 How long does it take for a credit return to appear on the account? |
| I returned an item that I bought with my credit card and I wanted to know how long it will take to show up on my account and if it will appear online?... |
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 Minimum Payments? |
| I have a Mastercard with a $1000 limit. This is my first card and I was wondering, if I spend $100 how much do I have to pay back when I get my first bill? How can I find what the minimum payments?... |
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 When do I make my first car payment? |
| When do I make my first payment for my car loan? I am financing a car and picking it up tomorrow, just needed to know if I need the first payment up front or if I pay the first payment in a month?<... |
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 Is this a scam? |
| I got this dude's e-mail address from a question on here. He says he gives out personal loans to people $4000-$100,000. He asked for a copy of my ID. He is overseas. Is this a scam? What ways ... |
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 Is there any way of making real money online from zero bucks?? time is a limit..///? |
| there are many websites tellin abt makin money online... tellin 2 giv only 30 mins .... am ready 2 giv 120 mins but is there any real way of makin money???and i cant invest money online...i have my ... |
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 I have bad credit, how do I fix it? |
| I'm in my early 20's and I have bad credit. A few years ago, I went behind my parents back and got a load of credit cards and charged about $4000. I have been trying to pay back my ... |
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 Why can't I get a credit card??? |
| My credit score is high and I have no outstanding payments due. My credit was bad in the past, but it's all been fixed and my credit score increased. I did get approved for a couple cards some ... |
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 Credit card date? |
My bank credit card asks for payment on the 24th of each month, is this because they know people are short of money a few days before the end of the month?
Do/did you ever work in a bank? could ... |
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 Is it safe working with Pay Pal? |
| How can one claim his payment from PayPal without giving details of his bank account? Please tell me in details how does it work and how can payment be claimed?... |
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 I just got approved for a $500 credit limit, do I have good credit? |
| I just applied for a Victoria's Secret card and was approved and given a $500 credit limit. I'm just wondering if this is a good limit or not? Does this mean I have good or bad credit or ... |
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 HELP!! Credit Card Debt and Balance Tranfers? |
| I have 2 cads that carry a balance, one has 132 dollars on it the other has 700. I just recieved an offer from Chase with Chase Visa Plantium Card, that offers 0% intersts on balance tranfers and no ... |
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 How do you pay for credit card bills? |
| When they send you the bill can you give them your debit card number to pay for it? Does your checking account charge money to do this even if it's not online? How are credit card bills paid for?... |
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 Help Needed, upside down car loan, divorce, no refi option? |
| My wonderful ex husband left me with a ton of credit card debt and a car worth 12K that we owe about 18K on. I signed the loan while married because I felt intimindated and pressured (really wish I ... |
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 Paying my credit card payment in full every month? |
| Okay, so I'm 19, I just got a credit card to build my credit, I've been searching around and some people say you should pay your cc payment in full every month and other say you should pay I... |
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| Best way to use credit card to improve credit? |
| I am trying to improve my credit scores, I have a credit card, but I have heard different ways of using that can help you credit (not going above 50% of limit, paying it off right away, not paying if ... |
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 In order to save our economy why cant the goverment print money in order to get us out of debt? ? |
| i know the goverment could not just hand out money but in order to repay banks to get our economy going so that banks would lend money why cant the goverment just paint enough money to clear our ... |
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kingpin NC | What's the easiest and quickest way to repair your credit? |
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kittyxxx123
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Get a credit card and charge a small amount on it, and pay on it for about 6 months then pay it off. Or get a loan at a bank (the interest rate is much lower) and pay the monthly payments on time but don't pay off early. Start with $500 loan and keep working your way up. Don't spend the money you borrow put it in an account just to be used for the loan payback.
Don't do bankruptcy!!!!! |
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christie
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if it's really bad hire someone to dispute your claims or just dispute them yourself and you can get them taken off, if it isn't bad and you have a close friend or relative - you can have them put your name on one of their high maximum/low balance credit card lines and that will instantly improve your credit by lowering your % on how much credit you have as compared to how much you are using. Just don't get their card and max it out - better to not even see the card. that's the easiest and fastest way. Also, paying off deficit balances will not improve your score if you are in default. YOu have to tell the credit card companies that you won't pay until they send you a letter in writing that the deficit will be taken off once the account is paid in full otherwise the negative mark will still show up on the report. I'm in bad credit rebound right now so I've looked all this stuff up. HOpe it is helpful. |
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banananose_89117
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Cut up each and every credit card and pay them off. Once they all are paid off, have no more than two credit cards. Charge only what you know you can pay for at the end of each month, except medical or house repair emergencies.
Buy items on sale and never pay full price except for necessary food items. Stop buying more clothes, shoes, book, etc. The only time you can buy new clothes or shoes is when the other is worn out and you replace it.
Do not buy fast food, carry your lunch and find out how much you save each week, which goes toward the "old" bills. Do not buy from a vending machine, carry it from home, whether drink or candy.
And if the credit card company or a collection agency is calling and calling, go see a state-recognized debt consolidation service that is sponsored by United Way. They will set you on the right track through negotiations with your creditors. |
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See Saw
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The Credit Repair System consists of methods that provide relief to various debtors. It consists of number of steps that help you get over your debt, while reestablishing your financial situation. If you have bad credit, you may be aware of the denigrating looks given by the people, making it embarrassing for you. But the truth is everybody experiences bad times, but few are able to overcome the problems faster than the others. Many people, including rich have applied for bankruptcy. |
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Jay P
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The best and fastest way to repair your credit is to just pay things off. Example....When you use your credit card, don't wait until you get your statement in the mail, pay it off early. Or if not that then pay more then the minimum balance. Cell phones help boost your credit. Also if you take out a loan say $5000 and you use that money to pay off some of your debt say like 4 or 5 things. Then you wont have to worry about those items anymore, just 1 now, your loan. Within 6-12 months you should see a great increase in your credit scores across the 3 company's......ALSO an important piece of information....DO NOT use those credit repair services that you see on T.V. they will actually destroy your credit for 7 years. This is what happens, Yes they will help out and take care of your debt, but at the same time, they issue themselves as a creditor and now can tell the equifax, experian, and trans-union that you owe them that money in-return, and that you are delinquent and now they are on your report for the next 7 years. Hope this helps some..... |
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David A
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Reapir credit score
Your credit score is based mostly on:
1. Length of credit history
2. Payment history.
3. Ratio of credit used to available credit.
4. Number of credit inquiries you authorized.
If you cancel your card, you'll be hurting your credit ratio. (#3).
You want to deliberately keep your oldest credit card open, even if you never use it.
You want to always pay the minimums of each loan on time every month.
You want to keep your available credit high, but actually only have balances equalinig 25% or less.
You want to keep your credit inquiries to a minimum. Try for no more than 3 or 4 per year for any type of loans.
You do these things and your credit score will quickly soar into the 700s.
--------------------------------------...
http://www.bestcreditrates.net |
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Caroline
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Remove any negative information from your credit reports by contacting the 3 major credit bureaus. You may find that some paid or absorbed debts are still showing up as owing and there are debts that don't belong to you. Pay all bills on time. You could ask your creditors to lower the interest rate. If you are finding it difficult to pay them on time and the interest is high then it could be time to combine your debts into one payment by finding a legitimate and recognized debt consolidator who could help cut the balance on your debts. Be mindful that these companies don't do it for free. Your bank may advise you also. If you own property and/or have equity in your home your mortgage lender may well give you a low interest rate and you could pay off those high interest debts. This is the best way I personally have found. |
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CarMan
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There is no easy or quick way, unfortunately. It's easy and quick to get into a bad credit situation, but slow and hard to get back out.
Just work with your creditors on payment plans and make all payments on schedule. It'll take time, but it's the only way.
Stay away from credit repair companies. They usually don't help. In fact, they can hurt you because just seeking this kind of service can lower your credit score almost as bad as a bankruptcy. |
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Canadian Guy
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Secured credit card |
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harbormaster
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bankruptcy clears your credit for seven years |
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turg143
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Duct tape |
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