 Do I have to pay a bill from my doctor that I went to 4 years ago? |
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.
Do I have to pay ... |
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 Could you tell me how to save money? |
| Because I always waste my money soon.... |
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 Can we be turned over to collections even if we are making some sort of payment a month on the account? |
| There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ... |
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 Plese tell me how bad or fair my credit scores are? |
| hi i would like to apply for a loan through a credit union (TDECU) but i'm scared my credit score isnt high enough. my future husband has somewhat good credit and is already on his second loan ... |
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 Can debt collector file lawsuit? |
| ok yesterday i sent a debt verification letter to this debt collector. ive already talked to them once but didnt agree to anything or give any info. just so happens some lawyer i think has something ... |
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 Anyone know a place to actually GET a loan with bad credit? |
| We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ... |
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 Credit score? |
| I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ... |
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 Can i sue my credit card company? |
| I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ... |
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 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return? |
| Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ... |
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 I am looking to buy a house, but my fico is low. How can I raise my scores - fast? |
| I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a ... |
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 I think I have been the target of fraud...perhaps a debt collection fraud? |
| Today I received a computerized voice message which stated that I should call back to discuss credit issues. I did return the call, but after 'waiting for the next available person' it ... |
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 How do I get a hospital to write off a medical bill? I was uninsured and racked up $20,000 in debt!!? |
| I am a single Mom working full time now, but I am just barely getting by. My $20,000 debt is killing my credit and making it so hard to live. I do not want to file bankruptcy.... |
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 What do you do when you are a few steps from being homeless? |
| My family and I our loosing our home of 14 years all because we tried to help someone out that had no where to go, and was homeless, and now because HUD calls her an unreported person, we have lost ... |
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 When it comes to credit cards, which is best? |
| During this season I am out there buying gifts for everyone. I want to know which is best. Should I wet a credit card from each store lets say one from IKEA, one from GAP etc. Or just get one as C... |
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 What can I do to establish my credit? |
| It's not that I have bad credit. I just don't have enough credit. I have two credit cards, one small one for gas and for everyday purchases when I don't want to use cash and the other ... |
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 How long do we need to keep all the bank statements/utility bills/credit card statements etc.? |
| Recently i was shredding away loads of papers and didnt know what to do with these tho.And they occupy hell a lot of space and weight.Pls ... |
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 Why is the interest on my credit card going up every month despite paying more than the minimum payment |
| I have been paying £10 more than the minimum payment for a few months now but i've noticed that the interest I'm being charged is increasing. Last month it was £33 (back breaking aaaaargh)... |
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marvino | What are the causes of bad debts? |
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 |
 
trer
|
Spending more money than you have. |
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Studly
|
Scientifically speaking?
Bad debts is the result of being broke.
Scientists have determined there is a direct connection between marriage and being broke.
bd=b(m)
Not bad for someone who got a D in high school science, eh? |
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becca9892003
 |
divorce,job loss, medical problems |
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Kacky
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Not paying your bills.
. |
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jimi
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people not repaying what they owe? |
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Jim
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Impulse buying to keep up with everyone else not what you need. |
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Diane M
 |
Possibly because you did not do a credit check on your customers before you sold them goods? |
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sarge927
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The biggest cause is people who put too much stuff on credit and don't live within their means. We're a society of instant gratification, so people will put stuff they want but don't really need on credit so they can have it NOW, instead of deciding what they really want or need and then saving up for it. As a result, people who keep putting stuff on credit get to the point where all they can do is make the minimum payment on their credit cards every month and their credit cards are charged up to the limits, so they can't even take out extra money in the case of an emergency. The interest rates on credit cards is outrageous (many hover right around 20% APR), so if you put something on credit you end up spending twice what it was worth on credit card payments by the time you're finished. The tricks to staying away from bad debts are: buying only what you can afford in terms of a house, a car, and anything else you might need or want in your life; using credit cards for purchases but not for a revolving line of credit (READ: Pay your credit card bills in full every month); and learning to save your money for the things you want and paying cash for them. |
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hooterville
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deadbeats |
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Offeibea
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Am in love with financial issues n hope to learn more to understand properly to apply in my life |
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