills, however, which is smarter? Put the refund all on one card or put a little on each card?...


 If I had some money paid into my bank by accident do I have to pay it back?
I mean I really don,t have to say one way or another if its even in there If somebody asks do I?...


 Whats the best credit card for a 18 year old?
I need a credit card, that has no annual fee. Ive been looking into the PayPal Mastercard, but it says it has a minimum finance charge. Even though this probably wont effect me as my parents will be ...


 Does paying off your credit card balance in full every month still build credit?
I am an 18 year old first year college student and I have a student visa through my bank. I have a 700 dollar limit and I think a 17% interest rate.

Every month I charge like 40 or 50 ...


 680-687 credit score, was denied 8k car loan from capital one. Make about 60-70k/yr. why? what next?
I work 7a-730p, so I have to be up by 545am to catch the bus and I usually dont get home until 830-9p. I dont live far from work, but I live in LA so there is always much traffic. My initial goal was ...


 My credit card company is raising my APR. Should I opt out of the rate increase and close my account?
My credit card company is raising my APR in response to market conditions. Should I opt out of the rate increase and close my account?
Additional Details
Chase is raising my rate due to &...



ally
What's the best way to improve your credit score?
Hi. I'm a 22 year old college student and I've had my fair share financial struggles topped with poor responsibility, but now I'm wanting to build for my future. I've torn my score up pretty bad and don't think I'd even be approved for a wal mart card, but I haven't filed bankruptcy or been taken to court over it. So I definitely need to imrpove my credit score, what is the best way to go about doing that?
                     
 




Arvind P
i do not know how much your score can be rasied but this will defeinitely help you out. i went to http://offur.com/fixcredit , a totally free service that helps you raise your credit and create a plan to keep it up. its pretty helpful.


business credit cards
The very simple solution is always pay your bills on time. There are lots of ways to rebuild your credit. There still a chance to improve your credit score.


Babar
Rating
The best thing is to pull your credit report. Then you know where you are. the set up a budget. then pay off your debt going newest to oldest with relation to size. then get two secured credit cards. keep those for two years never close them buy something every six months keep the balance at zero but keep them active but don't close them. apply for a credit increases every six month. then get three credit card from credit unions. ONLY CREDIT UNIONS there the best. and have been on the top of every credit card list. for the last ten years. Look i have good credit now but when i came out of college i had my fair share of troubles. The most important part of this list is a BUDGET! A BUDGET! A BUDGET!


walkthisway2009
I would use a combination of credit repair and possibly a tradeline program. They are very affordable and would get you well on your way to having better credit. My mom used it and not only was able to open other accounts, but her score jumped 51 points. Check out the free evaluation form at www.totaldebtsolutionsllc.com They can help.


Jennifer
Rating
Hi,
I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.I came across this company on NBC News Special Edition.Check it out here:
http://urlhawk.com/29x


Meg J
Rating
i do not know how much your score can be rasied but this will defeinitely help you out. i went to http://offur.com/fixcredit , a totally free service that helps you raise your credit and create a plan to keep it up. its pretty helpful.


Ibran
why not try and go to a debt management company they will combine all your payments into one and set you up with one affordable monthly payment and they will even freeze the interest. then before you know it you would have started to get rid of your debts and finally be debt free and have your file wiped clean.


Samantha J
Rating
To raise your credit score you need to do two things:

1 - add positive things to your credit records. Such as paying your bills on time!

2 - Remove negative things from your records. These may be mistakes made by the credit report companies or bills you haven’t paid!

If your problems aren’t too bad or too complicated than you can do this yourself. This review site gives you e-books to explain the process and guide you through it:

if your problem is complex - or you just don’t have the time or patience to do it yourself then you will want to use a credit repair company. This review site will guide you to the three best companies to use:



Good Luck!


TheBigAndy
Ahhh here is a link to an article on how to improve your credit score. Good Luck.


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