 Does having a credit card cost money? |
I am getting my own credit card soon to help build credit, but I really don't want it to cost me much.
If I have no annual fee, and pay my (tiny) balance every month on time, will there any ... |
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 I NEED A LOAN TO CONSOLIDATE MY DEBT -BUT MY DEBT IS NOT BAD ENOUGH FOR CREDIT COUNSELING---ANY SUGGESTIONS? |
| I have tried to get debt consolidation help but every one just tells me they can't help me because my debt is not high enough!! I have been slowly paying what i can but am starting to sink fast--... |
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 Abbey National - Cutting my overdraft!! Please help? |
My ban k have sent me a letter saying that next month they are cutting my overdraft down from £1700 to £500!!!
I can't afford to pay it all of by the time they cut the overdraft limit and ... |
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 What do you think about payday loans? |
| I am thinking about getting one and would like to hear you advice about them.... |
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 Does it affect your credit score positively to pay off a loan early or not? |
| I have a car loan with a Credit Union that has a year or so left, and I'm curious if paying it off early will significantly effect my credit scores, or it really doesn't matter very much?<... |
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 Where can you find those American Exprees Gift Card things? |
you no like those things that r like temporary credit cards you can use anywhere or w.e.
DONT BOTHER GIVIN ME S**** BOUT MI SPELLING I DONT CARE... |
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 Can collection agencies try to collect a debt that is eight years old? |
| I received a call from a collection agency trying to collect on a debt that is 8 years old, dating back to 1998. My state's Statute of Limitations for debt is seven years. Can they still collect ... |
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 I want to buy a new car but my credit score is only 680. Is this good enough? |
| I also have on my credit report a few old debts and one judgment which is already paid and have a student loan on good stading.I will pay all of my old debts before trying to apply for a car loan. T... |
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 Am i building up credit this way? |
| Ive had a credit card for a few years now, and I pay off my credit card bills online. My in laws told me that if i want to avoid intrest charges I should pay off my credit card a week or two before ... |
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 Serious Credit Card Debt! What should I do? |
| I am a student with about 3 years left of school before I start making money and I have some serious credit card debt! I owe about $12,000 to Visa and about $7,000 to AMEX. Most of that money has ... |
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 How do you ERASE your credit history!!!? |
| As a young adult, I destroyed my credit and went bankrupt. Afterwards I have 1 credit fraud and cant prove it wrong without hiring another lawyer. I need the bottom line secret to cleaning my credit ... |
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| Can a debt be reported to the credit bureaus if I am making payments? |
| I have a $13500.00 debt that is owed for a rental car that was totaled in an accident. The rental car company wants their money for the car and I am willing to make payments, but they keep ... |
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 How to repair your credit? |
| Once you have paid off your debt how do you increase your credit ... |
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 Co-signer is paying, how to make it last? |
| A few months back I got someone to be a cosigner for my new car, but my girlfriend and friends are high maintenance and I don’t have the extra money for the car’s monthly payments and I stopped ... |
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 I'm getting my first credit card, what's the best way to build credit? |
| i'm thinking about just using it to buy gas for my car than paying it in full when the bill comes would that be a good idea?... |
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dtigers15 | What are the easiest credit cards for someone with bad credit to get approved for? |
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Sherri C
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If you don't mind high start up fees, Tribute, Imagine or Salute would likely approve you. You could try getting an unsecured card from Orchard Bank, but if your credit is really bad (FICO in the 400s), you could still get a secured card from them. Main thing is, once you get one or two, keep your balances low and make your payments on time so that you can qualify for better cards with higher limits later on.
Stay away from First Premier Bank...my stepdaughter went through hell with them. |
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grierGRIER h
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If you are looking for a credit card for bad credit, there are many options to choose from. The two main types of cards available are either a secured credit card or an unsecured credit card for bad credit. Both types of cards can help you repair your credit by giving you an opportunity to establish a good payment history. The costs and fees associated with each type of card are very different, however. In addition, depending on how bad your credit is, whether you have sufficient income and other personal details, you may only qualify for one or the other.
First let's look at the secured credit card for bad credit. A secured credit card requires that you deposit money with the issuing bank, and the bank will issue a credit card in the same amount for your use. Secured cards are guaranteed to be approved, because the bank has your deposit money in case you do not pay your balance. A secured credit card for bad credit operates much like a regular credit card. You receive a monthly statement, and you pay your minimum monthly payment or the balance in full each month. You are charged an interest rate, annual fee and possibly other fees for a secured credit card account. Apply online at: http://www.credit-card-gallery.com/Guaranteed_Approval.html and get guaranteed approval. |
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fuzzykitty
 |
a secured Capital One card. |
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beauty s
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orchard bank, chase, capital one |
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Jeremy P
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You can find a complete list of credit cards for people with bad credit here:
http://www.wowcreditcards.com/bad-credit.htm
Although these offers tend to have higher interest rates (and additional fees) when compared to 'standard' credit card, they'll give you the opportunity to rebuild and improve your credit score over time. Eventually, with regular on-time payments-- you'll be able to qualify for better offers with lower APR's and less fees. But for now, these are your options...
Hope this helps. GOOD LUCK! |
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lexnupe
 |
I would agree with a few of the previous answers as far as a secured credit card, Millieneum Credit cards offer a secured credit card for for $99 for a visa and $149 for a MC and Visa. The good thing about this is that they do not run a credit check prior to approving and they report to all three bureaus each month.
Orchard Bank does not charge but they do run a credit check which will lower your score
I would not go with a capital one credit card because they report your overall limit and not the balance you owe which hurts your credit (It makes it look like your overextended)
Orchard bank offers one as well
First PRemier is bad ----- Their is literally a $5.00 fee for taking it out of your wallet or purse
Also depends on how bad is bad - Honestly if its a choice of an unsecured cc and paying $200 dollars in start fees and having a $300 dollar limit (with monthly payments and a high APR) Then pass and go with a secured |
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hi91977
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capital one or orchard bank |
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Richard_CA
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A secure credit card. You secure a set amount of capital in their bank account under your name. You receive interest just like any savings account. If you default under the agreement, they can legally take out the money to cover any outstanding balances. Some banks will even let you have a credit line up to twice that of your balance. |
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justbeingher
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A secured credit card. You have to put down about $2000, and you can only charge up to that limit. |
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eva j
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get free info about to get credit card here it's help you hope visit |
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amazing
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bad credit credit card issuers
http://wesayes.andycaine.hop.clickbank.net/ |
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