 Cant pay credit card debt? |
I used to live in the UK and moved to US 3 months ago.
My plans didnt work out well and Im bankrupt, I dont have any debts here and can afford just to live on my earning but Im in debth to ... |
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 Are there any good sites where I can check my credit? |
| I got different credit scores from 2 different sites, why is this? if anyone knows of any good sites post them here, I would appreciate it, thanks.... |
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 Is it better to negotiate charge off amounts with creditors or pay in full? |
| should i negotiate a discount? or pay in full? whats better for my credit report/ does it matteR?... |
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 I want to improve my credit but all my debt is at least 3 years old and all in collections. What to do? |
| My credit score is currently 570 and I want to improve it but because my debt is all in collections and they are all at least 3 years old I don't know what to do.... |
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 Credit card problems? |
| i tried to order something through Paypal (which i do all the time), but the transaction didn't go through and it said that my card was denied by my credit card issuer. I didn't cancel my ... |
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 Is there a way to get your money from someone who borrowed your credit card? |
| I let my friend use my credit card to charge something, he said he was going to pay it right back in a couple of days, or he could put the limit right back on my Visa with his Visa. But since I let ... |
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 I have a 1 year old debt, does credit get worse the longer I don't pay? |
| I'm currently 20 and about a year ago had to visit the hospital due to an ear problem. The bill is approx 2,500 and I have yet to pay it. I have no other form of credit history that I am aware ... |
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 Which is the best credit card to get?? |
| I dont know much about credit cards...help please. I have the student visa from bank of america but i want another one.... |
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 Credit card? |
| Is there any problem if we'll not pay the bill of credit card. Or, If we'll go for settlement, they keep the details as defaulter or, wht? plz advice....... |
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 Can I get a used car loan? |
| I just turned 18 last week. I have been driving a 1988 Ford Escort for a year and a half. I paid $500 for this car so I am not sure if it is even applicaple for a trade in. I think it is time to ... |
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 Do negative records really "disappear" from your credit report in 7 years? |
| I recently viewed my credit report, and a lot of negative/delinquent accounts and records are not on it. So is true what they say about negative items being deleted from one's report after 7 ... |
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 Personal loan 5,000? |
| I need a four thousand dollars to pya off my credit card debt becuase I am looking ot buy a house in three years and I would not have gotten rid of my credit car debt by then.... |
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 Would this hurt my credit? |
| I have perfect credit as of right now I always pay of my credit cards and on time. I got a the cell phone service Altell and didn't really like it to much, so i canceled after a few days, now i ... |
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 What happens when you don't make ur minimum payments (credit card debt)? |
| so i'm having a little trouble making the minimum payments right now. In about 2 months, i know i'll be able to make them. But what concerns me is how the credit card companies keep calling ... |
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 Can i still be eligible for a car loan even my car is under reposession? |
| our car was repossessed.and we cannot pay for the whole amount.instead of paying it,we are planning to used the money for down payment for a brand new car.can i still be eligible for a car loan?we ... |
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 Which credit card companies will give credit cards to someone who is a discharged bankrupt? |
| A friend of mine was made bankrupt a few years ago, but has been discharged for about 18 months or so. So he can try and build his credit up, which credit card companies would allow him to obtain a ... |
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dccuttie75 | What's the fastest way to clear my credit without filing bankruptcy? |
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SLR
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The only way to clear negative items from your credit before the 7 year statute of limitations is to pay what you owe. You can try writing letters to the credit bureaus disputing the items, and they will have to obtain proof from the creditors that the negative items are accurate. If they are unable to get proof within 30 days, the items have to be removed. However, if the creditors do prove that you owe them money, get ready for the collection calls to start all over again. |
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Wraith
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Win the Lottery |
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William J
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There is no fast way period. Contact a credit counseling group like CCA and they will be able to help you the quickest. It might take awhile, depening on your income verses debt, to clear up your credit. Bankruptcy is definitly not quick. Check all the pro's and con's before you do anything!!!!!!!!!! |
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Mikey Mike
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Pay your bills. duh. |
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Rational Storm
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There are many organizations that offer to clear up credit reports... You can do it yourself for free - One step is like what what others here have mentioned - if the the faulty credit lines are incorrect - dispute them; if they are NOT correct, a dispute still might get them removed due to the 30 day time restriction. |
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Luckys Charm
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The only way to clear negative items from your credit before the 7 year statute of limitations is to pay what you owe. You can try writing letters to the credit bureaus disputing the items, and they will have to obtain proof from the creditors that the negative items are accurate. If they are unable to get proof within 30 days, the items have to be removed. However, if the creditors do prove that you owe them money, get ready for the collection calls to start all over again |
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jenny
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Payment plans |
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WhatIf
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Filing for bankruptcy will not clear your credit report. |
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mscrankypants
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Be sure and pay your bills on time. It shows responsibility. |
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b
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pay it off(duh) |
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David D
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There are some useful tips here. |
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