 Can i pay my credit card bill before its due date? |
| Its my first credit card and first payment is due 4th on next month the limit is $300 and alredy have spent $200 is it ok to bay before its due date if i do it will it still improve my credit or ... |
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 Please please please help!!!! PLEASE!? |
| To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took ... |
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 My sister used my daughter's name for a credit card? |
| I believe my sister used my daughter's name who is 5, to obtain a credit card. The purchases where around 300.00. I am not going to press charges. But does anyone know what will happen during ... |
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 Cleaning your credit? |
| I recently pulled of my credit report for the first time in 3 years. It is pretty bad. I wasn't sure if I should us a clean credit company to help get my credit score back up....how does that ... |
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 Visa debit card needed - which ( UK) bank ? |
Hello,
I need a Debit card to use on many internet websites and international, like visa. Do you know wich bank offer (only debit) visa cards in uk ?
thank you
Additional ... |
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 Is there any way to buy things online if my parents REFUSE to let me use thier credit card? |
i have so many things i want to buy online that arnt avalible in stores but my parents wont let me use thier credit card...is there ANY way to get the things i want?
Additional Details
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 Does creditors fall off after seven years? |
| what i mean is my credit is shot the only thing that is a constant are my student loans... i have three or four credit cards that did not have no more than a 500 dollar credit limit but i defaulted ... |
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 How much is too often to check your credit report? |
| I know if you check it too much it can be bad.... |
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 What's more important earning more money or saving money? |
| There is a saying "It is not how much you make but how much you save"... |
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 Am I doing the right thing with my husbands bad debt? |
| My husband has $20,000 in debt in occurred before we got together.12,000 of it is past due things he has stopped paying on, the other $8,000 is his car. I want to sale the car and get a junker for $1,... |
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 Credit card? |
I'm trying to find my first credit card but i have no idea what to look for or where to look for it.
I just turned 18 an i do have a job but it doesn't pay much so i need one with low ... |
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 I'm 19 and I Have NO credit....? |
| i'm 19, i don't have any credit, i don't have anything in my name, not even my cell phone (it was my mother's bright idea to put it in her name, worst mistake ever). i have a ... |
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 How do you pay your credit card to start to raise your credit? |
| i just got a credit card and im want to start building credit.... i was wondering what would be the best way to build credit.. i have heard i should only take care of the minimum, or something along ... |
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 What is the easiest way to payoff credit card debt? |
| There are tons of credit card offers at 0% on transfer balances, is this the way to go? I know, read the fine print.....What's the most logical way?... |
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julie d | What credit card should I sign up for? |
I am looking into getting a second credit card as I will be doing some travelling this spring and I need help finding a credit card in Canada with a low interest rate and no annual fee...any suggestions? |
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dontpanic_109711
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To everyone who said don't use credit cards, it's a matter of self-control. Just because YOU can't handle a credit card, does not mean that no one else can.
My parents have had credit cards since they've been teenagers, and have never missed a payment. I've had a credit card since I got a job when I was 17, and I've paid all my bills in full, on time, every time.
Needless to say that I work in a cell center making $10/hour, I certainly don't have an endless amount of money that I can pay my bills off with. I just budget. I don't like carrying around a lot of cash with me, and the credit card works perfectly. Just know that you are responsible for paying for whatever you purchase.
Certain MasterCard and Visa cards have no annual fees, go to your bank and ask to make sure. Also, if you are traveling outside of Canada, ask about their payment plans if you plan on using a different currency.
Good luck! :) |
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AJ
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Good luck with the economy the way it is. Be lucky if you even get one period let alone low rates. |
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missstashee
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And this is why we are over Six trillion in debt.. |
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nik3#
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mastercard |
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ghost_warrur
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Don't get another one. Burn the one you already have! |
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JohnnyHeaven.com
 |
My answer is probably something you don't want to hear, but you DON'T NEED A SECOND CREDIT CARD, PERIOD!!! You shouldn't even have ONE, I don't care how much will power you think you have.
When I got my first credit card, I promised myself that I was ONLY going to use it for emergencies. Eventually, my definition of the word "Emergency" changed:
"Uh-oh, I invited my friends out to a nice dinner and there's not enough money in my checking account to pay for the meal!!! What am I going to do!?! Wait a minute...I'll just use my CREDIT CARD!!! (Phewww)"
That's just one example of my journey into the abyss of debt, but long story short, I got into alot of trouble and I am currently trying to dig myself out. It will take me a few years, but now that I have a plan (and more importantly, A CLUE), I will get out of debt and stay out.
Take my advice and don't apply for any card that may be offered to you. Whenever you get a credit card offer in the mail, SHRED IT IMMEDIATELY. I don't care if these vultures offer you rewards, discounts, or any other "special" incentive, SHRED THE DARN THING!!!
If you are wanting a financial safety net in case of an emergency, I suggest SAVING money in an account that is not too easy to get to, but that you can get money out if you really need it (I recommend either a regular savings account or a money market account -- something with check-writing privileges that won't charge you a penalty fee for withdrawing money). You should put about 3 to 6 months worth of expenses into that account.
And for God's sake, DON'T USE IT unless you really NEED IT.
When that day comes and you are in an emergency, you can take care of it with CA$H, not CREDIT. And make sure that you REFILL your emergency fund as soon as you can in case there's ever a next time.
And as for your spring vacation, SAVE UP FOR IT!!! And NO, it's NOT an emergency. |
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M K
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I did a little online research. Canadian Tire MasterCard has no annual fee and there's a reward program. Interest looks lower than normal rates. I hope this helps. |
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firekitten
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Save your damn money then take the trip. Duh. Credit cards are not so you can have fun. You have no clue what you are getting yourself into. Do you enjoy paying double the price for your trip? By the time you add up your low interest payments for the thousands you put on your card, you could have taken two trips. |
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out of america
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bad idea. |
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Esther
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Mastercard/Visa |
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Orange Crush
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Visa. |
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DiNgDoNg
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Visa no doubt about it |
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Naked Rider
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just sign up for all of em and use only the ones you want, and shred the rest. i did it, and i'm living the high life!!
(people throw alway alot of garbage that should really be shredded) |
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