What businesses other than Woolworth's is the credit crisis affecting?

There probably isn't one business out there that isn't being affected by the credit crisis.

It is so diverse, covering the globe, that unless you have a very unique business, you are affected.

Even city governments are tightening their belt.

Here is a made up and all too common scenario in a nutshell:

Bob & Betty Jones married own a home
Lease a foreign car and SUV
Bob looses his job
Betty gets her hours cut
Their home equity line of credit gets cut or completely lost
They get late on their bills
They can't borrow, with income loss and value of home diminishing
They can't buy much at all
Their cars get repossessed and they still owe money on them
Their house gets reposessed and they still owe money on it
They have to give up their pets to a shelter
They have no home and no car but they have debt!

Why this has happened to so many:

So many of the US business' left the US
Therefor, production in the US has diminished
Therefor, the past 15 years we have been increasing purchases to other countries while living in an inflated belief of property values and other material values in general.
We have lost jobs at tremendous levels in which we have never seen before.
Blind prosperity and now we decide to arrest the business operators for being in debt.

Just perfect isn't it?

So, while this is happening, people are so affected that their once happy spending on "Blind Faith" has brought the economy to a halt.

The banking systems, after foreclosing in many properties who are now in the real estate market have been given money. They don't have to say where it is being spent. They can do whatever they want.

So, what happens to Bob and Betty? Their bank was paid for the loss the bank encountered by their default but Bob and Betty still owe the bank money.

Is that the American way? Right now I would like to type a four letter word about this but it would be unappropriate.

So that is why so many business' are being hit. The one business that seems to be doing relatively well is McDonalds. I suppose that when you can't afford to shop or you don't have a refridgerator to put food in, it is easier to spend $2 in their dollar menu. It does concern me that McDonalds is no longer supposed to be using cows not treated with antibiotics to prevent humans from becoming antibiotic resistant.

We need to have more productivity in the US in order for America to grow, we have been decreasing in growth, if we do not grow we cannot be a prosperous America.