 My grandmother is being sued after 10 years after she co-signed for her grandson's credit card.? |
| Is it legal for a law firm after 10 years to sue you (cival suit) amount over $10,000 for and old credit card debt that you just co-signed? Please help my grandmother is at her witts end.. Thank ... |
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 Why are people obsessed with credit? |
The way i see it is if you can't afford it in the 1st place you don't get it.
And people wonder why they are in debt.
I don't get it.
Please explain.
Additional D... |
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 Can I get a loan with a bad credit rating? |
I'd like to take out a loan to pay for a holiday to Australia next year with some friends. I need about £2000.
Unfortunately I have a really bad credit rating, after living off ... |
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 Getting a car loan with bad credit? |
| When I was 18 I got a couple credit cards and payed them good for a year, then my job went shaky and i was out and no way to pay them back. Im now 21 with a credit score of around 510. Since then I ... |
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 Should I cancel credit card? |
| So I have a credit card with a 500 credit limit, and because I missed a payment, and have gotten late fees AND over limit fees, I owe 590 on the card.. & I keep trying to pay it online but it ... |
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 Don't credit card companies require your authorization to increase your limits? |
| Should they just be allowed to send you a notice in the mail saying stuff like*Congradulations, for being committed to them and for having perfect payments etc...that they can just raise it from 7500.... |
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 Can i just go to the bank and cash a 3,000 personal check? |
| I will obviously go to the bank that the check is drawn from. I just wanna know if i can get 3,000 in cash.... |
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 Why do people chose to have debts? |
I mean like, when people get (a) credit card(s) for no actual reason, and fail to pay it back for years.
Additional Details
For clarity; I only mean 'bad debts'. Ones which are ... |
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 The debt collection agency "threatened" to call my employer. What good would that do? |
| I have an outstanding credit card balance that is now going through different collection agencies. A new one called the other day and I talked to the rudest woman yet. She tried to threaten to call ... |
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 Serious question ! how do i go about clearing my credit history? |
| i have a really bad credit history, how would i go about clearing it, i would idealy like to pay off all the debts, i have, under some kind of payment sceme but i dont know who to coantact, please ... |
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 How do you get items off your credit report that should no longer be there? |
| I have found items on my credit report that have passed the statute of limitations. How do I get them off the list?... |
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 OmG! My dad just got the phone bill and i have 2 pay him $200 by next week. HOW DO I GET THE MONNEY?!? |
| I over used my cell phone minuets, i made long distence calls, 3-way alot, and a bunch of other crap. How the h*** am i gunna get $200 in one week?! im only 15! THANX!... |
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 Credit card - when to pay? |
| I have a new rewards card, and am trying to rack up some rewards points. I have put a few things on the card that I have the cash to payoff immediatly. I just wanted the points for the purchases. S... |
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Sheila G | What can Credit Card companies legally do, if you stop making payments? |
What if you are a Canadian in Florida and these are American Cards? Would going back to Canada be absolutely necessary?
Sorry about the 3 questions. Serious or seriously funny answers only please.
Additional Details
Can they go into you bank account if it is a joint account? |
 |
 
Looseyâ„¢
|
Whoa! You're an alien, you're a legal alien,
You're a Canadian in F L A.
You don't like football you like hockey, dear
You like your Mountie on one side
I can hear it in your accent when you say "eh?"
You're a Canadian in F L A
See you driving through to the Florida Keys
A can of Molson's in your hand
Don't pay your credit cards, there's nothing they can do
But your credit rating will be canned
[refrain]
Whoa! You're an alien, you're a legal alien,
You're a Canadian in F L A.
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Blunt,to the point &comic satire
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Collections; claim your assets-that means your house,car,shirt off your back(which will all be auctioned off); application to the courts for garnishing of wages(and they will win-they can afford the lawyers) - you will live in poverty the rest of your life. and muddy your name creditwise. for all credit companies are intertwined.
Your move. |
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upright n breathin'
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I learned that they can't take anything from you if you don't own anything. I also learned not to shelter assets in a girlfriends name, as now I really do own nothing... |
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rhattie
|
Take you to court. |
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Ultrastooge B.O.
 |
They will eat your children eh.. |
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Mudd P
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GEM GEM GEM and the frightening part is you CLAIM to be in a place of high authority, with statements like this it does not enhance your credibility.
They can send the accounts to collection agencies who will try to collect the debts through various means. They can then take you to court and get a judgment against you and then take action to attach your assets and wages including bank account funds. They then can leave this negative info on your credit reports where it stays a number of years depending on if they do or do not take action and get a judgment. If they just report it and RUIN your credit rating then it will stay a total of 7.5 years from the date you stop paying and the bill is overdue and you never brign it current. |
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Eman
 |
Destroy your credit rating..... |
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Red
|
Sick some collection agents on you, that's about it. They can try to take you to court to claim your assets to pay it back, but if you had to just file for bankruptcy, hell, it's not like everyone else isnt. |
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Ronatnyu
 |
Your name will be put on a list & you will never, ever be allowed to buy Maple Syrup, Canadian or American Style bacon or attend or see ANY Hockey games in the contiguous North American Continent.
They said ....eh, sorry to play so rough. |
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Patricia M
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I guess you're not an american citizen? |
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Gem
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1. Charge late fees of up to $50 every month, then charge interest on the interest.
2. Raise the interest to 40% or more, then charge interest on that interest.
3. Ruin your credit rating for 10 years and don't think hiding in Canada will help you as the Amero and combined credit & currency is coming soon.
4. Sue you in court. Then if you still refuse to pay, file garnishment against your assets and wages.
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Ralfcoder
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They can put a black mark on your credit reports, and make it a lot harder for you to get credit in the future. Want to buy a house or a car? Want to get a student loan? Do you ever buy airplane tickets or rent a car with a credit card? What if your fridge dies, or you need to replace the transmission in your car suddenly?
They can also sell your debt to a collection agency, who will start calling you and asking you to repay. You might get calls at home or at work, or your family and friends and co-workers might get the call, asking where you can be found. Pretty soon, these people might put 2 and 2 together, and find out you aren't paying your bills.
Would you get deported for this? Probably not. But I think that it would get obnoxious (and expensive) enough that you ought to pay your bills in the first place. It would definitely be easier in the long run. |
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habitatryder1
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they can legally take your stuff that amount up to what you owe.
they call the guy that comes, 'the repo man' |
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Jorge
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Well... debt is debt and they'll send a collection agency to sic you with letters and whatnot. They'll also stack the interest so high you'll drown in it. If you really want to go back to Canada pay off the debt first. |
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Boo Black
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I don't know ms sheila but if you go then I'm goin' too. do they allow snakes in Canada eh? I could just make like a carry-on bagstrap. Can someone knit me a loooooong tube sweater pleeeease. |
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Ronnie
 |
This is an enigma oops enema.
Release yourself, let yourself go.
You can't get blood from a stone, Mrs. Jane Doe.
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katlvr125
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turn it over to collections and if you still don't pay they can have a judgment against you |
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♥Μοοgle♥♥¸.•*´`
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it doesn't matter what country your in it will affect your credit |
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