Credit Card Problems........? |
| Is it possible for me to get approved for a credit card even if I have bad credit.....so far I've been denied. So is there any companies that'll approve me?... |
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How can I find out about my wife's credit reference or bad bebts? |
| I feel sure my wife has bad debts with credit cards and personal loans, but have no evidence. How can I find out more about this through official sources? Credit references are available to banks and ... |
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Is this legal? |
| At a grocery store downtown, there is a little "bulletin board" type thing near the cash register that has copies of "bad checks." This wouldn't bother me much, it's ... |
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I found a credit card on the ground. How do I return it to its owner? |
| I found a credit card on the ground, but with no other things to give me information on its owner. How do I get this credit card back to its owner, since I have no information besides the credit card ... |
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Why does the government not control the interest rates and charges the credit card companies charge? |
| Credit card companies are allowed to increase interest rates to over 30% if they want. They also determine that the consumer is a poor credit risk if they have high balances on loans without looking ... |
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I think I'm being SCAMMED, any advice? |
| My credit card company is charging me a $90.00 late fee because they say my payment was late. As long as it is postmarked by the due date isn't the payment considered on time? Thanks.... |
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Will my credit score be negatively affected if I pay off and close some of my cards? |
| I'm about to pay off four of the seven cards I have and I've read that closing them after paying them off can hurt my credit score. But I've also read that it may be better to keep ... |
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Can they send me to jail? |
| I got caught in the payday loan scam. I needed money to pay bills and before i new it i was getting loans to pay back other loans. They were taking money out my account and the bank ended up closing ... |
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How do I remove my name from a mortgage. The house was awarded to my ex via divorce decree? |
| My divorce decree gave ownership via quick claim deed to her, and states she will pay the mortgage. I am having trouble getting credit because my credit report show the loan in my name.... |
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Im 19 and just found out the my SSN was used when i was 12 and ruined my credit HOW DO I FIX THIS MESS? |
| Im 19 and just found out my SSN was used when I was around 12 now my credits all screwed up how do I go about fixing it? Do I get a new SSN? Who do I call? etc etc etc.... I was wanna get this ... |
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Anywhere I can apply for and get a credit card with NO credit history? |
| My bank declined my application because I have no credit history. I've never had a credit card before.... |
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My sister has a problem with her credit report? |
| there is a few accounts on her report that were not made by her. The problem is they were made by someone she knows and doesnt want to get them in trouble. Is there a way she can lock her social ... |
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Do i have to pay this debt? |
| had letter from bank for a debt over 10 yrs ago. i got overdrawn when their machine cocked up and they gave me money i didnt have. i thought it was all sorted 10 maybe 12 yr ago . i did not have an ... |
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What is APR? |
| I'm looking on carmax.com at their cars and I clicked on 'Payment Estimator' and I have to enter 'Finance Rate: APR.' What is that? Is it something more that I have to pay? P... |
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bird | What credit card can you get with guaranteed approval with bad credit without having to make a deposit? |
I just went through a nasty divorce my credit is all messed up. Just want a way for a fresh start. |
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twv23512653
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There is no quarantee on getting approved for a credit card with bad credit. The easiest one that I know of to get approved with is First Premier Bank. |
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Deliah
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If the credit is messed up fix it before applying for even more credit.
At least if you were making a deposit it would show your desire to CHANGE the way you have handled credit in the past. |
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Jeremy
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There is no deposit free secured card however the best value for one is thru Bank of America. If you are declined for a regular card for credit reasons, they will send you an offer to get a partial secured card in which you only deposit $99 up front and get a credit line of $500 |
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Thomas K
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www.orchardbank.com might |
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laura4p0
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You might want to try this website that has some pretty good tools for doing some side by side comparisons on credit cards and credit card plans.
http://secure.newcreditapplications.com... |
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madkins007
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Remember- the MAIN reason they send you a card is to rip you off- charge you outrageous interest, fees, fines, etc. The more they can make off you, the more they like you!
If your credit is that messed up, it will be hard to get a card that offers good rates.
Besides- credit cards don't fix credit quickly- they usually hurt it more easily than helping it.
A good way to get a quick start to fixing credit is to take out a small loan you can easily repay (see your credit union for this- usually the best deals!) Repay it when it is due- not too early (early payment of loans sometimes counts against you!)
Another nice thing about a credit union is that they can usually talk you through your credit score, etc. in a very fair and honest way. (Most 'credit repair services' are rip offs!) |
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UntilTheMorning
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Your credit may not be as bad as you think. Try checking your Fico scores first before applying for an Imagine, First Premier (STAY FAR FAR AWAY), Tribute, Credit One or Continental card. I am sure there are some other sub prime cards that I just can’t think of right now.
Use discount code MW01 for 20% off your Fico score at MyFICO.com. Juniper Bank, HSBC & Capital one offer better credit builder cards than anyone in the banking industry (without a deposit).
http://www.Hooterscreditcard.com – isn’t so bad either although the approval is not instant
Hooters & Juniper Bank use Transunion
HSBC pulls Experian
Capital One normally pulls all 3 |
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mycreditapply
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Pre-Paid credit cards ( http://www.newcreditpro.info/pre-paid.php ) and Poor credit credit cards ( http://www.newcreditpro.info/poor-credit.php ) are your best choice for being approved. Most poor credit credit cards require a small down payment, however, not all do. Read the reviews of the cards before making your decision. Read the fine print. I found the Orchard bank platinum mastercard to be the best for poor credit individuals ( http://www.newcreditpro.info/cards/orchard-bank-platinu-1165.php ) |
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qoppei
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Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.
Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month. |
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orlando j
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A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit card<!--with a low APR. Find out the APR because this is the amount charged to you on monthly balances.
http://badcredits.awardspace.com/credit-card-for-people-with-bad-credit.htm
Are you overwhelmed with credit card offers and don’t know which one is right for you? Tired of looking for a credit card? Chances are you have received your share of credit card solicitations. Not sure-->which credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal. |
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marius V
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Below Site is Home of the Loan for every need. Learn about Personal Loan, Student Loan, Auto Loan, Business Loan, Home Loan, Bad Credit Loans or Loan Consolidation. Search for the lowest loan rates; compare lenders, Shop for loans. Loans made fast and simple. Apply Credit Cards. Don't worry about Bad Credit and No Co-signer needed. No Upfront.
http://lnk.in/56f2 |
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kamar
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Get valuable tips on bad credit from http://moneymentor.cashmatter.info . It's a very useful website. |
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Sheila M
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Imagine and Continental. They will give anyone a $300. card and charge you at least 1/2 or more of it in fees, but they do add that on the card so you do not pay it up front. |
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