 What decision do I do with a money decision? |
| I am getting a good deal of money soon and I want to put it on a credit card bill and get rid of that bill and it would illiminate a 50 charge of interest a month. My fiancee' wants me to pay ... |
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 Is a walmart credit card a good stepping stone to getting a regular credit card? |
Hi, My husband are trying to build our credit score, we've always paid all of our bills on time and he has a good paying job (three years) we have no debts and 4,000 in savings
and we were ... |
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 A friend of mine unfairly denied sale. who is at fault? |
| my friend went to buy something from a shop. He then handed over his credit card for payment. The cashier questioned him that the card isn't signed in the back, so he cannot accept credit card. ... |
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 What do you do when someone stole my social security number and used it to get loan in my name? |
How do I go about in getting that off my credit record and not having to pay for that loan.
Additional Details
Well this happen like 5 years back I just noticed it on my record... does ... |
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 How badly will one missed cell phone payment affect my credit? |
| Paying my phone bill completely slipped my mind last month... Will I suffer for it?... |
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 I owe about 13000 in credit card debt. I earn about 300 a week and my rent is 600. Should i declare bankruptcy |
| Hi. I have owed my creditors money for 6 months. I owe about 13000 and my monthly rent is 600. I have a total of 9 creditors. Two of them, CHASE and Bank of America, have offered to forgive about 3000... |
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 Nearly 8 years old debt - is it still on my credit report? |
i have 3 ccj's and a few debts that at default. i havent paid any of them and they about 8 years old. dont they just come off after a certain amount of years? or do they stay on forever?
A... |
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 Pre Paid Debit Card? |
How do I apply for one of these cards without already holding a credit card with which to pay the initial fee
Additional Details
It is a DEBIT card i need not a CREDIT card. All of those ... |
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 An ex has really ruined my credit rating and now nobody will look at me for a cred card, any ideas? |
| I didn't know the extent of the damage she had caused until it was too late but now even those really high interest cards won't even accept my application. Prepaid cards are not what I am ... |
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 I need a $5,000 deposit,but my credit cards are maxed.I was denied a loan 2x. what's my best option/s? |
My credit score is around 650-688 the last time I checked.
I need to make a downpayment on an investment in real estate for a vacant lot in an area that is going to flourish in the next couple ... |
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jackdanger | What's the safest, cheapest, and quickest way to get out of debt? |
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STEVEN F
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Step 1. Prepare a budget. You have to be sure you are spending less than you earn.
Step 2. List all debts including amount owed, minimum payment, and interest rate.
Step 3. Pay at least the minimum on all accounts every month.
Step 4. Apply remaining funds the the highest rate debt.
Step 5. When one debt is paid off, apply that payment to the next highest rate debt.
If necessary get a second income until you can pay down debt. |
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sarah a
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make more money, spend less |
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whatever_3645
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kill yourself |
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TruthIsRelative
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wow
If you don't care about ever getting credit in the future, you can declare bankruptcy (although the law has changed some recently). Otherwise you have to pay it off. No other legal ways, except perhaps if you testify against the mob and enter the witness protection program, or happen to win the lottery. |
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cowgirl
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If it is credit card debt, cut up all cards except one for emergencies.
Pay at least the minimum balance each month; pay the most you can.
Do not use a credit card for milk, bread, pizza, etc. You'll be paying next month, or later, long after it's digested.
Don't buy anything extra for awhile. Use any extra money for paying down the debt.
Set a time goal of when you'd like to be out of debt. |
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senoritaboston
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get rid of all of your credit cards (this might be difficult at first). call a debt consolidation company, this will help lower your interest rates, get rid of late fees and possibly lower monthly payments while allowing you to make just one payment a month. if possible, find cheaper housing (get a roomate), don't spend money going out or eating out (cook at home) and also, if possible get a second part-time job.
good luck!! |
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cosaxteacher
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2 ways to do that.
1. Don't go into debt
2. Pay your debts |
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2m's
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refrain from getting too much stuff which are not that important .Wants is different from needs. Keep that in mind. |
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cum2darkside
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O.k., first cut up all your credit cards. Then pick the one with the HIGHEST interest rate and pay that one off first. By this, you have to pay more than the minimum balance. Then start on the next credit card. While you are paying more on the one, pay minimum on the others. Only buy what you can PAY CASH FOR!!!! Do a budget to see your debt/income ratio. You can do this yourself. You do not need to pay a credit counselor.
Bankruptcy should definitely be the LAST CHOICE. It will ruin yor credit for 7-10 years. Trust me on this. I work in this field. Call your creditors too. They would rather hear from you then not. Some may be willing to work out a plan for you to pay them off.
Good Luck and don't rack up anymore debt.
One more thing---Watch out on DEBT Consolidation sometimes you get screwed on that too. |
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northern_lady_2002
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Stop spending!!!!! |
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