 How can I accept credit card payment from someone? |
| I have some things for sale and the guy wanting to buy them lives 500 miles away and wants to pay by credit card. Is there any way to receive his payment?... |
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 Getting my first credit card? |
| So im looking at getting my first credit card and its through CHASE. They sent me a letter asking me to send a copy of my Social Security Card & Drivers License....is this normal? If so how long ... |
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 Too much credit debt ... Should I use a credit repair service? |
| My CC debt is very high (>$30K), and the payments are getting too high. I have a great credit rating, but I can't keep up with high payments for the next 20 yrs. Should I use a credit ... |
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| What if I got a credit card over 1 year ago, have since moved, and don't know where the card is? |
| and don't know how to contact them for a change of address. I already checked my credit report, but don't know how to contact them. will the card eventually expire? What if they send the ... |
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 How to build credit? multiple cards? |
| Does having multiple credit cards help get you more credit? I have a college visa card, and I use it very often, but a friend told me I should use multiple credit cards to build more credit.... |
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 IF I was taken to the hospital while I was in High School but 18 years old. Who is responsible for the bill? |
| I have a collection from that time. Can the collection agency ruin my credit for that? Whos resposable for the bill, me or my parents?... |
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 What is a debit card, and how do you use it? |
| I also want to know how to use it online.... |
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 My bad credit accounts are all over 7 years old & are still on my credit - how can I get them off without? |
| how can I get these off my credit without starting the Statue of Limitiations starting all over again once I contact the companies. By the way - these companies have all sold them and beefed up the ... |
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 How can you get credit if you don't have any credit history on your credit report? |
| I have applied for a couple of small lines of credit... ex. Target card.... and they sent me a letter that says insuffient credit history... how do I get credit if no one will give me any???? I'... |
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 Do these credit repair companies really work in the uk has anyone had good experience? |
| i have had bad credit in the past and have being paying off most of my debts i am finally getting my head above water but everything i apply for even a switch card is being refused help needed! ... |
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 Square One Debt Settlement - I'm ready to get rid of my high cc's. This company contacted me and sounds good. ? |
| I open my own acct in my bank giving me control; pay them 15% the first 6 mo; next yr 60% I get paid/40% they get paid; next yr I'm fully investing into my acct for them to begin negociating. P... |
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 Any ideas on how to establish credit? |
| I am needing to establish some credit. My house and bills are all in my father's name being I have no credit. I want that to change. But first I know I need to establish some credit. What are ... |
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 Should i be co-applicant on a car loan with my cousin? |
| my cousin has a really bad credit score and he can`t get a loan for a car. he asked me to be a co-applicant . i want to make sure im not making mistake and not screwing my credit or myself.... |
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 How am I suppose to check my credit score? I've been to.....? |
| freecreditreport.com, truecreditreport.com, annualreport.com and they are ALL USELESS!. All they do is collect your info and thats it nothing else. They say nothing about what my score whether its 600... |
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 Seems like i have no future, pls help....!? |
| I am a single woman and my age is 28 years old. My big problem is, now I have to pay a lot of debts which is not mine. 3 years ago, my sister's business almost colaps and to help her I make a ... |
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 Are there credit card companies that will offer you credit cards if you have bad credit besides secured cards? |
| My scores are around the 525-550 range. Is there a way to get a credit card other than getting a secured card? I have only seen secured cards and cards that have huge fees to start them.... |
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I Wanna Be A Mommy | What are some of the best ways to build good credit w/o a credit card? |
I want to be able to buy a home soon but I don't think I have any credit history and my husband doesn't have the best credit. I would real working answer please, and thank you. |
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Graybeard
|
It all begins with a checking account. It is much harder to build credit without a checking account.
Get a "secured credit card." It is a kind of credit card that relies on your own deposit. It is a good way to begin your credit history. You deposit a modest amount in the credit card's bank and draw on it when you charge on your card, then make a payment to top it off again.
As you develop a history of paying on time, you will be able to get an unsecured credit card. Continue to make payments on time.
You can also get 'store" cards, such as a Sears card. That is a credit card that is offered by one store or chain of stores.
A car loan will look good on your record. Buy a car.
Do not take a fixed-payment personal loan. It is not as good on your record as a credit line.
Student loans also make your credit record look good.
It takes time to build up a good reputation. That's what your credit record shows, your reputation for paying on time.
Ultimately the credit you have available is a function of your reputation for payment and your collateral. Collateral is the stuff you offer as a guarantee for a loan, such as car that gets repossessed if you do not make payments. |
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Goldenrain
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I read somewhere that one way to help build credit is to take out a small loan and then repay it in a timely manner. Car loans that are paid back promptly and on time build a credit history. |
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Renard R
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"The trick is to build credit without going into debt for garbage like office furniture or stuff that clobbers your balance sheet. The best way I found is to borrow funds to hold them on deposit, make some interest payments, then give back the deposited money. If you agree to just hold it on deposit, www.creditloader.com will let you borrow the funds with NO CREDIT CHECK and NO PERSONAL GUARANTEE. They got mine reported to Experian Business Credit." |
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greeter7
 |
The only way to build good credit is to buy or take out a loan and pay back as agreed or b 4 agreed.
If you have good collateral such as an auto of some worth, gold rings, or such things with good value then make an appointment with a banker ( NOT A LOAN SHARK) relate your desires to him and I am sure he will guide you in the right direction. I am here for more help! |
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Credic J
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You should apply for a credit card... there are many you can get with little or no credit. The goal is to just pay them off on time, everytime.
http://www.buildcreditblog.com/credit-cards/how-to-build-credit-when-you-have-none |
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Ted
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Your credit report is a history of your use of credit. If you don't use credit, there's nothing to be a history of. Credit cards are one of the major categories and you have no history there. |
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Ben N
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you could build credit by getting a small personal loan, credit cards are bad only if you abuse them and are not able to manage your money otherwise they are good to have because they not only help you build credit but they also help you earn rewards if you get approved for the rigth credit card but usually this will happen only when you have good credit. just to take a glance www.fastcreditcardapprovals.com here you are able to compare all major credit cards side by side on rates, fees and rewards, check out the reward cards and you will see what I'm talking about, I have a miles card and earn miles for every dollar I spend but pay no interest because I pay it off before the end of the month which eliminates all interest rates plus it has no annual fees.
--------------------------------------...
http://www.bestcreditrates.net |
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tamrn02
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Yes, the quickest way is to buy something small....like something you can afford to pay cash for but buy it on credit. Like furniture or jewelry. Get it on credit....the best kind is the NO interest for a year. If you have $500 then buy something worth that much, then spend the next 6 months paying double payments and get it paid off NO interest.
We have done this with furniture, jewelry and even cars! Always pay at least double your payment due, and pay off in half the time they request.
However, on the house thing....they are lending money to just about anyone!! Good or bad credit. There are loans out there for all! You might get stuck with a higher interest rate than others, but you can always refinance later.
Good luck |
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Susan A
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Go back and payoff all of the negative accounts on your credit report, as well as your husband's, and then take out a small personal loan, make the payments on time, and make certain the lender reports the account to the credit bureau each month.
Looking for Great PLR Health articles for next to nothing?
Then check out my site at http://www.plrhealtharticledaily.com |
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