 How can i get a credit card with bad credit? |
| i hear how ppl with bad credit still get approved for all these credit cards. How and which cards are they??? what cards have high limits also for bad credit without paying for a secured card or and ... |
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 My mother?? |
| when you apply for different lines of credit they ask for your mother's maiden name??... |
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 My wife makes more money then I ? |
| My wife need a loan for a new house. But her credit score is bad. She makes more money then I . However I have a good credit score. Could I Co- Signer for her ?... |
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 Should I go bankrupt? 23years old.? |
| I'm 23, and I have about 30k in credit card debt. Is going bankrupt an okay thing for me to do you think? I'm young, so I'm not sure. I have plenty of time to rebuild my credit fresh ... |
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| I went over my credit limit by fifty cents? |
| i made a small payment before they charged me any kind of fee. if the payment goes through before they can charge one, will they still charge me?... |
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 The store near my house charges a different price for credit card purchaces than for cash? |
| When customers use a credit card to make a purchase the the store owners charge a higher price for the purchase. I do believe that it is illegal and I want to know what to do. Also they make you ... |
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 I need a loan for $700 that's not a payday loan and i need it asap can someone help? |
| i had posted a question yesterday about getting a loan for a banshee for a b-day present but i came up with some money now i need a loan for $700 and i dont want to go to a payday company it cost ... |
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 How long do i have to wait to claim bankruptcy after getting a new credit card? |
| Long story short I do work but work has been really slow for me and I have 2 kids to support and have been using credit cards to supplement my lost income. I just got a credit card about 2 months ago ... |
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 If i have a debit card with a mastercard logo on it is that considered having a credit card? |
I'm pretty sure that i don't have any credit score because i have never had a credit card but i have a debit card with a master card logo on it and i use it as credit on purchases,
i ... |
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 Is it bad to cancel a credit card after 2 months? |
| I already have 6; want to cancel the bad ones. I just got that one because I wanted the money. But, I m planning to cancel 3 out of the 6. And it so happens that the latest one I just got sucks. Does ... |
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 Where can I find out my FICO score for free with no hidden fees?? |
| and does being negative in a regulare checking account effect your credit?... |
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 How do I rebuild credit after a bankruptcy with a credit card? |
| I had a bankruptcy three years ago, I need to rebuild credit with a card but have heard a lot of different opinions as how to do it. Secured or unsecured? How much of a percentage do you charge? and ... |
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 What credit card can I get that has a 10,000 limit? |
Additional Details
I have excellent credit, I just have only had one credit card that was a 500 ... |
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 Im in a debt management plan but have fell behind.? |
| im really tempted to just stop paying it all together i only owe about 2 grand and my credit rating cant get any worse so im not worried about any ccjs they might put against me? what will happen if ... |
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Krystin S | What can i do if i have bad credit but have done nothing to get it!? |
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what?
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Do you actually have BAD credit after doing nothing, or is it that you just don't have ANY credit because you've never used credit?
If you just don't have any credit -- you've never proven yourself to be creditworthy and reliable -- then you just have to accept a low credit score for a few years, like everyone else, and although there are ways to establish credit quickly (secured credit cards, etc.) it won't just happen overnight.
On the other hand, if your credit report reflects negative information that you feel is in error, your next step should probably be a talk with all three of the major credit bureaus (Experion, Equifax, and TransUnion) to figure out why there are negative marks on your report, and to identify possible remedies for these problems.
However, you have not provided enough information for anybody trying to answer this question to actually do any good, as the question is very vague. Good luck, though. |
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MTSU history student
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Get a copy of your credit report. Look at it. If there are inaccuracies, correct them. |
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brynsclan
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You are allowed to go to the Credit Bureau & look at your record of credit. After each Creditor they have listed against you, you have the right to put your explanation, or whatever, as an answer to the debt. Then this will also be listed in the report, if not resolved from it. |
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jimi
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Report it to all credit companys and explain to them your circumstances and ask for making corrections |
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Xtal
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I agree about the items staying on your credit report for 7 years. BUT, I am having this problem right now --- I had an identy theft in 1999 - 2000. Two credit card comapnies reported to a collection agency (this is how I found out I had these credit cards). The collection agency(s) keep selling the info to another collection agency & tey sell to another collection agency, etc, so my report now shows I owe like $20,000 total from 2 credit cards (which limits were $300 & $2000!). It has been 5 years now tat I have tried to arguee & got a lawyer & nothing has appened because whoever got the credit cards knew my information (I'm sure it was someone I knew who got these cards, but I can't prove it.
I have found out from a friend wo works with mortages, that these collection agencies can just keep selling your info & it can stay on your report forever!
Look at your credit closly. I have had some credit cards (which I never had) show up on my report saying they opened in 2000 & closed in 1999. Those will not be taken off unless you call & complain about them. Get all 3 of your free credit reports & then call the 800 number of all 3 and tell them what is wrong on your report (including mailing addresses!) |
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clowmy
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You know i think the bank can help you with this matter...Make sure you get a copy of your credit report...Someone has your credit card # and they will max your card out and your responable for this bill,even those you did not charge any of this...You need to take care of this A.S.A.P. GOOD LUCK SWEET,YOU WILL NEED IT...
Clowmy |
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arvee15
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write the credit bureaus (experian, transunion and equifax), ask for a free credit report (get it at www.annualcreditreport.com)
dispute everything you have there. |
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Isabella
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You need to check with all 3 Credit bureaus. Find out what the charges are and take It from there. It could be a case of mistaken Idenity. That happened to a lady I worked with. If you seem to be getting no where on your own Hire an attorney and take legal action. |
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David H
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The only federally sanctioned web site for free credit reports is http://www.annualcredit report.com . This is where you need to start. Then, go to the book store and purchase
"Guaranteed Credit" by Arnold S. Goldstein. This book will tell you almost every thing you need to know about building your credit.
If you have questions about what you see on your report, contact me at farrellhi2000@yahoo.com. |
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swede700
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Review your credit report and make sure there isn't anything on there that is erroneous. If there is, then make sure you write dispute letters to the credit reporting agency. A good site to obtain your credit report is www.mycreditkeeper.com. |
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