 I am adding my wife as an authorized user on my credit card. Will this affect my great credit score? |
| I have great credit. It is above 720. I always pay everything on time. I have a mortgage and no credit card debt, no school loans, and I am about to pay off my car loan. My wife has bad credit. I... |
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 Debit Card question? |
| 1.when a Current Account card is given through the post by Bank you signed on to, is this card the same thing as a 'Debit Card'?... |
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 Does checking your credit score on FREECREDITREPORT.com lower your credit score? |
| I heard from friends that it does and I just wondered. And also what happens if you miss ONE credit card payment??? Please only intelligent answers, this is important.... |
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 Anyone out there frustrated about their credit rating? |
| Heres the deal: Im 20 years old, I have had credit history for about 3 years I have done excellent with making my payments and also paying off my credit, however I only have an Average rating and Its ... |
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 How do u get a credit rating if u cant get credit? |
| e.g an 18 year old. living at home, therefore no bills ... |
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 Credit cards? |
I'm so confused. I"m getting to the age where the option of having a credit card is drawing near.
I've been looking at different cards, but I can't seem to make heads ... |
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 Can i use my ATM card to make online purchases? |
| Can i use my ATM card to make online purchases? My bank is Commerce bank.. now changed its name to TD bank. But, am i able to? On the card, it says ATM and it doesn't seem to have an expiration ... |
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 Is this Credit fallout because of the borrowing to pay for the war.? |
| I am watching all the reasons for American and UK economic fallout and cant help but feel its a smokescreen . The war is costing billions and billions of dollars. Who is paying for this? Is this not ... |
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 I want to remove myself from my ex-fiance's car note.? |
| Like and idiot I co-signed for my ex-fiance's car note. Long story short the wedding never happened, and now I no longer want to be listed on the note. Is there a way to remove myself from it? ... |
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 Can I sue someone for not paying a bill that i put in my name? |
| I got three cell phones in my name. Which I gave to family since they all have bad credit. We made a verbal agreement in front of employee/friend that they will pay their bill on time. But they have ... |
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 Should we take the settlement offer...? |
| About 10 months ago, my wife went to an emergency room because she was having terrible pains. We did not have the funds to pay the bill. For last few months a collection agency has been trying to ... |
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 Bankrupt girlfriend? |
| My girlfriend just told me that she's a discharged bankrupt!! I'm 28, she's 26, we've been together for 7 years, and she went bankrupt when she was 22!!!! It was stupid credit ... |
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 Just thought I'd give it a try? |
Hi, this is George Zimmer founder & CEO of the Men's Warehouse, just by change would anyone have a few million dollars to lend me??
I have the craziest business scheme, I'd let ... |
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 Harassing phone calls- Do I have any recourse? |
| My husband and I moved to a new state 4 months ago. Since our phone number was activated, we have received an increasing number of phone calls from debtors and collections agencies asking for two ... |
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sweettartbaby28 | What credit card company offers a low interest rate %? I need to open a major credit card.? |
I'm 18 years old and I would like to open a major credit card but I'm having a hard time finding one that has a low interest rate. Any suggestions on who to go with or where to look on the web? |
 |
 
the Boss
 |
I had good luck with Capital One. They didn't give me a large credit line, but their interest rate is good. Another thing you might consider is just paying off the balance every month so that the interest rate isn't a concern to you. |
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Scott C
|
My advice is to NOT get a credit card. If you do a search in yahoo answers on 'credit cards', you'll find a lot of people in debt beacause of credit cards.
Instead, use cash or a debit card. It will make you more responsible (and wealthy) in the long run.
Scott..... |
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vika
 |
I think the best way as it was said above, open a debit card that is more easier and cheaper in contrast with credit card. |
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robling_dwrdesign
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You don't need a credit card. People make excuses for them, but in the end it's not a good idea. Cashback. Wow, five whole bucks. If your payment gets lost or the company doesn't post it on time, there goes the cashback in interest.
People spend more using plastic than cash or check when shopping. Swipe and sign.
You are in the demographic that credit card companies attack with a vengeance.
Save about $500, Open a checking account, get a debit card. you're only 18. Hopefully, you have a long debt free life ahead of you. |
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uneedrobb
|
Interest rates that credit cards offer are depending on your credit score. There is no "one" company that has rates lower than others. |
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edhchoe
|
don't get in the habbit of owing money to Credit card companies. Pay the balance in full every month. |
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Bob
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If you make your payments on time, Discover Card will never charge you at all. I've been using it for a whole year now and I've come out $5 ahead by having good credit. |
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Adios
|
If you're 18 years old you probably have little or no credit established. I doubt that you will be able to get a "low rate" card. I like Capital One, my card has a 6.99% rate. Good Luck! |
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markski037
 |
to build up your credit try to open a credit card with your bank, for example bank of america. and this will help your credit get of to a pretty good start |
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miss nice
|
At your age no credit card company would give you anything below 24%. The interest rate is determined by credit history and my assumption is that you don't have any, considering your age. My advice-open a secured credit card. Go to any bank and give them an amount (usually a minimum of $300). They will give you a credit card with limit of that balance. Every month use it and pay it in full. As long as you make good payments (you pay at least the minimum and on time every time) in about six to ten months the bank will refund your initial deposit and make your credit card unsecure. At that point you would have enough credit payment s on your bureau and you will start receiving offers from other credit card companies with more competitive rates. It will not be 5% but in the teens. |
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SHAHAB6
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this website might be a help to you , it gives a list of the credit card with rates. http://www.bestcreditrates.net |
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