 About a loan please help? |
| i am in a little bit of debt i dont have great credit im only 20 and i need a personal loan of $2000 someone please help ... |
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 Is it true that if you pay off collection accounts on your credit report, that it will hurt your score? |
i got a few collection accounts on my credit report that i havent paid.
they are 2 - 3 years old. would it hurt my score if i paid them off? or should i just wait til the 7 years are up.... |
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 What would be the best credit card to reestablish my credit? |
| I am constantly getting denied for the cards I apply for even though I paid all of my debt off and I got approved for one but they wanted and $250.00 payment before I could use it and I said "No ... |
|
 Can Sears deny me employment because of my credit after they hired me? |
| I recently got hired by Sears as a cashier....on the condition that I pass the drug test and the background check. I'm not worried about either of those things, I don't do drugs nor have a ... |
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 Can unpaid hospital bills ruin your credit? |
| I have no insurance and recently broke my leg, I am not working and the bills are piling up, the hospital bills are over$ 10.000, and I won't be able to pay that for awhile, and now they are ... |
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 I have been working on my credit score for the past few months trying to get the magic score of 630? |
| I paid everything that can be paid and I am so close to the goal but I don’t know what I can do next. I know time heals all wounds with credit scores but I hoping to get into a house this summer. <... |
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 What if false claim is made by collection agency against you to the credit bureau? |
| Hi. About 8 to 9 years back i used to live in an apartment complex. When i moved out of the apartment in 2001, i was told to make some payment about carpet damage to the management. The payment was ... |
|
 Should I file for bankruptcy? |
| I'm 29, and my debt is under but probably close to 10K, much of it sent to collection. This debt includes student loans, credit cards, and my bank account balance, which was in the negative and ... |
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| How do i establish good credit? im 18 and dont have a credit card, bank account, car.....how do i start? |
I do have a job.....and im on my own now...in a few months i want to buy a car but dont know how i would do that without ANY credit.........???
Additional Details
so if not a credit ... |
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 How soon are defaults removed from your credit file/history? |
| How many years are defaults held against you for and when if ever are they removed from your credit history all together? T... |
|
 Why do some people have multiple credit cards? |
Also,
Does having multiple credit card affect your credit score?
Is it better to stick with one credit card?... |
|
 What is the best solution to repair your credit score? |
| I have a low credit score. do i need to hire someone to reapair it, and who? wanting to try and buy a house in less than a year and i want to have a decent credit score.... |
|
 What does it means when your husband lend his credit card to his female senior engineer? |
| He lent his credit card to his senior engineer to forge his signature without his presence so as to sign his card to get discount just to help her save a little on petrol cost. That lady accepted and ... |
|
 My boyfriend has bad credit, will his credit go up if I put him on a card with me? (It didnt ask for his SS#)? |
| His credit score is in the 500's. He called the company's to clear the late payments, will that help? and how long till we see numbers go up. We really want to get a house, my credit is 742,... |
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clipshow_23 | What Bank is the best in customer service and overal worth banking with? Are credit unions ok? |
none |
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Mandy
|
I've heard many times that USAA is #1 in customer service. |
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jvancourt
 |
Looks like you're looking into doing a bit of banking. Well, I encourage you to definitely check out the lower fees and better rates you'll get at a credit union, not to mention to personalized customer service.
To find out what credit unions are in your area, try this site: http://www.creditunion.coop/cu_locator/index.html.
Banks used to have the upper hand over credit unions because of their branches and convenience. Not so anymore, given that many credit unions have "shared branching" which lets you conduct business with your credit union at other credit union branches. Of course, there are also lots of free ATMs you can use to access your money too. And don't forget online banking -- it's fast, easy, secure, and convenient.
Good luck! |
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marketingexpert
|
Bank of America |
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deedlebay
|
Credit unions are on the rise. I've always liked Bank of America. |
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suga
 |
bank of america and suntrust are pretty good. credit unions are good too. try macdill federal credit union, they can also help with loans and such. |
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pooh
 |
Commerce Bank is a good bank but only avaible in the North East part of the USA. It all depends on where you live. Aske you parents, friends even co-workers who they bank with and if they like it. Many people will tell you who is good and who is bad. Credit Unions are okay but you must research them very good because many have fees that are not told to you upfront. Fees for just having the account open, to have a debit/credit card, if you go under the min, balance. |
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ilmwkb
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In my experience credit unions will normally give you better deals and better service. |
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yars232c
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Wachovia Rocks better than any bank I've ever dealt with. Five Star rating from me. |
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RNinGA
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I've been with Bank of America for over 11 years now. No complaints from me. ATM's everywhere you turn and free bill pay. Free checking and savings when you have direct deposit. |
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OneWay
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I prefer Bank of America |
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