 What does this mean anybody?? |
| every tax or taxes to any minisry of corporation here in nigeria e.g central bank ministry of justice etc must be paid upfront before funds will transfered or deposited into beneficiarys designated ... |
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 Should I close or keep open credit card accounts? |
| I have two of those rip off credit cards, First Premier and Applied Bank, I paid them off in full, will it hurt my credit to close both accounts now? They are the only cards I currently have, as I ... |
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 Notary public for notarizing affidavit of unzuthorized use of credit card? |
| There was a fraudulent transaction on my credit card a few days ago. I called the bank and closed my account and today I received an "affidavit" for me to fill in to report the unauthorized ... |
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 Is 761 a good credit score? |
| how do i know if i have good credit?... |
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 Credit card question? |
| I have zero credit and this credit card is for zero credit people and it says annual fee is $49. What does that mean..just to get it the card or every month or what? thank you.... |
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 How to get a co-signer off a car loan? |
| So back in 2006 I got a car. I asked my mom to go along with me because I didn't know anything about buying a car and I didn't want to get ripped off. So I picked out the one I wanted and ... |
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 Ebay selling? |
| how should I accept payment on ebay when selling something? I don't want to get a personal check because I don't want to chance it bouncing. I have NO idea how a money order works, and the ... |
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 Is the account number the first 8 digits on your credit/debit card? |
I'm just a little confused, new to the debit card, trying to create a paypal account. Thanks! x
... |
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| What company will give you a credit card when you have no credit? |
| I am 19 years old with little to no credit history. I was able to get a credit card through a department store but was declined for a credit card through the bank (where i work none the less!) and ... |
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 Should I apply individual or co-sign? |
| I'm using my credit to get my son a car. My question is will the chances of approval decrease if i list myself as a co-signer and him as primary (he has terrible credit) or should I just put the ... |
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 Is there a way to get out of paying student loans.? |
| Student loans is their ever a way out of paying,besides pay pay and pay ... |
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 We are about to loose our house to rising rates . credit is bad . what do i do? |
| Our credit dropped because we can t keep up and our other bills are being paid late.... |
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 I am trying to raise my credit score...? |
| Are there any suggestions of how to do so, drastically within a short period of time? I am currently between 530-560. I have been paying off my debts over the last 5 months, but I only have 2 doctor ... |
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 How many years in jail will i do for using my mom's credit card? |
| I used my mother's credit over the summer, it just seemed so easy and i was having fun. i had and still have every intention of paying it all back. the back of the card isn't signed and ... |
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 Where can I get a loan with bad/no credit history? |
Personal Loan Requirements
---About $2,000
---No cosigner
About Me
---18 Years Old
---Have had credit card for 4 months
---No delinquencies
---Not much credit ... |
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NEOFROZENED | What can I do if my debts are choking me? |
My sallary won´t be soon enough to cover my credit cards and other expenses. What are the options? Legal, of course!!! |
 |
 
Tookie
 |
There are several things you can do. Call each credit card company (the # is found on the back of the card). Tell them your problem and let them know you want to pay them back, that you want to continue to have good credit with them. They may give you a break but will charge your account more Finance Charges to get you through this hard time. As for your other expenses, such as your electric bill or your phone bill, call and see what arrangements you can make with them (they may let you pay in installments). I hope these suggestions are helpful.
For the long term, if you can't pay for something right now with cash, then you can't afford to buy it. Credit Cards are a convenience and should be used that way. That's how you got into big debt, by buying things you can't afford. I know, it's a bitter pill to swallow but learning these things will help you along the way.
More suggestions: Get a second job to tide you over this rough spell. On repaying your credit card debt, always pay more than minimum. On paying your regular bills, pay them when you get the bill (do not save it until it's due) because it is due now. You can wait and forget about it until it's late and then you will be charged a Late Charge.
Normally, you don't solve money problems with more money. You learn how to set up a budget for yourself. You can do it simply. Income VS Expenses. You will see just how much you need to bring home to cover these expenses. It's that easy. |
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Dr Dee
|
Get a higher paying job or a part time job. |
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fhornsr
|
Try calling your creditors and explaining your situation. Ask them what options they can offer you. Most creditors are willing to work with you if you demonstrate willness to catch your payments up later. |
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Studly
 |
It's been my experience helping people that calling credit card companies and asking for help is mostly a waste of time. Only time they have ever worked with us is when the debt is delinquent and they finally realize they may not get anything at all.
My suggestion is forget credit manage companies. They only charge you for things you can easily do yourself. Many times they just take all your disposable money and then pay your bills for you.
In think you can do better.
But you need sit down and take a very serious look at your budget. Many times people say they can afford their bils, but once you put everything down in writing, you realize that if you quit dining out every week, stop that trip to Starbucks every morning, kill your cable-tv, car pool, etc....you can find $200 a month easily!
Then use that money to start paying off your high interest credit cards. Eventually you can get caught up.
How much in debt are you? If you can't come up with a plan to get out of debt within 7 years, you may want to just look at the bankruptcy option. It's not gonna be pretty, but at least you will be clean after 7 years, and not still struggling to catch up with debts.
Good luck. |
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jannie
|
keep paying whatever you can on them each month and after awhile they'll dwindle down |
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JC Rules!
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STOP SPENDING OF COURSE!!!!! |
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ronzohooter
 |
credit card counseling services |
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tayivi
|
Chock your credits card. |
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AlphaFemale
|
credit counseling or bankruptcy
Make sure you go to a legitimate credit counselor. Don't pay any money to any credit agency to make this go away until you check them out. Better Business Bureau and Internet reviews. |
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