A charge-off got taken off of my Experian report, now debt collector sends notice that I owe, what can I do? |
| Ok, I got my credit report on 07-19-07, and there was a charge-off on the Experian credit report that was over seven years expired (From 1999). I saw that there was an inquiry from a debt collection ... |
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How can i fix my credit? |
| my credit is really bad is there any way i can make it better? every thing is wrote off and really old. from 03-05... |
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Is this true? |
| i got e mail from lottooffice situated in new york.and they says im the winner of 1million us dollers and now they r asking 4 my credit card?is it true or fake plz tell me ?... |
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Credit experts, please help me out on this one? |
| Hey everyone, can I please have your honest opinion? Here's what's up, I want to buy a guitar with a credit card, only problem is my current card does not cover. If I get a new card and ... |
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Creditors keep calling? |
| but they think I'm someone I'm not. I'm tired of all the phone calls. they dont believe me that I'm not the person they are looking for. how can I get them to stop?... |
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Just turned 18...how can I build credit? |
| I know, I know. Apply for a credit card. I did that. And they rejected me, on the basis of....uh, I have no credit. So...what am I supposed to do? I know I have no credit...and to build it I need to ... |
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Improving a poor credit score!? |
I don't know my actual score, but I did the estimator and I'm guessing it is in the mid 500's.
I went to college last year and got in way over my head. I was young.. still ... |
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Credit card question? |
| Hi, I'm asking this because this is my first credit card and I'm not sure if this is possible. I don't want to call and ask the company who issued the card because they won't ... |
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How can you rent an apartment with bad credit? |
| my husband and i have bad credit and we need to find a place fast to get away from all the bs in his family. my husband is in debt from a school loan and credit card and mine is medical bills. what ... |
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Is it too easy to get a credit card? - My opinion is yes what is yours tho!? |
I am 18 and bout 1 month and my bank has already given me a credit card through this supposid credit crunch where there ment to be hard to get.
I find this too easy since im just 18 whats ... |
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I am 19 an I am thinking about getting a credt card , does anyone have any advice on getting a good one? |
| I am in college and trying to establish good credit and I know that there is alot of scams out there. So I would appreciate some good advice.... |
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How do I get myself out of debt? |
| I am so far in the hole it's not even funny!! please help, i'm thinking about getting a second job!!... |
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How should I go about inproving my credit score ? Serious answers only please .? |
| My score now is in the mid 500's and I really want to get to at least 700 I am proably in about 30,000 in debt judgement, repo on and on should i work on paying this all back or should i just ... |
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How To Lower My APR On My Credit Card? |
| I have an Capital One credit card, and i missed few consective payments now my apr is at 28% but now im under the limit but it still is 28% how can i lower it ??... |
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Gwennn | What are some signs that you have been a victim of identity Theft? |
I'm starting to think that my identity has been stolen. Right now i'm having a hard time getting a job, i have seriously been trying all this summer and no luck. They always tell me they will call me back and they don't. Is there any way i can find out whats wrong? Additional Details a couple years i got a letter saying that some government computers were stolen and that they might have contained information about me, thats why im some what worried |
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Anjell
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You can't tell that your ID has been stolen just by applying for a job. That would only surface once you've been offered the job and credit/background checks were being run (you have to authorize them to do this).
If you really want to know, get a copy of your credit report and look for any enquiries and/or accounts that don't belong to you. |
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MG
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check your credit for a major sign, also do you have any previous work experience? Or an old a**hole boss? |
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Lena M
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That´s not identy theft, that`s a case of bad letter ofapplication writing.... |
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QT_Pie
 |
Not being able to get a job doesn't necessarily mean you're a victim of identity theft. It could be that you simply haven't been the best qualified applicant for any of the positions you've applied for. Or it could be that, because of the current economy, places ultimately decide not to fill the position at all. My boyfriend has been trying since January to find a job and hasn't had any luck.
FYI - if you were the victim of identity theft you might have trouble getting a loan; you might get calls about credit card or other accounts that you did not know had been opened in your name; its really more about your financial status than your employment status. |
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à®.:xOpheliacx:.à®â„¢ †☽
 |
Get a free credit report from experian, transunion, and the Equifax. You have to get a report from all three because each one can have different debts on them. You can only get one credit report per year from each if you find their phone numbers you can get one mailed for free.
Experian: http://www.experian.com/consumer/fraud_faqs.html
TransUnion: http://www.transunion.com/corporate/personal/fraudIdentityTheft.page
Equifax: http://www.equifax.com/answers/request-free-credit-report/en_cp
*EDIT: You can see if someone is using your identity by looking for unknown debts on each report.
BY LAW THEY HAVE TO GIVE YOU A FREE CREDIT REPORT - ONCE PER YEAR. |
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mamaduck
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1 check your credit identy theft would have no bearing on job hunt you would be getting tons of junk mail and bills from places you dont recognize |
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Harry S
|
To know more about
Identity Theft
please feel free to visit http://learnmoreon.com/identitytheft/ |
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Rugby S
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could be not an impressive resume. You didnt have a good interview. Check with a free credit report and check your credit score.. also criminal history. |
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White M
 |
To know more about
identitytheft
Please feel free to visit http://learnmoreon.com/identitytheft/ |
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