 Are you in Credit Card Debt? |
| Are you? And if so, how do you plan on paying it off?... |
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 How can i get a credit with bad credit? |
| I filled bankrupt 4 years ago and I'm unemployed due to on the job injury and would really like to clear up some things, and pay some over due bills I have pending. I do have an income though, i ... |
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 Will a score of 643 get me a credit card? |
| I just want some idea of where I stand as applying for a card goes on my record. What would the odds be?... |
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 Is it normal for your interest to be highter than your principal on 30yr fixed mortage? |
| I just refinanced my house for a conventional 30yr fixed mortage. I noticed that a majority of my mortage payment is going towards my interest payment vs. principal. But as I will pay down my mortage ... |
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 Is this email a scam? received from COMMITTEE ON FOREIGN PAYMENT (infouk100@earthlink.net)... |
is this legit?:
thiS IS TO OFFICIALLY INFORM YOU THAT YOUR EMAIL HAS DELIVERED YOU AND WE HAVE VERIFIED YOUR INHERITANCE FILE AND FOUND OUT THAT YOU HAVE NOT RECEIVED YOUR PAYMENT AND YOU HAVE NO... |
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 How do you keep your lights from being shut off when you can't afford to pay your bill? |
| If you send in or do an online payment of any amount will that help? I mean it shows an attempt to pay right?... |
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 I have a letter from a debt collection agency. What does it mean? |
| I owe a credit card company £3400, Ive had the card for just under a year, unfortunately due to personal circumstances I am unable to pay the credit card company the contractual monthly payments. I ... |
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 I received a check in the mail for $2800. I was just wondering should I have just deposited it into my bank ? |
| I was just curious, because it seemed like a blessing when I received it. I am having financial difficulties right now. I was scared and did a lot of research on it and found out it was a scam. It ... |
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 How do I get the collection calls to stop? |
| They call my cell phone at least 10 times a day. When I ask them to stop, they say they cannot control the calls. The dialing machine does it. Then I ask them to send me proof of the bill in the mail ... |
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 My brother has really bad credit..he needs a creditcard and I helped him apply for 2 and he got denied...help? |
| Whats a creditcard out there for bad credit?? AND is it bad to keep applying and getting denied by credit companies??? How do you rebuild your credit score?... |
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 Who knows if this is a good credit score? |
| So I had my credit checked and they said that my credit score was 630 is that good? But i have not got the whole report in the mail yet but I just wanted to ... |
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 Can credit card companies call 20 times a day for collection? |
| Is there something I can do to stop these calls from Chase Bank? They call my cell phone 15-20 times everyday. I can't even speak to a person if I answer. It's a ... |
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 What gives you bad credit??? |
| My boyfriend is trying to get a car on finance. He's current car is on finance also but his mum put it in her name for him to get it. He has not faulted on one payment with his current car, has ... |
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 Did I get a good mortgage? |
30 yr fixed with a 6.58% Interest 100% Financing.
My PMI is almost $200 a month but I liked the idea of that better than emptying my savings.
Additional Details
For people who are ... |
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 Bank charges? |
| does anyone know how to reclaim bank charges.ive been charged 11 times in the last three months of 35.00 its ... |
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g_southern16 | What are some easy ways to build your credit fast when you turn 18? |
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ohm'slaw
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get ONE card for big items w/ warranty on them,or online purchases;debit cards offer no protection or recourse for the buyer.
Pay The Bill On Time-All The Time |
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Fall Down Laughing
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The easiest credit cards to get are gas cards. Get one and use it every time you fill up, then be sure to pay it off completely every month. I've been told that is the quickest and easiest way to build up a credit record. |
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reichman2007
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DEBIT CARDS
don't go for credit..if you do..be VERY careful. |
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sunshine_today
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never bounce a check. pay your bills on time. |
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lorno5378
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Get a secured credit card. That is the fastest way. |
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poetic_vagrant
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bank loans, get a small bank loan and pay it back on time, for example, when you turn 18 and you want to get good credit fast, go buy a car, when you get your loan, make your payments. also credit cards are a great way to earn credit, but you have to remember to pay the money back. and debit cards will not build your credit at all. a debit card is a point of sale transaction that comes from your bank account, so its just you spending money you already have. a credit card is like a loan, and if you pay it back, you gain credit. credit is just your track record of being dependable and reliant. |
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snoopy
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don't do credit cards they are a big trap....you get used to be able to use them and then you're in debt.....buy a car....go to a used car lot(one that is buy here pay here) make your payments on time every time and your credit will get better with each payment...good luck!!! |
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solomonkim
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If you're going to college, there will be plenty of opportunities to sign up for a first credit card. Interest rates for your first credit card will be somewhat high, no matter which one you get, so shop around a little bit, but don't kill yourself over the decision. Just be sure that there is no annual fee. A good option would be to get a credit card through the bank at which you have your checking account because you may be able to get overdraft protection, which basically means that if your checking account gets overdrawn, the overdrawn amount will get automatically charged to your credit card rather than putting your checking account at a negative balance. This way you won't take a hit on whatever overdraft fees your bank charges. If you're looking to build your credit fast, unfortunately, there's no better way to do it than to make charges to your card and carry a balance from month to month (meaning pay your bill on time, but don't pay it in full). That's going to cost money, but if you're willing to shell it out, then that's your prerogative. |
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mnvikes
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yeah credit cards.... but make sure you pay the full balance off each month. and just get 1 or 2 cards. if you get like 10, your credit rating goes down which can increase thigns like your car insurance because you have so too big of a credit line |
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My world
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The quickest way to build your credit is to purchase something on credit. You have to make the payments, tho. I know that sounds silly, but credit is just another word for "borrow". You don't have that money, you are borrowing it from the company.
I would recommend checking with your bank and seeing what type of credit card they can offer you. Set the credit amount for, say $200. Buy something with the card, pay it off IMMEDIATELY, then cancel the card. You have just established credit, AND since you cancel the card after paying it off, your credit is "good". |
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