 Where can i find a loan with not so good credit? |
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i am trying to get a home equity line of ... |
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 Im being hounded by bill collectors! Please help!? |
And the best part is, i dont owe them a dime.
They arent trying to collect money from me. They are trying to collect money from a deadbeat relative of mine. Somehow they got my name and number ... |
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 If I call my creditors, can I ask to have my interest rate reduced? |
| Is this possible? Would it be better for me to do this instead of using a debt consolidation service?... |
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 Is there any loss in using credit cards? |
| Credit card holdres have been given a chance to pay back the money for what they purchased within 30 days having no interest. If i have purchased a thing and i returned the money within the time. T... |
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 Is there a way to stop my family from ruining my credit? |
| I was born into the wrong family. I am the only person who is financialy mature and responsible. I am 21, have financed my own $22,000 car, have my own place and a nice job. My mom is very unstable. (... |
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 What do americans think of the federal reserve? |
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i should elaboratre:what do americans think of the federal reserve a PRIVATE corporation being in charge of the U.S. 's monatery policy and the stewart of the ... |
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 Too many credit cards. Should I close some? |
I am trying to raise my credit score by cleaning up my credit reports and paying off my credit cards. I will have them all paid off by March of 2008!
I think I have too many cards though! ... |
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 How to build credit? |
| Currently, I'm in college trying to build my credit. I've read that the best option is to open a credit card and have it co-signed by my parents. After I do that, should I make small (like $... |
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 If you owe crdit crds money, and they send you to court, & you absolutely can't pay them back lump sum, then? |
| what will the court say ? do you have to have a lawyer or can you settle this by going to court with all your bills outlined? another thing: i cant even afford to pay the crd cards right now and how ... |
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 My current credit score is 678, how good is that? |
| In the last year I have raised my score from under 600 to the current 678.... |
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 Will paying off my entire balance weekly help my credit score? |
| I'm currently paying off my entire creditcard balance online every other week. All of my statements have a 0 balance right now, but I'm afraid paying them off this often and carrying zero ... |
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 Would i be left with the bill? please help? |
| my partner of 3 years has just opened a joint account for us both we are not married, he has also just signed up for debt management as he was £24,000 in debt (not through me) now if anyhting should ... |
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| How closing a credit card account (1 month of use only) can influence in my credit score.? |
| I opened a credit card account a month ago and I misunderstood the policies. I want to pay the bill and close the account. I need to know how that affects my credit score and how bad it is to my ... |
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HAYLEY B | What checks are used on a basic savings account ? |
Hi everyone, i have recently been turned down by natwest and barclays for a basic bank account , i am not bankrupt but do have bad credit history. i have been given a cheque and need to cash it, i was thinking maybe try a basic savings account, but wondered if anyone knew if the same credit checks are used just for a savings account ?
Many thanks
Additional Details
I live in the UK are the chexsystems still applied ? |
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cara
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try the post office they can give you a basic account with just a cash card |
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Smokey69er
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Basic savings account need proof of identity and address nothing else, they dont do a credit check so you open one straight away, alternatively some banks offer bog standard bank accounts like Halifax - cardcash account which is done by form and require same proofs as savings but they take up to 3-4 weeks to open as forms need to be proccessed, if your in a real hurry then go for a simple instant saver from the Halifax i only know about there products because i work for them...
good luck. |
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Marie C
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im sure no credit check are made for a savings account as there is no credit offered
go into a halifax and try for a cashcard account this is very basic account they do check credit but you do not get a cheque book or overdraft with this account |
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Kevo-Wevo
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Try Halifax, they'd give a Cat a bank account if it strutted in with the right I.D |
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marybcarty@btinternet.com
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Try the co-operative bank. 08457212212, I had a bad credit history and opened an account with them |
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Ken D
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Anything to do with any credit or Bank accounts a credit check is always done usually with the companies Equifax, or Experian, you can get a copy of your credit record from Experian which Cost £2.00 on line, type in Experian. |
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Sharon F
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First of all i wont speak about other banks but i can tell you that at our bank that I work at we run your info in the Telecheck and Chexsystem for any account this is open
If it comes back that you have an outstanding checks/account abuse we can not open an account (any account) for you
Again, I'll say that's how it is at our bank |
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mystycal2u
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at some banks, they do run a credit check for savings accts. |
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jackie m
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Local Building Society, I used Dunfermline Building Society, I took my passport and a phone bill and opened the account there and then - you dont get a cash card, it is the old fashioned savings account with a passbook. |
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wyrmwyrd1
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Banks use both credit checks and an banks only system that reports how many bad checks/overdrafts you may have had when opening checking or saving accounts. I know several people who were turned down for both checking and savings account because of overdraft issues vs. any bad credit history.
Even though you don't have an account, you should be able to cash the check at the bank (or branch) that it was issued from. |
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