 Need help applying for a credit card? |
I am a college student and am considering getting my first credit card now. Is there any way to guarantee a credit approval?
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 Can collections agents call your relatives? |
A person representing Wells Fargo contacted my dad when she was unable to reach me. I am wondering what his rights are as far as being able to tell the person to not call him again.
Additional D... |
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 Capital one credit card? |
| I recieved another credit card offer from Capital One, I usally tear them up and throw them away. But this time I thought it would be a good idea to try it out because I want to get my credit started.... |
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 Can you help me get out of my massive credit card debt? |
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 How long can creditors go after you for an unpaid debt? |
| My boyfriend got a letter from credit card that he owed money from 8 or 9 years ago. I have the same credit card, and I am worried if we were to join finances like we talked about that the company ... |
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 Question about credit cards...please read!!? |
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 How far can a collection agency go to collect a debt? |
I lost all , have no assets, and am being sued by collection agencies. No job and on disability. can they attach my account ??
Additional Details
no house,job,assets, on disability. debt ... |
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 Keep 'em open or close them? |
| I got into some financial trouble in 2002, and ended up declaring bankruptcy in 2004. Ever since then I've tried to manage my debts carefully, build up my credit (it's at about 660-670 now)... |
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 Does any one know if getting a "pre-approved" credit card is noted as an inquiry on your credit report? |
| I keep receiving promotions for "pre-approved" credits cards and I don't want to open a new credit card if it is going to show an inquiry. To my knowledge(which is limited in this ... |
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| A Dumb Paypal/Ebay Question? |
| This is a dumb question, but lets say I win an item by bidding online on Ebay. I'm ready to pay the person via Paypal. when I send the money through Paypal, do I include the shipping cost in ... |
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 How do you straighten up your credit? |
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me | What are some god payday loans place? |
i need a fast loan ...do you know any online |
 |
 
Mike
 |
Well, as everyone above my said, there are no good ones... and they are right. The rates are very very high. But so is their risk when they give you money.
They usually charge 10% OR MORE for a 2 week loan.... which annually becomes around 300-600% APR.
Payday Advances should be a LAST RESORT. You should sell stuff, or just do without the money.
Life is best debt free. You should start getting your finances in order, put some money in an emergency savings account, and start working towards being debt-free.
But to answer your question, Advance America is ok, well, at least they are better then a loan shark. |
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DebtFree
|
good ones? no such thing. avoid them, you'll wish you had. |
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bdancer222
|
There are no good payday loans. The interest rate is 300%+.
Figure some other way to get the money. Have a garage sale, pawn something, sell your blood/plasma, collect alum cans, get a second job -- pizza delivery has flexible hours and you get tips. |
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Gillian G
|
As others here have said, payday loans can be a debt trap. But if you have absolutely no other way of raising the cash and you are facing a cash emergency, then they can be a lifeline. But you must, must, must pay a payday loan back on time.
Check out this website which has links to some reputable payday loan companies. And don't forget, if you get a loan, pay it back on time!
Good luck! |
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Lynn
|
About as likely as an *honest* politician! |
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justin c
 |
They don't exist. |
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twv23512655
 |
PayDay One is a on-line bad credit payday advance company. They claim if you receive a better offer from another licensed lender in your state, they will match the price. They also are a No Fax payday advance company so you don't have the hassle of sending in paperwork. They have a secure online application and they say you can have the cash you need the next day. |
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kate
|
Good Payday loan place is the same as a
Cold place in hell .
They all charge vampire rate % on the loans .
They are all the kings of hell .
> |
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kaffegeek
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NONE stay away from them !!!!!!! |
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ScamBuster
|
avoid payday loans and try prosper.com
>Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money. |
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jean f
 |
if you need a fast cash advance loans till payday online it is best to first do some comparison shopping, you can do this by filling out their form so you can see their rates, and then choosing the one with the lowest rate. That way you choose a company with the best rate. Here's some you can start with: |
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