 Does running a credit check really lower your credit score????? |
| when the ask you at the store if you want to sign up and they check your credit do you loose 2 point off your score????... |
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 How to signup free with paypal ? They're asking credit card number !? |
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i received a cashiers ck via dhl from canada.i am supposed to cash and forward minus 10%.i am concerned this may be a money laundering scheme.the funds were directed to me via
walter brooker@... |
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| I need at least $300 very quickly. I've never had a credit card. Can I do it this way?? |
| Ok, I'm 24 years old. I've never had a credit card, by choice. I've been trying to keep my debt down so that when I'm married and start a family we won't be drowning in ... |
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 Help! SERIOUS QUESTION click NOW!? |
the day started out like this
i was bored and went to my fav game site World-Warcraft
i went to the Chat forums
i saw a thread called "FREE CREDIT CARDS!"
i went to go ... |
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 Credit Score went down why? |
| This is so confusing. Equifax and Transunion went up but experian dropped ten points. I have no idea why. Looks like everything has been reported the same pretty much. any ideas?... |
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 Can a bill collector call your home and give personal credit information to your babysitter? |
Additional Details
I bought a car for my daughter, she didn't make the payments and I can't, so I voluntarily returned the car. The car company who bought the car from the ... |
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| what can a card company do to you.I want everyone to know that I am not trying to get out of paying my bills but my house payment is more important and my work has went down and I have 3 ... |
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| My credit is Poor and I am going to payoff my car loan 2 years early will this finally help me with my credit issues? how much will this affect my credit score?... |
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| I go for credit cards that give deals (0% balance transfer, points or cash back etc). When the deal ends I stop using the card. Should I close them or leave them? If I close them should I close them ... |
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 If i paid off a debt and received a receipt marked paid in full can they then ask for more money? |
| paid off past due oil bill in full they are now trying to tell me that i owe them for a sheriffs fee, that incurred on the day i paid the balance off on the ... |
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 Can you go to jail for not paying your credit cards? |
| i have 7 credit cards all maxed out.i have no job no property and no car. wat can happen to me. can i go to jail?... |
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 What checks are used on a basic savings account ? |
| Hi everyone, i have recently been turned down by natwest and barclays for a basic bank account , i am not bankrupt but do have bad credit history. i have been given a cheque and need to cash it, i ... |
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| i have my dad credit card, i dont know if I have done anything wrong to decline it i am sacred to tell him.... |
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 How can people protect themselves from banks and companies ruining their credit? |
| there must be laws against banks and companies taking people's money through high interest rates, overdraft fees, and other bank fees. Companies are designed to rip people off and the public ... |
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| I got my second notice and it says I should expect my rebate by the 16th, but online it says it will be mailed on the 16th.... |
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 How does it affect your credit report? |
| i have a credit card which is 31% interest(i didn't really pay attention when i got the card) i have a balance but want to close the account so as the balance goes down the temptation of ... |
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| I have got monthly loan repayments and mobile phone bills that i can not afford to pay back each month. The loan is on my name and account. My wife and me have separate financial accounts.The house ... |
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Emma B | What chances do I have of getting an auto loan with a 495 credit score? |
im looking for a used car between $6000 and $9000. Will I be approved and what will my down payment need to be? |
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Makayla B
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Yes, you can be approved. Depending on what lender your dealer uses, your down payment will be between $1,500.00 to $2,500.00. And your max payment will be around 13% of your total monthly gross income which you will have to prove.
A comparison to whats available is good too..
http://www.surveyland.org/jump.php?link=auto
Hope that helps. |
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bdancer222
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You will probably need about $6K to $9K.
Seriously, you will need a VERY large downpayment and the interest rate will be outrageous, IF you can find a lender. |
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Spartan
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Slim to none...and slim just left the building. Seriously, I would suggest working on your credit history and thereby improving your score. In today's climate, with your score, you would be extremely lucky to even find a lender, much less find interest rates and downpayments that are in the stratosphere.
The best bet would to either work on your credit score for a year or two or try and save cash for the cash. Try picking up another job (if you already have one) or even two jobs to help you realize that car quicker.
Either way, good luck. |
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Anjell
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That score is super sub prime and I don't believe that during this financial crisis that it qualifies you for a loan of any sort.
What you ought to do is get a co-signer &/or save for the vehicle.
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Reena
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Doesn't look so good.... before you apply and ruin your credit even more by numerous hard "hit" enquiries into your credit report...
Call up a bank that still does car loans and ask them right away what the min. credit score is that they will accept for a loan.
Or ask any car dealer... don't give them your name and other info - they can give you that info about the credit score over the phone and don't even need to know who you are... |
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banker89
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It's going to be hard but go to a large dealership. A lot of dealers can get you approved even with that credit score as long as you have a good down payment 10-25% and good income. Likely over 1500 per month. You'll get a high interest rate though, which is going to make your payments high. I know you heard that co-signer bit and it is hard to find a co-signer but if you had one it would be great. But with the economy in the condition it is in and the amount of cars dealerships have now I would say you have a good chance. |
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Ashley R
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It can really save you time to just get an auto loan price online to check out what todays rates are. You might be totally happy. Also if your credit is not so great, a lot of online loaners are more able to help people.
What I usually tell folks is that an online quote at http://auto.lowratetoday.com is the way to go.
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Marry M
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yes its possible for you to get a loan with bad credit of 495.don't worry its better for you to try for an online loan.some banks in online also lend loans even you have poor credit.i think that the below website will help you to find right solution. |
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maxmom56
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It's unlikely you will get a loan in this economic environment with that credit score. |
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