 Payday loans? |
| has anyone ever received cash from a payday loan advertised on the internet, usually says up to $1500.00 . I was wondering if it is real and safe. I'm a single mom in need of a loan with not so ... |
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 I am so nervous...? |
| i have to go to court on tuesday for a credit card debt and i don't have a lawyer, i feel like i'm having an axiety attack, i know it's my fault but i'm scared, has anyone ever ... |
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 Decent credit cards? |
| I want to apply for a credit card in case of emergencies (serious ones, not "OMG I need new shoes charge it" ones) Like if the car breaks down and that kind of thing. I know I may not get ... |
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 I cancelled a credit card an hour ago- can I call them to open it again? |
| I cancelled a CC- an hour ago now I realize that maybe I should have just kept it open even though I have not used it in 3 years. It has been open since 2002 and had a credit limit of 9500- can I ... |
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 Can a collection company send local authorities to arrest you for not paying your credit card payments? |
| My husband was threatened today by a collection agency stating that they were sending a officer tomorrow to take him to jail for not paying his credit card. I have heard that this is how they try to ... |
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 Will a collection agency sue me over $7,000 debt? |
| I have debt with a walmart credit card for $7,000. They have sent it to Encore, a collection agency. Will the collection agency sue me for this amount of debt. I don't own anything of ... |
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 Can i be turned down for a credit card because i did not provide my social security nunber? |
| I went to a local store and I was told that my application could not be processed if my social security number was not ... |
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 I may be moving out of my hometown, should I cancel credit cards? |
| I will be moving to a city that doesn't have some of the stores that I currently have credit cards for. I know you shouldn't cancel or close the account because it messes up the credit. Do I... |
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 What would a credit-card company do if i refused to pay? |
| if i just said "look, the risk of non-payment was yours when you gave me the card, I can't afford to pay it back and you will have to write off the money?"... |
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 Bank Account..does anyone know if i can open one even though i have an overdue on another account they closed? |
| I used to have an account at wells fargo, but i had an overdraft and they didnt even give me a chance to pay...then a month later they shut the accound and gave me a letter sayinf it was send to a ... |
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 If I max out my credit card every month and pay in full every month will that hurt my creidt score? |
| My Limit is $2000 and I use my card for all my necessary spending i.e. rent, utilities etc.... if i charge $2000 on the card and pay it in full every month leaving no balance will that hurt my credit ... |
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 Question about collection agencies? |
Can collection agents actually come to your house and harass the hell out of you?... or is this just a scare tactic?..
Additional Details
Why do some people say Yes and others say NO?? P... |
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 What's in your wallet? |
| Well, that is what that card place asks.... |
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Tyrone J | What's the easiest way of improving your credit score? |
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lildulagirl
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making sure you take care of an derogatory (bad credit) accounts. is the 1st thing.
depending on what you what to buy 1st can make a difference.
having a lot of credit is not hte best thing either. example if you have 5 credit cards with $25k limits that could equal just as much debt if you chose to.
Get what you need and don't over do it. Try to pay your balances off every month. |
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stephen l
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Credit repair-period. Many people will tell you that you can do this yourself. You can with a little help. The key is to have the language of your letters correct. The wrong verbage will get you thrown into a turndown stack and possibly blacklisted. Additional tips will help you as well. I have had success with a do it yourself credit repair kit that costs less than $20…….a much better solution to those firms charging per month or $699 for a program. Good luck. |
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viper_fang2002
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get put on someone credit card with good credit your credit will trace back to when they got the card p.s. you don't have to use that card if they put you on it you can cut up the card they send you so there credit is safe |
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_
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5 steps to better credit
* Correct blatant mistakes. Your credit score is only as good as what shows up in your credit report. Review your reports from all three credit bureaus for accuracy once a year.
* Pay your bills on time. This is always a good practice, and it's especially critical that you make prompt payments close to the time you need a loan. That's because a late or missed payment in the last few months is likely to lower your score much more than an isolated late payment five years ago.
* Reduce your credit card balances. A heavily weighted factor in your FICO score is how much money you owe on your credit cards relative to your total credit limit. Generally, it's good to keep your balances at or below 25 percent of your credit card limit.
* Pay off debt rather than moving it around. Since the ratio of your credit card balance to your credit limit is key, closing out an account and transferring the balance simply means you increase that ratio, which is likely to lower your score.
* Don't close unused credit card accounts near loan time. If you have several credit card accounts but are only using a few of them, you'll only raise your balance-to-limit ratio if you close the unused ones. You also shouldn't open new accounts when applying for a loan if possible. If you have a short credit history or very few accounts, opening a new credit line may lower your score since you don't have a proven track record. |
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mbezlr
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get more credit, but don't use it. There is a magic number of cards out there too. |
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beauty s
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paying your bills on time |
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Pamella A
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Try to pay your bills on time. If you want to do it within few months they you have to consult a credit repair company. Try to go for some non profit organisation who are BBB registered it will be better. Fill up their online form and they will help you out.
To know more you can visit
http://www.creditcardbiz.blogspot.com
and
http://www.debtconsolidationmanagement.blogspot.com |
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sakhi
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by answering u can improve ur credit score |
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Sluth master
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First thing make sure you pay your bills on time, every missed payment Lowers your score that much more.
now the quick fix, get your credit reports from all three of the reporting agencies (see bellow). Now send a letter to each reporting agency claiming that the missed or delinquent accounts do not correlate with your records. Most companies do not have the man power to respond to one of theses request let alone all three, so any company that does not respond to all 3 credit inquires will cause the negative report to be removed from your record. |
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Dime
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answering |
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