 I am 19 and i have no credit history, im ineed of a personal loan of 3000 i make 1760 monthly help??? |
| i have been applying everywhere but i cant seem to get a loan as of yet and i need this asap so please if u kno of any loan sharks, or company that could most definetly help me out please let me ... |
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 If I were to divorce my husband, would his credit also be my credit? Or is it seperate? |
| What I want to know is when I divorce my husband will I continue to have no credit? Or will I have his credit on my credit report?... |
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 Can they take her car? |
| My friend is planning on filing bankruptcy. She has an appointment with the lawyer in about an hour (to actually file) not just a consultation. She just called me to tell me that people are pounding ... |
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 Is it hard to buy a house without credit? |
| my fiance and i are living in a shack and we have found a house we love and would like to buy but we have no credit bc we are young and have always been afraid of getting in over our heads. we were ... |
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 Did they ask for your? |
| [For the people that have a paypal credit card] Did they ask for your credit card number when you signed up for a paypal debit card? if so, Are the EXACT numbers on your credit card that are on the ... |
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 Does anybody know? |
| If you live at an address for a number of years,and the last owners have taken a personal loan out and they have given the address that you are now living at,they haven't kept the loan up to ... |
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 Bill collectors, won't listen to me!? |
| Bill collectors keep calling our phone number! I have told them that the person they are looking for does not live here! They now have a automatic system and if you answer it kicks in. I want to get ... |
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 Do i trust these people? |
i have just applied for a loan,
and have been told that i must pay 49.50 admin fee
is this correct and is it because its a smaller lender and i have adverse ... |
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 I recieved summons today for a credit card debt? |
What am i supposed to do? Its from about 3 years ago. do i have to go to court? i am really confused. what does it mean? will i go to jail? please someone help me i am really scared!!!
A... |
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 What can I do about harassing bill collector phone calls? |
| I don't have account with the compay my son does. I have asked them not to call my house because my son no longer lives with me. I also have asked my son to handle this matter. If I knew where ... |
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 Should I Put My Girlfriend On My Credit Card Account? |
So we've been together for about a year, and I know I love her. Is it ok to share an account with each other.
Additional Details
Yeah, I do know better. Just wanted to see how many ... |
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| Does a shop manager has the right to destroy your debit card? |
| I went shopping and when paying,because my card was not signed,the shop manager decided to keep it.I proposed to bring my ID but he said he had the right either to keep it or to destroy it.He then ... |
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 I am a christian with a business,if someone owes me and doesn't pay is it right for me to sue them? |
| I never sue anyone eventhough I lost millions! but still the Lord Jesus is gracious to me and keep on blessing me. but it became a tradition to them that it is all right not to pay me because I don&#... |
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 How do I 'get out' of being a guarantor? |
| I reluctantly agreed to be a guarantor under the impression that the loan would be paid on time every month, if payment is unavaible from their bank account it is immediately taken from mine, ... |
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 Have u been a victim of credit card fraud? |
| I've recently had £2,000 taken from my account. The bank cannot tell me where or how (is this true?!). How the hell do these fraudsters do it though? I still have my card and shred everything.<... |
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sbfdarklove | What's the best way to straighten your credit? |
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 |
 
haleysmom
|
pay your bills on time, keep your balances at 50% of their limits, don't open or close new accounts.
The fastest way is to have someone add you as an authorized user on an established account with good history. You don't need to qualify for the account, and there is no credit check, but you get the entire history reported on your credit card like you had it the whole time! |
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lyllyan
 |
First - get a copy of your credit report from all three bureaus - Experian, Transunion and Equifax You are entitled to one free report from each company in a 12 month period.
Carefully check all the records they have for you and make sure you have any errors corrected.
Pay you bills on time!
If you have a credit card, pay off the balance every month. |
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alex77055
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pay all your bills on time |
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James C
 |
If you are talking about removing negative credit, you first must pay all outstanding balances on all accounts. Once you do that, any negative information that is yours will stay on your credit report for 7 years from the date of last activity. If something is on your credit report that you know is not yours, you can dispute it thru the credit reporting agency that has the error. There are three credit reporting agencies, Equifax, Experian, and TransUnion. Also, be sure not to apply for a lot of credit at once. Inquiries stay on your credit report for two years. A lot of them will lower your credit score. |
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grawby
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If you have more than like 4 or 5 credit cards you should get rid of them, after you pay them off, of course. You can also apply for a consolodation loan to make it more manageable to pay your debt. This will combine multiple debts into one. Try a bank, or better yet, a credit union.
If you can sell some assets like an automobile that you don't really need this could free up a significant amount of money, especially if you got really crappy terms on the loan (like a high interest rate). And finally, after you eliminate unnecessary credit and charge cards, make small charges on them on a regular basis but pay them off every month before interest accrues. These things will demonstrate to the credit bureaus that you are a good credit risk, as opposed to a bad credit risk. |
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I Know Nuttin
 |
1. Pay your bills on time.
2. Don't sign up for any consumer credit counseling - lowers your score even if they tell you otherwise.
3. Get a secured credit card (that is if you can't get a regular credit card). Charge it up to 70% of its maximum and pay it off every month. |
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lucky
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pay off your credit card bills and other bills, and then take a pair of scissors and cut your credit cards up because they are unecessary evils. |
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ffperki
 |
pay your bills |
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marvin
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Pay your bills on time and pay at least the minimum due. |
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Mona
 |
Pay as much as you can every month
Do not charge anything else until you have your balance under your control--
And remember, If you can't afford it, dont buy it! |
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St. Jimmy
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stop using credit cards and stop spending and start saving start using generic brands and use coupons also attempt to stay at home more to save on gas.
anything helps
Good Luck! |
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Chrys
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pay all your credit cards off and don't use them anymore...pay bills on time. |
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BajaRick
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time and quit buying things on your credit cards |
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MLL
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Pay bills on time and get a loan. |
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angelina
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You should pay all your outstanding bills on time |
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hendy h
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The Credit Repair System consists of methods that provide relief to various debtors. It consists of number of steps that help you get over your debt, while reestablishing your financial situation. If you have bad credit, you may be aware of the denigrating looks given by the people, making it embarrassing for you. But the truth is everybody experiences bad times, but few are able to overcome the problems faster than the others. Many people, including rich have applied for bankruptcy. So remember you are not unique. Use the steps outlined below to get out of your financial mess. |
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Bret
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All negative items on your credit report have to be removed after 7 years, except judgments and bankruptcy, which remain for 10. As the information ages, it becomes less important as well, and has less negative effects. In the short run, get a deposit style credit card, pay each month on time. It reports as if it is a revolving credit card. The larger your deposit, the larger the credit limit shows on your report. Never borrow more than 50% of your available credit on this deposit-style card. Within 24 months other regular revolving cards will become available. |
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