 I just got a CREDITCARD offer in the mail today with a 5,000 credit limit but i never ever had a credit card? |
| and my dad has several and he always told me to never get one because it will be diaster but i really need to pay my bills and my job sucks. Im a nurse aide so should i keep the credit card?????... |
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 Husband has done a runner and left me to deal with his debt? |
| My husband has done a runner to canada recently because he owes a huge amount of money in the UK. He has dual nationaility and his parents are over there so he has gone to live with them and get a ... |
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 Why do companies do credit checks before hiring someone? |
| I don't understand this. What purpose does it serve? You're trying to get a good job to build your credit back up. You;re applying for a job, not a bank loan. As long as you are otherwise ... |
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 What happens if my credit card bill has been sent to attorney for collection, and I still don't pay? |
| I have no money. We have had a very hard year. I cannot pay these bills. i have 2 credit cards turned over to an attorney and a hospital bill at collections. My credit is already shot, after ... |
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 Getting more credit cards help to keep a good credit record??? |
Hi i just want to know if the quantity of credit cards a person has, can help to improve his or her credit record?( i dont have my record low ok)
I have 2 already, but i would like to get ... |
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 Math Question. I borrowed $950 and want to repay the amount borrowed plus 10% interest over 19 equal payments |
can someone give me the total? Thanks!
Additional Details
I'm sorry, it would be bi-monthly. Can someone give me the formula? It's always good to learn something new. I ... |
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 How to rebuild my credit? |
I have excrusiatingly horrible credit. (Financial blows such as unemployment, medical and stupidity)
How can I work on rebuilding it? How long can I expect it to take before I have good ... |
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 Trying to buy a house with bad credit? Where to start? |
| My wife and I are loking to buy a house very soon. I have pretty bad credit (550) and tired of paying rent. I have a three year old and one on the way. The apartment arent big enough for the four ... |
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 I desperately need a payday loan of £750, I earn £14560 a year.? |
| Does anyone know any UK online companies that would accept me, or accept anyone? Preferably with a lower interest rate.... |
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 Credit Score ???? |
| there are three CRA'S if I get my score will they all be the same,if not do I need to get all three and go with the highest one. I 'm thinking about a new car and house financing for next ... |
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 Baclaycard debt sold to debt Collection company? |
hi jonny
I was owing Barclaycard about £3900 12 years ago. since woolwich PLC was purchased by Barclays ny details have now been passed to barclays. barclays has now sold my debt to a company ... |
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 I have three credit cards. 2,000 balance 1800 and 1700. All with at least 30% rates. What do I do? |
| Many late payments and actually still getting late fees because I am over the limit but have been on a plan with all of them for a couple of months. would like to pay them all off with a lower ... |
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 How do you endorse a pay check w/ no bank savings account? |
| The bank is closed and i need some money..but know one in my family has the money on them.... |
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newbiebn | What's the good way to raise my credit score? |
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galoc37
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If you have a house you can get a home equity line of credit and pay the credits card off. The interest in the home equity line of credits are tax deductable. Or If you don't have a house get a loan to consolidate your debts, and just make one payment. Just stay with one or two credits cards and cancel the other ones you have. Pay on time. If you have not paid old credits card pay them off. Check your credit score twice a year. The credit score changes once a month. Go to www.experian.com this is to check your credit score. Good luck.!! |
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James H
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There is some good info here. |
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david a
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Hte easies and fastest way to raise your credit score is by getting it a small loan and paying it back, that way your credit score will go up a lot.
--------------------------------------...
http://www.bestcreditrates.net |
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regridley
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Switch the balance to a lower rate card.Works great. |
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osirassun6
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Pay off your existing credit cards and then don' use them for a few months. |
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Aaroni
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Why don't you save until you have enough money? It's WAY cheaper. |
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bostonianinmo
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Pay your bills on time. This is the single most important thing that you can do!! If you do nothing else, do that!
Check your credit record for errors. If you find any, follow the credit bureau's instructions for challenging it and getting it removed.
Limit yourself to no more than 2 general use credit cards (MC, Visa, Discover, AE, DC, etc.) and one each retail store (Sears, etc.) and one oil company (Shell, Exxon - Mobil, etc.) IF you are a regular customer.
Never buy anything on credit that will be used up before the bill is paid in full. Such things as groceries, most clothing, dining out, video rentals, etc. should only be charged to a card that you PAY IN FULL every month. |
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emeralddry
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You credit score rises as institutions see that you have handled past financial transactions in a correct manner. If you can control yourself it might be a good idea to get a few more credit cards. Gasoline cards, department stores, things like that. DON'T use them to buy anything that you weren't already going to get and make sure you pay everything on time. If you own a home try getting a credit line on it but DON'T spend it. Just stick it somewhere safe and pay everything back in a year or so. The idea is to get a history built up of ever increasing credit amounts that are always taken care of. And don't get too many things going on at once because they can hurt you if institutions feel that you are over extended. That's why I suggest getting some small cards, using them for a while, and then canceling them. |
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John M
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Most importantly is to make sure you pay your bills on time. Even utilities, in many states, affect your credit score.
Secondly, don't carry too many credit cards. If you do have any credit cards, make sure they are not maxed out. Fifty percent or less balance will help your score.
Establish a checking and savings accounts. Maintain a nice balance for several months at a time. This helps greatly, too. It shows you're financially wiser than the average person. |
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taz
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why have you gotten that far in dept. pay your bills .but don't pay what they ask for. increase your payments .and then you can pay it off. |
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Waine
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well, have you got time to read? here are the links
http://credit-cards.ebookorama.com
and and http://finance.ebookorama.com |
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Sherri M
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Quit spending on your credit card. Pay it off slowly. Like take 2 years to pay it off. Don't pay the mininum each month. Pay on average Dbl to triple amount of the minimum amount.
If you are just starting out on a credit card, charge your internet provider on it. And pay only the minimum for the next 5 years. Do not charge nothing more to this credit card. It can have a downward spiraling effect like bankruptcy.
Avoid late fees, mail out 10 days prior to due date. |
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