What are "outstanding balances" on a credit card statement?

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Can a debt collector find you with....?

can a debt collector find you with only your name, email and old address?
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they have no other information on me. they dont have my phone number, ssn, none of my credit ...

Credit Card Debt Help!!!?

Here's the story.. I had 5 credit cards that I have been paying off.There was one big one for 7000.00. I tried to work out a payment plan and the collection agency would not work with me. Now I ...

How many months does it take to see an improvement in your credit score?

If you are paying on time, keeping credit card balances low, and not incurring any new debt? How long does it take these responsible actions to actually start causing an improvement and increase in ...

Does having unpaid balance on my credit card(during the introductory offer period) affect my credit rating ?

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Does getting your free credit report take off points?

When you get your one free credit report each year, does it take points off your credit or count against you in any way?...

How much of a balance should I keep on my credit card?

I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ...

Maxing out a credit card for one month?

Does this do anything bad to your credit rating? If I max out a credit card (not going overlimit) but then pay half of it off the next month....

Cut up Credit Cards?

Do businesses really cut up maxed out cards? Or is that just a myth?...

What is the average americans credit score?

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What are the best places to get a loan ($2000-$5000) if you have bad credit?

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Is mastercard and american express accepted everwhere?

I know visa is universally accepted i wondered if those two are worth ...

Bad Credit........how can I repair it fast?

Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me ...

Has anyone ever used a debt settlement company and if so, what was your experience?

I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me ...

I have 3 charge off on my credit and 11 in collections is that bad? What should i do?

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But it is only about $6,000 owed for ...

What is the Cheapest way to improve a credit score by 90 points by the end of the year?

Preferably without getting in more .debt
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I have a 610, with no latefee's or bad marks on my score.

I just have a high debt to available ratio. - 70%...

If a person deliberately not pay debt eventhough he have money,will he go to jail if sued? unfair if not?

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How to use credit card? i am not sure.?

hi there.
i just bought a desktop computer by my credit card.
now i have the computer. but i am not sure that how the payment happened? i just gave the credit card number which can be done ...

Exceed credit limit on a credit card by a lot?

This is going to sound weird... but... lets say your credit card had a limit of, say, $3k, and you went $15k over that limit. I'm not talking about spending $15k on one purchase. I'm ...

Every month I pay as much as I can on my hospital bill. Can the hospital still send my bill to collections?

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Does an unpaid credit card get forgiven in 10 years?

Hi. Someone I know just got a letter about an account she owed money on 20 years ago. She thought she paid it off. I thought if you owed money on a credit card, that the debt is forgiven if you ...