 What does "charged off" mean? |
| I am in debt (past due) and many of my accounts are marked "charged off" on my credit report? What does this mean? Also, what if I am incapable of paying off the debt financially, but can ... |
|
 Question about overdraft at Bank of America? |
| i bought something with my debit card and i accidentally overdrafted only by 6 cents though, so i now have negative 6 cents in my checking account are they going to charge me for this? and if so how ... |
|
 How can I get a Visa or Mastercard if I have bad credit? |
| I am a student and want a credit card for emergencies.... |
|
 Can you buy a car with a credit card? |
| Also, can you get a credit card with no credit?... |
|
 Is it bad to not pay your credit card bill off in full every month when you have 0% apr? |
| I've had my first credit card for two months now. I have 0% APR until October 08. I only have a $2XX balance on it, and the minimum payments are only $15 a month. Last month, I paid them $40 and ... |
|
 Can I deliberately overpay my credit card in advance?!? |
Hiya,
My credit card is about to take a pounding as I'm going to be away for 2 months. To stop me going over the limit, I'd like to overpay it before I go so that I actually ... |
|
 Husband deployed and mortage company want let do anything? |
| my husband and i baught ahouse last yr and my name isn;t on the mortage, he tried adding me to the mortage but they wouldn't add me since i didn't have a job, well now my husband is ... |
|
 Is it ok if I mail my credit card payment 1 day before it's due?? |
I was planning on mailing it today, but i totally forgot today was Veterens Day and there was no mail today.
Additional Details
OH GOOD! I'm pretty sure i have a 6 day grace period, ... |
|
 What do you think debt collectors want to hear? |
Do you think debt collectors want to hear something like this
"yes, I know about that debt I have and I'll pay you $400 right now, here is my account number and ..."
... |
|
 How do you use a credit card and avoid ANY additional fee? |
| Say for example, I get a credit card from Capitol One with a $500 credit limit. I purchase 1 item for $200 using my credit card. My account statement online shows Credit Balance- $300. minimum ... |
|
 Do Electric Companies Report Delinquent Accounts to Credit Bureaus? |
I was with Stream Energy and accumulated a $2000 electric bill last year after my husband lost his job. It's been sent to a collection agency and now they're calling me.
I am ... |
|
 If i have terrible credit can i still get an apartment? |
| I HAVE NEVER HD AN APARTMENT BUT I HAVE BAD CREDIT AND I OWE ALOT OF PLACES MONEY BUT I NEED AN APRTMENT.....THANKS!... |
|
|  |
spjdum | What credit card should a person apply for if you have poor credit and are trying to re-establish? |
|
 |
 
sandib746
|
Get a secured one. That is one where you have to make a deposit into a special account and then as you use and pay the card you re-establish your credit. It is a lot safer than getting one with a really high interest rate(19-29%) that I might add is compounded daily. Also for good reference, it is better to pay it all off as you charge rather than carrying the balance forward that's how they make all their money on you only paying the minimum due.
Good luck with improving your credit rating. |
|
homeschoolmom
 |
None. If you have poor credit it's because you couldn't handle the credit you've already been given. Forget about credit cards and pay cash for everything. I have a check card linked to my checking account that I use for online purchases from reputable sites, but no credit card debt. If you can't pay cash for it, you can't afford it, PERIOD. |
|
tam01@sbcglobal.net
|
Anyone but Capital One |
|
resource man
 |
http://andycaine.approval4u.hop.clickbank.net
great resource provides a lot of options
very popular |
|
girlqueen
 |
A gas card. |
|
tendrme
 |
try a secured credit card. this is a card that is secured by a savings account for the amount of your cr3edit limit. Ask your bank if they have one. Bank of America has one. First Premier. |
|
deaddiscodork
 |
im only 16 n in high school but my life management teacher taught us that when we get one to set a limit of like 500 at the max and then just buy gas with it when you need to im gonna guess about 80 or a lil more a month just pay it off when you get the bill n have the money to pay for it she said that gets you good credit but idk.
Try it.
Hope i helped |
|
Beautiful Insanity
|
For now, it cool to get a pre-paid credit car for visa or MasterCard at http://www.greendotonline.com
Meanwhile you can hire a lawyer or credit repair company to assist you in correcting your credit. |
|
scott h
 |
First Premier Bank |
|
I'll Help You Be Debt Free
|
You don't get a credit card because it causes you to be in DEBT! The 16 year old girls teacher is a REATRD and shouldn't be teaching! Putting gas on a credit card is the DUMBEST thing you can do! Why would you want to pay for something several months after you used it? If you got $30 in gas and paid for it over several months, it would cost you $38.00 at 18% interest. (National average interest rate for credit cards.)
What would common sense tell you?
If you can't pay for it with cash, you don't need it! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 23 minutes(s) ago
| | | |
10 | 28 minutes(s) ago
| | | |
10 | 47 minutes(s) ago
| | | |
7 | 2 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
