 Credit rating - how is it linked to the individual? |
A friend and myself were discussing this the other day, basically because my credit rating sucks as I rinsed overdrafts and credit cards whilst at Uni.
I'm moving house soon, and we don... |
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 Bill Collectors!!!? |
| If i have a credit card about to go to an outside collection agency. Is it true that as long as I pay some money on it (even if its not the min payment they want) that they cant turn it over to ... |
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 How do I rid my bad credit? |
| I've tried everything I can think of is there something you know that I don't. I would just like to have GOOD CREDIT!... |
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 I have bad credit no real credit cards I need/want to fix it myself. How do I go about fixing it myself? |
| I have bad credit no real credit cards I need/want to fix it myself. How do I go about fixing it myself? I have one credit card with a 200 dollar limit that I had to pay 50 dollars for got it from C... |
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 My partners bank are taking him to court to recover a debt even though he has been on a payment plan? |
| they have told him that they are going to issue a county court judgement against him. he has never missed a payment,yet they are still taking him to court. i am petrified at what is going to happen ... |
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 Are there any companies that will give a personal loan? |
to people with not so good credit ( they only not good thing is that my credit cards are high) but I need money to move out of state
Additional Details
something like a 5000-10000 dollar ... |
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 I cant be brotherd to pay my credit card bill. ? |
I have recently received my first ever vanquish credit card. I spend the whole £700 within a day. I can't be botherd to pay it back and have canceled the direct debit, What the worst that ... |
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 I am getting my first credit card, which one do i get? |
| okay, so i am getting married in six months, and i need a credit card. what are some things i should know before i sign up, because i know nothing about credit cards at all, isn't there some ... |
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 Debt collecting practices? |
| When I was 25 and under my father's insurance, I had surgery. Now, two years later, I must have missed a small bill that insurance paid some on. I moved from home and guess didn't receive ... |
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 Bank accounts frozen, what is the best way to negotiate with the collection agency? |
| I woke up today to find my checking acount with a zero balance, I went to the ATM and could not withdraw funds from my savings accoung. I called up my bank and asked them what was up and they said ... |
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 To file for Bankruptcy or not? |
| Can anyone explain to me how the bankruptcy law works in the USA. what does it really entail and how long after that can you be credti worthy again? IS this a good idea or its just an easy way out ... |
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 APR for a Personal loan... No Credit history... HELP!? |
| I have a friend who is trying to buy a car off of my parents. It's $4000, and she's trying to take out a personal loan. She has NO credit history, but she has a savings account at C... |
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 Best way to find out your credit score? |
| i know there are tons of online "services" that say they can find out your credit score. are these for real? i need to know my credit score...... |
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| Should I file Bankruptcy?? |
| I am about $16,000 in debt but I already have a judgement against me for $3,000. I was served with papers for past medical bills and I had a car repo'd about 3 years ago and they are threatening ... |
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 What would cause somebody's credit score to decrease? |
| My fiance and I have been working really hard to repair our credit. He recently paid off the items that he had in collections and all payoffs were reported to the 3 credit agencies; however, when he ... |
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 ????What is the fastest way to raise your credit score????? |
| Im working on getting a new house for me and my family and i need a good credit score to buy the house so please help me PLEASE... |
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;] | What are reasons why someone wouldnt get approved for a credit card if they have good credit. My credit score? |
is in the 700s! |
 |
 
BeatleFan
 |
you could have some type of risk. my score is in the high 600s, and some places approve right away, and others say no.
you could have too many charge accounts in your name, or a loan of some sort. |
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Jack P
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A good credit score does not mean you are not a credit risk. They may see some other information that makes you a risk. Do you have other CC with high balances? |
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Anjell
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There's more to a credit card application that a credit score.
Especially employment and income.
Remember that in the last several weeks credit has pretty much frozen up and a lot of would-be lenders aren't budging until they know the fate of financial markets.
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xoxo_fa04
 |
your debt to income, lack of history and income. |
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ThisOneRightHere
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It could depend on a lot of different things. Which type of card was it? How long have you had a credit history? Your income and other stuff on your credit report make a difference as well.
Good luck |
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Judy1
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Do you already have a lot of outstanding debt, or a large number of credit cards?
Or it can be something stupid. Several years ago I got turned down for a Citibank card. When I asked why, they said I hadn't lived the same place long enough. I had lived in the same house for years, but the post office had changed my address. Once that got sorted out, I got the card.
Call them and ask why you were turned down. |
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Munch
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Wow! That is good credit, but sometimes they consider what your highest limit in your credit is and if your 30% over in your credit cards this could be a problem for the creditors. |
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src50
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Perhaps your income or other debt. Credit score is not the only factor. |
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Jordon S
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womanofghostbear
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maybe the credit card company has an income requirement. |
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Christina V
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If you have a good credit score they should approve you. |
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