 Where can i get a loan (no pay days, non homeowner) with very poor credit? |
I am looking for a legit loan place that will lend to someone with very poor credit. I am going to school and financial aid did not cover all my school expense I am looking for a legit lender.
I ... |
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 How to get this off of my credit? |
Heres my story:
A few years back my step mom recieved some of my credit info in the mail .. instead of informing me .. i'm about 90% sure she stole my info and opened a credit card.<... |
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 Can a bill collector change the agreed montly payment from $200 to $2000? |
| I was laid off about 2 years ago and had something repossessed (about $10K), I took full responsibility and made contact last year with the collection agency to arrange monthly payments, I've ... |
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 Prepaid Visa Card? |
| I got a Prepaid Visa Card today at the store and it said on the box I can use it online at any store that accepts Visa cards. So I bought it and I opened it up and read the directions and it says ... |
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 Credit card problems - are these specific to HSBC or does every bank do it? |
I have a MasterCard with HSBC. I know they take fraud prevention seriously, but most of the time they just go too far.
I am usually unable to purchase items online, as my card will decline,... |
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 What is paypal? |
| what is paypal and how does it work?... |
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 Should I consolidate my credit cards?? |
| I have a $15k Car Loan, $6600 credit card, and $1500 credit card debt. I'm 22, student and I work part-time so my income is only $8o0 a month! Have you ever heard of going to a credit union and ... |
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 I Have An Itunes Gift card ? |
| well i got one for my birthday i want to use it but i don't know how and do you need to have an account and do you need a debit or credit ... |
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 Does paying off defaulted balances automatically immediately increase your credit score, on eg experian? |
| My boyfriend, stupidly, lets not go there, has 4 defaults on his credit report giving him a super low score. 2 are settled, 2 have a bit of money outstanding on them. Does anyone know if he was to ... |
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| Should credit card solicitations by mail be prohibited? |
| If you throw these solicitations away without shredding them, you open yourself to identity theft. Why should the banks be allowed to place your financial safety in jeopardy every day with this ... |
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 Im 18 and want an overdraft? |
| iv just turned 18, i am with lloyds tsb on an under 19's account, theres not alot of info on their website about applying for an overdraft, wen can i apply for an overdraft? it says i can apply ... |
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 If my credit cards gets cancelled due to inactivity, will that effect my credit ranking? |
| One of my credit cards just got cancelled because I haven't used it in about a year. Is this bad for my credit? I mean I had $0 balance on it and everything.... |
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 I signed up for a "free" credit report? |
| When I signed up it said its free for the 1st 30 days then you'll get charged for it unless you cancel. My problem is I can not find out how to cancel so I don't get charged for it I'... |
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cam'ron! | What are ways to build your credit for a teen?? |
I want to put a cell phone under my name...and I was wondering what are ways to build up your credit??
Oh and I do not want a co-signer. Thanks! :D |
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lcphilly87
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Best way to build credit is to get a bank cards just don't ever over withdraw. Then when your 18 go to the bank an apply for a credit card normally they have options if you don't get approved because you have no credit that allow you to open a credit card with 500 dollars at the end of the year you get the 500 dollars back. You know cell phone companies offer the same service you pay money upfront but you get it back at the end of the year as long as you pay your bill. |
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Miss Know It All
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The best way is to apply and put up the deposit.. then next time you will not have to do that ... kr
Good Luck! |
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tymikajackson
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well the co-signer is the only way actually to build your credit....you need savings/checking accts also. which will ask for a cosigner because you are too young to have one on you own. Other than that wait until you are 18 and open lines of credit that you pay on for a couple of months and then payoff monthly. |
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jason_n_misty_fuston
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I'm not 100% sure about this, but I think you can build credit with a land line phone account. I'm not sure about that depending on age though...they might not even let you have your name on a phone account if you're a minor. |
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♥blk1389
 |
Well if you're a "young" teen, I don't think you will be allowed to have a cell in YOUR name. I was 18 when I got my first cell and the company would not allow me to put it in my name, my mom had to sign up and I would just pay her every month (had to be 19). If you are 18/19 you could look into getting a credit card with a max of only a few hundred dollars.
If you're not 18 or 19, don't worry too much about credit, there's not too much you can do at this point. Just make sure to have a bank account which is under your name (like a young saver's account with your local bank) and keep your money in the bank! You'll get interest every month and will gain even more money.
Good luck. |
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sadee k
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http://www.bestcreditcard.110mb.com |
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JAzzY
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Yes, getting a cell phone could help build your credit, think about it they use your social and give you a monthly bill they don't really report monthly though, thats what credit card are for but if you wanna start your credit thats the quickest way, or you can go for a secured credit card |
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Mike B
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If your under 18 you need to go prepay.. |
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lchardy70
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Hi, I work at a bank so I will tell you that unfortunately, you cannot have credit until you are 18. It's the law - minors are not legally able to enter into a binding contract (credit) - sorry. Having a cell phone will not build credit because it does not get reported to the credit bureau. Once you turn 18 or if you are 18 already, the best way to build credit is to do a savings secured loan. More than likely you will not need a co-signer for this. Go to your bank to find out more about these type of loans. Another way is to open a small visa account - you may need a co-signer for this.
If you are under 18, just try to build up your savings account. |
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B M
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If you have a bank account ask for a SMALL passbook loan and pay it back quicker than it was scheduled for.
Good Luck
Visit me at LOST www.lost.eu/52513 |
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