 I can I get a auto loan with no credit on an $8,000 car? |
| I'm only 19, so I have no credit. Is there anyway to get a loan/money to buy a Jeep Wrangler from a dealership?... |
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 I have a car loan, I don;t have all the money to pay for, can I make partial payment? |
| I want to know if I can make a partial payment on a car note and not receive collection ... |
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 Need temp loan for 1000.00 bad credit.no luck w/payday loan.? |
| I owe irs. $10,000.00, which I have in my 401k.however I have an outstanding loan bal on my 401k for $1000.00, so I cant borrow until I pay my bal. can anyone help?... |
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 American Express losing your payment checks? |
Has anyone been having problems with American Express lately? I have been a member since the 80s, and I have always loved my AmEx.
However, they have lost my payment checks three times ... |
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 40k USD in credit-card debt. If I take a mail-order Russian bride,does my new wife have to bear the debts too? |
I'm thinking that as soon as I divorce her, she has to take on 50% of all assets OR debts, right?
Man, I'm broke....
I think its a great way to half my bills, right?<... |
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 I owe about 10,000 in credit card debt with no assets. can i file for bankruptcy? I simply cant make ends met? |
| I was on disablility, while working so i had additonal income. Now SSI says I am working too much, and they have stopped all my benefits. But with the income I make I can't seem to make ends met.... |
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 I have no credit history and I need an unsecured credit card without a co-signer. Any suggestions? |
| I have no credit history and all the credit cards that are available to me are a hoax. Most require of the credit cards atleast $200 of my own money to start the credit building process. If credit ... |
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 Debt settlement or consolidation or bankruptcy, which is best considering? |
my credit score is currently around 650 but I am over stretched and just stating to fall behind on bills.
Additional Details
Why do creditors hate to see debt settlement on your credit ... |
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 I'm 19 With No Credit. How Do I Get It? |
Additional Details
Without Getting A Credit Card?... |
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 Need auto financing, have bad credit? |
| i am trying to find auto financing, last year has been horrible for me. I went through bread cancer treatment and thank God I am alive, my financial creditentials went down the tubes. I was out of ... |
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 I forgot how, figure a percentage of something? |
| Like on credit card checks, they charge a percentage of the check as a fee. I plain forgot how to do this. I feel so dumb. When I learned, there weren't personal calculaters. Could someone ... |
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 I need to get the last 4 digits of my deceased grandmothers social security number,? |
| my mom just passed and she has a credit card with my grandmother name on it, my grandma passed away 2 yrs ago, and they wont let me cancel it without knowing the primary account holders (my grandma) ... |
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 The REAL answer on paying off collection accounts? |
| I have read that you should not pay these off, especially if they are close to coming off your report, becasue they will "re-age". Is this true? Also, can you have an entry for the ... |
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Samantha S | What are some things you can do to increase your credit score? |
My credit score has gone down since last year (I was at about a 750) and I have only been late on making a credit card payment once. ( I am down to about a 630) What are some things I can do to get it back up to where it was? |
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$m¤¤v¥ £¤¢¤
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The number one thing is to make sure that you're making your payments on time, if not early.
If you have high balances on credit cards, pay them down ASAP, and use only in emergncies.
Don't apply for unneccesary credit. An inquiry koncks off 2-3 points and lasts up to 2 years.
Check out this website (http://prbc.com/default.php?) You can actually report the monthly bills you pay on-time and have it scored in a report that can be considered with your traditional credit report.
If you know anyone with good credit that you can trust, ask them to add you as an authorized user on thier account without a card. If you're able to do that, make sure that they have the credit bureaus report you as well as them
If you see any inaccurate information on your credit reports. DISPUTE DISPUTE DISPUTE! Here's a link to where you can get more information about your credit rights
(http://www.fair-debt-collection.com/index.html)
Click on "disputing debt collections" to get more information on how to dispute
and finally take your time. If you do all of these things, your score will gradually increase back to where it was. |
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michael s
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Depends on how many credit lines you open and have closed in the last year. Things that make it go down are...opening new credit lines and closing them. Credit checks from car dealerships, home loans and other stuff like that...and when you finance anything. When you use your credit card...pay off the whole balance each month...that really helps you out. I have only 2 credit cards and pay the whole balance off each time I get a bill. So, when I financed a car last year they said that was a very good thing to do and my score was a 774. |
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First Lady
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Pay all your bills on time every time. Time is probably the most important. It takes time to rebuild credit. |
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traffic816
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1. Always pay on time or ahead of time.
2. maintain low balances on credit cards
3. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000.
4. I was told by an underwriter that having just two cards, a major credit card (VISA, MC) and a consumer card (Sears, best buy, etc...) is the best mix for revolving credit.
5. You should have a recent history of both installment or term (Car or house loans) and revolving credit.
------------------------------...
http://www.bestcreditrates.net |
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dawn18415
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Dude that is a big drop in a short amount of time.You must have been late a few times and or you have increased the amount of outstanding credit by borrowing a lot this year.Keep making payments on time and try and pay down balances quickly and your score will improve. |
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carolina gyrl
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keep paying on all of your cards and make sure that you pay ontime. Try to pay off what you have on your cards if you can that really helps. |
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M@DDy F.
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keep your balances low..pay on time.. |
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beauty s
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just keep making payments on time, or pay more than have too. |
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Sharon
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This is a somewhat hard question to answer not knowing if you have much debt. But, first off, be sure to pay your bills on time if you possibly can. If you're only making the minimum payment, and you can pay more on it, you should, even if it's only $10 or $20 more.
Look up your credit report to see if that single late payment may have been the only reason your score has gone done. It could be caused by other things as well.
If you have a large outstanding balance, your best bet to boost your score is find a way to pay it off in a lump sum.
Good luck! |
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beccasmom99
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That one late payment was all it took to shave a lot of points off your score. Just concentrate on paying down any balances over 30% of your limit and continue paying your bills on time. It'll take awhile, but your score'll go back up. |
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