 Is there a way to clear bankruptcy on your credit report? |
| I filed bankrupt about 2 years ago. I've considered contacting the creditors that were involved to see if they'd work something out with me as far as my paying these debts off. I'm ... |
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 What should I do about crediters threatening legal action? |
| I haven't been able to pay any on my dell account this last year.. due to the fact that i'm a college student and don't have alot of money. I was planning on paying the debt off this ... |
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 Home financing for credit scores of 480 and 580? |
| My husband and I would like to purchase a home but I just don't see the light at the end of the tunnel. We both have bad credit and recently had to be late on a couple of payments due to him ... |
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 I need to get a loan in the next 48 hours with bad credit...any suggestions? |
| I am in need of a quick loan of a substantial amount...with bad credit. I need for this to happen in 48 hours, I am in serious trouble, and anything direction that someone can point me in would be ... |
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 How can i repair my bad credit? |
| im out of bankrupcity how long do it stay on my credit ... |
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 Question about credit and credit score? |
| My spouse and I have pretty bad credit right now. We owe almost 14k (all credit cards) and both have poor credit scores. However, we have come into some money and are planning on paying off all of ... |
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 Where do i report banking fraud id theft to someone is trying to open a transfer account with HSBC in my name? |
someone is stealing my I,D to open fraudulent bank transfer accounts.If i respond to the bank number it will activate the fraudulent
account how can i stop it,i cant't get in touch with the ... |
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 How can a teenager get a credit card? |
Additional Details
Can I shop online with a debit card?... |
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 Credit cards? |
can u pay ur credit card bill with a money order?
Additional Details
what is the best card to get for just turning 18... |
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 What should my disabled mom do about her past due credit card debt? |
| My mom has a past due credit card blance of $3,100 from one credit card. She got it right after my Dad passed away and for the first year she kept up with the payments but after that, the credit ... |
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 I have a credit card (balance was 10,800) that was just turned over to collections....? |
The collection agency is telling me that they/credit card company will liquadate my assets if I can't pay balance in full. I dont have that much money and can't pay it in full.
Does ... |
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 How can i find out if there are any credit cards under my name?? |
| i was wondering how id be able to know if someone has a credit card under my name. my social security number was on top of my table in the lving room and i had a small gathering and so i would like ... |
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 Should I pay my credit cards minimum amount or should I fully pay it off? |
| Every month the minimum is about 15 dollers and I pay that off, making the full amount easier to pay in one shot. Should I just keep paying it off little by little or should I do it all in one shot? W... |
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 What is the incentive for merchants to let you pay by credit card? |
| for every transaction taht you pay the merchant with a credit card, the credit card company charges them a fee. why would merchants agree to letting you pay by credit card then, when they have to pay ... |
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 I Owe 5000 on a CC, with interest, Can I really Be Sued for 10,000? |
| I've been avoiding this and it's my fault. I checked out my credit report and aparently now I owe them 10,000 after they've added on interest! What do I do? I have no job, I own ... |
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 Why are my credit card interest rates going up? |
| it's going from 9.99% to 24.99% i've never missed a payment in the 3 years i've been with them and almost always paid more than the minimum payment. i've never missed any of my ... |
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R. S. | What are the advantages of debit cards over credit cards? ? |
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Ramesh J
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"With debit cards, you do not get any rewards. You can also still take out too much and get your account into negative. Perhaps, the only advantage is that if you log into your debit account everyday, you can see your balance with all your purchases.
Debit cards are just like cash, since they are usually linked directly to your bank account. However unlike cash, if you withdraw too much, you will definately get with overdraft fees and such
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Christin K
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The only one is that you cannot get into charge-card hell.
A debit card takes the money right out of your account--instantly. Unlike a check, which has to clear your bank before being paid to whomever you write it for, a debit card pays them instantly as if you went to an ATM and got them cash.
You can't use a debit card if you don't have money to cover the purchase already in your account. You can charge a credit card up to your limit--and pay it off over time, but you will also pay interest and fees for the privilege. |
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dimple
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learn the meaning of debit n credit...u wil know... |
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Chris G
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You're not spending money that you don't have. |
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Angel
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We will spend only when we have cash in our account - thats safe - means no loans from anyone |
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Wonder Guy
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In my opinion, credit cards are better if you can manage your money and expenditure properly, because you don't need to have money with you if you want to buy something urgently.
Again while shopping with debit card, the money has already been transferred from your bank. But when you use credit card, you have the chance to get the refund during any dispute. |
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oliprofessor
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depends on the kind of debit card; some will allow you to go overdrawn and hence into debt.
if you can trust yourself not to spend any more than you would in good old cash, a credit card is a great way to delay payment on things you buy - enabling you to earn interest on the money you'll have to pay it off with.
Other than that, a Debit card is useful for pulling cash out of ATMs since obviously a credit card will cost you. |
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Mano
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Debit Card: Enables the holder to withdraw money or to have the cost of purchases charged directly to the holder's bank account. Service charges are levied.
Credit Card: Assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered. Service charge together with nominal interest is levied. |
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