 Life Debt and living with it as a 21 year old? |
| I attended a online college (westwood college online) and relized it wasnt for me. Well...I am paying for my mistake 25,000 in debt. The school keeps on calling and calling and one of my loans has ... |
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 Why don't the Banks just print more money to cover the "Credit Crunch? |
Oh, they already did that, Ok then, why dont we just photocopy Banknotes to pay off our Credit Card bills, surely that would help, all pull together, kind of thing?
Additional Details
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 Can i get a loan? |
| My credit score is 546 (very poor) but i have a great opportunity to buy a very profitable business with an investor who will put down half of the money. Is it possible, with a co-signer, for the ... |
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 What credit score do you need to get a credit card? |
| I have around a 650, does anyone have any good suggestions on a card for that score?... |
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 I got a motor bike on higher purchase a week back, can they take it off me? |
i purchased a new motor bike on higher purchase, i gave them a couple of wrong details while submiting the application cause i was pissed.
nothing major just that i told them that i worked at my ... |
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 Bad credit auto loans? |
| Recently my husband and I decided to trade in our car and buy new one. With the what we're losing on the trade in, we need to borrow around $42,000. The problem is we have the income for it ... |
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 Which creditors to pay first? |
| Please help settle a dispute between my wife and I. We are working on getting on a strict budget to pay off our debt. We have some bills that are current and we are making our payments on and we ... |
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 I have been scamed, a fruad!!!? |
| help cityline financial company promised me a loan for 16,000$ all i had to do is send 4,200$ in insurance. to find out they are in canada not in usa. i sent personal money gram to canada, thought it ... |
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 If i let my bank take my car back will it come up on my credit report as a repo? |
| I cannot afford my car anymore and I want my back to take it back without my credit being ... |
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 Is there a way to check your credit score for free? |
I want to know my credit score, but I don't want to pay for it or give my credit card number to some company for a free trial.
Additional Details
I SAID IS THERE A COMPANY THAT DOESN... |
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| We are drowning in credit card debt...why can't we use a portion of my husbands 401K?? |
| My husband and I have racked up $12000 in credit card debt. He has $48,000 in his 401K. We're young...and the interest is only climbing on our credit card debts. I feel like we're ... |
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 Paypal/Ebay. Do I Have To Pay For Buyers Return??? |
| hi people i had a mix up and sent the wrong jeans to the buyer and sent the other ones to the other buyer and they haven't replied so im guessing they aren't going to part with them or send ... |
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Jess | What can we do about debt? |
We have alot of debt...around $6 or $7000 dollars worth...We want to eliminate some of that debt but how? what can we do? My husband is military and was wondering if we could get like a VA loan or something...
Additional Details
I feel that getting a VA loan would help because we could get rid of most of the debt we have and then just have the loan to pay back in installments... |
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Scott F
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Get a hold of some works by Dave Ramsey. He has a Financial Peace University series on audio CD and on DVD. He has some awesome strategies to help you get rid of debt using the money you already have.
Example: He tells you to first and foremost put $1000 in the bank as an emergency fund. (And no, a new couch is not an emergency.)
Then he proposes a "debt snowball". List your debts, from lowest balance to highest. Pay minimums on all EXCEPT the one with the lowest balance. Pour all you can in that one. When the top one is finished, take that amount, plus the minimum you were already paying on it and put it on the next one, repeat process until all done.
He has other steps, but I don't want to pimp them for you. His book is the first step. My wife and I are about $10K in debt and this is really helping us.
Good luck to you, and tell your husband "thanks" for me! |
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stevexnelson
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I know that $6,000 or $7,000 seems like a lot of debt, but most people are a lot deeper in debt.
Your husband should speak with his buddies who are also in the military. They would know of any special loan programs that could help your husband out.
Avoid the payday lenders. They are just evil.
Good luck. |
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Sgt Big Red
 |
Seeing as to how your husband is active military there are ways to get help.
On December 19, 2003, the President of the United States signed into law H.R. 100, the Servicemembers Civil Relief Act. This law completely rewrites the Soldiers and Sailors Civil Relief Act of 1940, expanding many of the previous law's civil protections.
Here is the web site to get more information. Basicaly this act provides for creditors to freeze interest rates at 6% while on active duty and/or deployed.
http://usmilitary.about.com/od/sscra/l/blscramenu.htm
Hope this helps. |
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Special K
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consolidate. a va loan or home equity loan should do it. then get rid of the high interest credit cards. |
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richard t
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it is not that much money....both work I hope..........
pick up some extra work...............
WEhen hubby goes over he will be getting more money(combat pay) and taxes go away..........
also.get rid of all your credit cards but one and don't carry it with you.................. |
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run_becky
 |
Try doing a yard sale....you will be surprised at the amount of money you can make. This will at least give you some spending money so your debt won't continue to grow. |
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Sri
 |
First of all you need to check out any financial consultant is available nearby ur area.Then if u tell ur problem,he may be in a position to help you.
secondly,you may check out with any bank for a loan but see whether u can repay the installments?U choose the maximum period installments as the payment will be low so no burden.
For all informations regarding jobs,health,travel,investments
shopping,books....................
www.usefultips4dailylife.com
For any information.anytime.everytime...........
www.usefultips4dailylife.com
Dont miss the Thoughts for the Day DAILY.......
www.usefultips4dailylife.com |
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bryan l
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sgt big red posted a great source for some help..... but 6-7k is not allot of debt by today's standard. feel good about that. just sit back, pay the highest interest debt off if possible. look at sgt big reds link.
wish you the best |
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Derek
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First off, don't buy things you can't really afford. Send out allotments so it takes out of your check automatically so you never see the money. Get a good loan like the VA and pay it off in installments. |
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wld_jkr
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Huh?
You're talking about borrowing money to get rid of debt? How is that gonna help?
It hurts, but the only way to eliminate debt is to spend LESS than you make EVERY MONTH. Save half of the difference and use half to pay extra on your current debt. |
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Club_qui_gon
 |
Is your husband in iraq? Are you going to iraq? Is he or you 'fighting in the war' whether iraq or afghanistan? If yes, I believe you can apply for debt relief were you would not have to pay any bills until service is complete. Although it seems the answer is no because you say you have only 1 car and that would not apply if one was over seas.
But come on, you cannot work b/c you only have 1 car, i'm sorry I know you may be in the middle of no where i just buy that as a reason not to work, other wives and husbands work, see about setting up a car pool, your husband too and share the car come on. Get a job during the hours your husband is NOT working and use the car.
You only need $7,000 if you were to get a good job even at a restaurant earning tips you would make that in less then 12 months. |
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rhonda h
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create a budget, and stick to it.
get a second job/work overtime/sell stuff on ebay.
use a debt consolidation service, they charge a fee but they negtiate your interest rates way down. |
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Mangoo Splash
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cut out your kidney and sell it to the blackmarket |
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