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 Can someone tell me how to find a Private personal loan lender in my area?
Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?...


 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month?
I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ...


 Is a 7,000 credit card limit for a 21 year old good?
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ...


 My credit score is 453.?
What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H...


 Does debt consolidation hurt your credit score?
...


 Can Collections file a case on you and get you arrested ?
can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?...


 Will consolidating my debt with a consolidation company worsen my credit or will it help?
I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?...


 Which credit card should be paid off first?
I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28...


 I forgot to pay my discover card payment. Will it affect my credit score?
I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ...


 Do you know a credit card thats available to anyone on a low income ?
thats around £6000 p.a....


 How can I build my credit? helppppp?
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ...


 I want to start building my credit, How do I do this?
I'll be 18 soon so how do start building my credit and keep it good?...


 Why cant i get out of debt?
...


 My credit score went from 765 to 632. I have 2 hospital bills reported in collections. $953, and $480?
What happened?
Additional Details
Is that really enough to make it drop so much, or should I check into this? Who would I call, the credit bureau? What is the FASTEST way to correct ...


 Does it cost to change your ssn?
...


 I am trying to establish my credit. What is the easiest credit card for me to get?
...


 Need a Bad Credit Loan?
I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a ...


 How do you get an unsecured loan when you have EXTREMELY bad credit.?
I have tried prosper.com as I have seen suggested so many times on this site, but I was turned down. I need $3500 ASAP. I am desperate....


 Terrible credit credit cards?
My credit is not bad because I can't handle money, I have never had an account open in which I would receive credit if I paid on time or vice versa.


Two medical bills, small $10...


 My credit is about 650 and next year i want to refinance home?
i have a credit score of 650 got 1 credit card one small loan that will be paid by october and mortgege payment i want my score to be at 750 next year is it possible with these credits or should i ...



curious
What are the best possible ways to establish credit?
                     
 




*****
If you are just starting out, get a secured credit card from your local bank. Once they see that you pay your bills on time, they may issue you an unsecured credit card .


sandwest
Rating
Get a low limit credit card, charge a little on it, then pay it off. You could also try to get a signature line of credit, also a low limit, then pay that back on time or early. Some stores like Sears make it easier to get a charge account so try to get one at a store (even ABC Warehouse) and be sure you pay it off completely and on time.

It takes time and a commitment to repay what you owe on time, but it will help build a positive credit score for you. Good luck!


Suzy
Rating
You get a credit card, use it, and pay it off in full each month. This will give you a history of responsible credit usage.


MrsC
get a small loan and pay it off quickly. do it a few times...it will help


Suleyka
Please first be sure of what credit is and how much effect it has in your financial life. Open up a credit car. Only charge 25 % of the limit given to you. Make payments 2 weeks prior to the due date. Wait couple of months and request an increase or open another credit hopefully with a higher limit. Stay away from department credit cards. Try to have at least 1 visa and master card.


☆ღWifey Wifeyღ☆
Rating
Get a small loan and pay it off, get a credit card and make MORE than the minimum payment every month, and when you get bills and things in your name and they are paid monthly that establishes your credit as well.


richard+1st
Rating
Save your money in a bank.
Then take out a few small asset secured loans.You get a lower interest rate that way.
Start investing.
You know the weathly poeple have the best credit.Because they don't need it.


jeanniep
www.daveramsey.com


Lary H
Rating
Here is an excellent site with some wonderful options 4 U. Check it out……..


heybulldog
Rating
Dont worship at the alter of the almighty fico score (i love debt score). live on the money you make. You'll be much happier.


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