 Where can I find a good interest rate on an Auto Loan if i have bad credit? |
| I recently bought a car and my interest is 25%! That is horrible. . but I needed a car VERY bad. Where can I find a place that will finance someone with bad credit. . but have an interst rate better ... |
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 I'm being sued by an old credit card---! Help? Advice? |
Anyone been through this?
What can I do, and can they get any money from me?
It's an "unsecured" card, not tied to a bank account.
Should I declare bankruptcy---or is ... |
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 Will my bad credit affect my boyfriends good credit if we get married? |
| I have HORRIBLE credit, and my boyfriend has near perfect credit. He owns our home, and vehicle, has a few credit cards, as well as a decent amount in savings. And I'm wondering if we get ... |
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 I have very bad credit but truly need a small loan of about 5,000...? |
| Is there anyone who can lead me to the right lender and please no links to Prosper.com!!!I tried and they were of no assistance to me because of my credit. I hate payday loans and they really have me ... |
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 Harrasment? |
| Is there any point that a collection agency can go to that is considered harrassment to the point of being illegal? Such as calling 20x's a day? Saying they're sending a statement and never ... |
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 What info is needed to run a credit check? |
S.S. #, address,... ?
Thanks : )
Additional Details
allansc20... : That's not funny!
Thanks everyone.... the reason I ask is because I think a woman who made ... |
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 Should I close my credit card, once I paid it off? |
| should I close my credit card, once I paid it off, say I pay off my no annual fee credit card should I close it out or leave it active and just not use it? I heard that if you close a credit card ... |
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 Hi im ebay seller and recieve my payment via paypal.? |
| hi, im a ebay seller and recieve my payment via paypal. does the payment go automatically to my bank account? coz I just check my online bank statement, and it did not show any pay-in. I've ... |
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 How can i get a credit card with bad credit? |
| i hear how ppl with bad credit still get approved for all these credit cards. How and which cards are they??? what cards have high limits also for bad credit without paying for a secured card or and ... |
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 My mother?? |
| when you apply for different lines of credit they ask for your mother's maiden name??... |
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browneyebuttafly | What can I do to improve my credit, so I can get a loan? |
Got denied credit because of 3-4 unpaid very old debts that have been turned into collection agencies years ago. (3-5 yrs) The total is low, and they are hospital bills and a cell phone bill. Peoples told me damage is already done and to let it 'wipe off' after awhile. I was also told to ask for a 'pay for delete agreement'. If I do that, will my credit score improve? I tried 2 research online but can't find any answers. Any help would be greatly appreciated! Thanks!!!
Additional Details
I know to pay bills on time, etc. What I meant is what can I do to improve credit thats already bad, turned in, on my report, etc. |
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Kelly c
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Im dealing with a similar issue and have recently learned that it is not enough just to pay on time, that you have to keep your credit cards at 10% of the credit limit. For instance, the credit cards came out for the holidays...one of my cards has a $1000 limit on it. Pre-holiday shopping my balance was around $200, after buying gifts, my balance when up to $875. Becuase of that hike my credit score dropped 20+ points! So anything you can do to keep the credit card limits low will greatly help your score. Also, your credit score is factored every first week of the month. So any improvements you can make this month will reflect in the following month. Another thing you can do is get your credit report, and see what you can have pulled off that shouldnt be there old debts that are over 7 years, and credit inquiries you may or may not have requested over 2 years should be removed. Just the inquiries alone could gain you a few points. As old accounts with late payments, if there are any small one you can pay off or negociate make sure you have an authorized officer of the company complete and sign a contractual letter to delete the account from your report prior to paying it off. That was a mistake I unfortunately made, and now, although I paid off the debt, it still shows on my credit report.. Absolute worst case scenario...if you are trying to get a few thousand dollars but have no credit or resources, you can easily get payday loans with out a credit check. I'm not sure how much time you have, but with weeks you could take out a large payday loan, by starting off with small $500 loans repaying as soon as you receive it...buy doing that with the same payday company, you instantly build your credit worthiness with them for the larger $1500-3000 loans. Which you could also use pay off some of those small credit cards with late payments (be sure to have them sign a contract to delete after payment). |
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Judy
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I don't know if that pay on delete works.
I've heard many people try it - but no one seems successful (not that I've heard).
Let them sit. After a couple of years delete them from your report.
In the meantime go to your bank where you have your checking account and ask for a visa card attached to your checking - you might be pleasantly surprised.
If not, ask them if they have secured credit cards.
After 6 months of using this one - it will improve your credit.
Take the application home, and read it carefully.
If not, try store cards or gas cards. Target and Kohl's are easy to get.
Pay them in full each month - carrying balances can harm your credit.
Never close your oldest credit card.
This establishes length of credit history. A big part of the fico.
Additional details.
There is a good book at bookstores called
Credit Repair for Dummies
There is also a site myfico.com that gives you steps on improving your score - the book is more detailed and better.
Never close those old accounts. Length of history is important.
If you can pay those off in full and watch your score skyrocket.
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Bill D
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What would help is with your existing lines of credit, do not use them and make sure the balance is low or at zero. Consider getting one more card and keeping the balance low too. The whole point is to have a lot of available credit but to have it untouched. That looks really good to a bank when they see that. Makes you look responsible and not desperate.
http://www.peoplesavehere.com/creditcards.html
Apply for a credit card at the above link. |
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Victoria
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Are you smart enough to listen to some good advice from someone who’s been where you are? I’m betting you are because you’re seeking information on how to improve your credit score, which is a very smart thing to do.
http://www.worldbestloans.com/creditscore.htm
Maybe you just need to improve your credit score because your credit took a blow due to divorce, illness or loss of a job. |
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P.
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What are you trying to get a loan for? Is it a debt consolidation loan? You'd be better off to just make the current payments, until the debt is paid off. If you're trying to get a loan for something big, like a car, house, new...whatever, try to hold off until your current debt is paid. There's nothing worse, in my opinion, than signing up for more debt (like a loan) when you've already got existing debt. Rome wasn't built in a day, and neither is your credit score. It'll take a while. JUST PAY OFF YOUR EXISTING DEBT- don't go out and get a loan for something else whose payments may get away from you. |
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Mike A
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You might try simple credit repair to remove the negative and inaccurate items. Depending on how low your score is, you may also need some kind of tradeline authorized user program to give your score a boost. Good luck. |
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brookess07
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Make sure to pay your bills on time. If you have any open credit cards with low limits that you don't use, close them. If you have accounts with a higher credit limit that you don't use they can actually help your score so you might want to keep them open. |
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Joyrose
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HI ,my names is Joy ose.i saw your question in yahoo answer .i decide to referred anybody who is dire in need of loan to this God fearing man because i have been SCAMMED twice by this fake lenders.when i have bad credit is this man that gave me{ $60,000] without anyupfront fees.you can get to him via Email james.wood8483@yahoo.com. tell him joy rose referred you to him who he gave a loan to.Goodluck
thanks,from joyrose |
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Della Roland
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Hello Every One,
I am Della Roland by name, I live in USA , just a few weeks ago I was in search for a loan of $ 50,000 Dollars, as i was running out of money for feeding and my bills. I was scammed about $4,500 Dollars and I decided not to involve my self in such business again finally A Friend
of my introduced me to a loan firm due to my appearance and doings. I made a trial and I am most grateful am I today, I was given a loan amount of 70,000 Dollars by this great firm Scott Micro finance managed by Mr. Frank Petti.
If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via email out. info@pettimicrogroup.co.cc And you will be free from scams in the internet. I want you to tell him that Mrs. Della introduce him to you, |
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davis r
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GOOD DAY TO YOU,
My name is Davis Ryan, a priest in the roman catholic church here in United Kingdom. I give loan with affordable interest of 2.3%. I give loan from the range of $2,000 to $10 million. Note that any kind of loan you are looking for i can give to you. If you are interested please give us the following details:
1) Full Name: .........................
2) Contact Address:..................
3) Loan Amount Needed:.............
4) Loan Duration: ..................
5)Country........................
6) Phone:.......Mobile.................
7)Sex...........Age..............
Regards,
Davis Ryan
Tel: +447045752527
Email: davisloanagency@gmail.com |
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