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 Once my account has been given to a collection agency, can they take me to court?
...


 Having a really hard time. Finally got out of debt 2 months ago and the urge to?
spend again is immense! Just don't want to get back in debt. Sorry not really a question but need to tell someone!!...


 Loan or Cash/Payday Advance??
Which is better, to get a loan or one of those Payday Advances? I only need about $200, but I only make about $100 a week, so I would need a couple of weeks to pay it off...what is the difference ...


 Can a Collection Agengcy continue to lower my credit score?
I've been receiving annoying calls from a collection agency stating I owe my old school a certain amount. I stopped attending the school in 2003 and in 2005 I began getting notices from the ...


 Received a windfall of cash and paid off all extra credit cards and am working with only 1 card. Now. . .?
do I close my other cards accounts or do I leave them open in case of emergencies?

(Also, just found out that one of my cards that I paid off just gave me a positive bump in credit. A REAL...


 I want to bey a mobile phone which company is good?
...


 What is the best way to improve your credit from worst to good? what steps to follow?
...


 Is it good to sign on the back of a credit card, "ask for ID?"?
I have a friend who provides her license as well as credit card for a charge or debit transaction as she has signed "ask for ID" on the back of her card rather than her signature. Is this ...


 I have alot of medical debt, I want to file bankruptch but need to buy a new car. What should I do?
I live in Monroe, NC....


 If I pay for something on my credit card, then pay that balance of in the next week......?
Will it show on my statement when I recieve it? I'm going to pay a bill today for $423, if I pay the card company $423 will it still show on my statement? (I am a total idiot when it comes to ...


 Is there anything wrong with being broke?? who in here is?
a broke azz person??...


 What is the best way to fix my CREDIT SCORE?
I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a ...


 I can I get a loan to pay off my credit cards?
I would like a loan, so I can have 1 bill not 5.
I am not interrested in debt consolidation.I can pay for my bills....


 What is the best way to go about paying off my credit cards?
I have several credit cards all maxed out. I cannot transfer anything over to another card because of my low credit score and can't get a credit card company to do that. I feel as if I have ...


 No credit card and never will have one.?
I've got great credit and have had several credit card offers and reject them all. Do you think it wise not to have one? I have saved tons of $$$ from interest by not having one. What do ...


 I have a debt collector calling my parents house asking for me... Anything I can do?
My poor mother now knows i'm in serious debt and I feel terrible. Heheheh but it is kind of funny for some reason. Thanks for any answers.
Additional Details
Ah, my YA friends, if I ...


 How do I cancel a credit card that still has a balance?
I have a credit card from my bank but i really dont use it but it has a balance on it can i still cancel it and just pay it off and if so will that hurt my ...


 Will I lose my house?
If I file for bankruptcy will I lose my house?...


 What does "account charged off" mean on a credit report?
I finally got a friend of mine to take a look at her credit report since she doens't pay any of her credit card bills and hasn't for awhile. We got her report and there are some things we ...


 Is it better to file bankuruptcy or try to work with creditors to pay off debt?
my husband and i have bad credit. his are from schol loans and credit cards. mine are medical bills. his credit is in the high 400s and mine is low 500s. what is the best option or what options do i ...



Christina
What credit card should I get?
This is what I want:
1- Low interest rates. (although I plan to pay it off every month- so does everyone else)
2- Low credit limit. (I don't plan to spend much, and I don't want the option to spend a lot)
3- No annual/hidden fees.

This is what I'll be using it for:
1- emergencies
2- things that require credit
3- to build credit.

I plan to buy most things with cash.
Additional Details
I'm a student with no credit history.
                     
 




AnnieBananie
Rating
Credit cards are evil vessels that take you on a trip directly to financial ruin.


CrackBerry Addict
Rating
The interest rate and credit limit you will receive will depend on what is currently in your credit report. If you have a high credit score (over 750) then you will get the best deals on credit cards rates, etc. You can check BankRate.com to compare different credit card offers.

I don't recommend using a credit card in an emergency. In an emergency you really don't want to borrow money. I recommend saving up an emergency fund of your own money that equals at least 3-6 months of expenses (or at least $1,000 if you are actively paying down debt). That way you can pay your expenses and not worry about having to pay a credit card back.


cecelia
When I bought my house, I was told to never get a Capital One card. He told me that people with a low credit score it is often due to Capital One...something about reporting everything even if you pay within the grace period.


ROSE B
just go to a search engine for credit cards and type in your info about the type of card that you prefer, it will bring it up to you and you choose which card fits you best.


Cem DoÄŸan
Rating
everyone says same things like you ( cheating themselves) but you will understand me in time not now babe..


w. g
Rating
Is there a Credit Union you can join?? You might look into that route


Ryan
Rating
Get DISCOVER STUDENT CREDIT CARD! This card could not fit your needs/interests more. Since your in school your pretty much guranteed approval. They will start you out with very low interest rates and you will have a low limit ($500). As each year progress your limit will increase. This is one of the best cards to build up your credit score while in school. If you apply through ApplyFastBankCards you can get paid $20:) Good luck!


drusteele
Rating
You should get a credit car with low interest rates and low credit limit. This will cotnrol your spending and allow you the ability to pay back your debt.

If you ever plan on getting a mortgage or asking for a line of credit, your ability to pay back your credit card and the amount of credit you have on your credit card may impact the banks decision to grant you the mortgage/loan.


AmazingLove
Rating
If you are a student, l would recommend Bank of America® Student Platinum Plus® Visa® Credit Card. This card has a low apr, no annual fees and will help you build credits as a student. http://bestcreditcardratings.com/student-credit-cards/

If you are not interested in applying for a credit card for student, you can also look into applying for credit card for people with limited credits. This cards also have low apr, some no annual fees and help build credit fast.
http://bestcreditcardratings.com/limited-credit
http://bestcreditcardratings.com/new-credit


Skyli
Rating
None money is the route to all evil..!!


Just M
creditcard.


kelly
Rating
none why have one uless you enjoy throwing your money away!!!!!


Kake;;
look at commericals !
just kidding
idk


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