 I stopped paying my 13 credit cards on August 2006 when will negative info no longer be in my credit report? |
| My understanding is the negative information is only allowed to be reported on your credit report for 7 years. So since I completely stopped paying my credit cards last August "06" should ... |
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 I just found 5 credit pulls from a mortgage co, every 2 months. I have not, nor would use this lender. help? |
| My sister works as an underwriter there and our relationship has had its troubles. I would never give permission due to this. it is affecting an otherwise excellent rating. what is my recourse?... |
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 I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them..not now,anyways.. |
| ..what, if anything, can these credit card companies do to me in the event I don't pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin ... |
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 Why do credit card companies sue people? |
and why are there so many people who try to justify it?
Additional Details
I am NOT a deadbeat. I am a full-time student and I was out of work for a long time.... |
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 I found a lost credit card. How do I contact the owner to return it? |
| Today I found a credit card on the bus floor as I was riding home. It's a brand new card, and I want to return it as soon as possible to the owner. However, the name on it is "M. S." ... |
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 Will cutting (cancelling) a card end unauthorized charges? |
| I'm wondering if, in the event of identity theft, a simple call to the card company to cancel will disable the thieves from further use of the card and the numbers that represent it. Is it that ... |
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 Direct Debits?? |
| Right, my bill says the money will be taken out of my account on or after 2nd July. What happenes if the money isn't in on the 2nd?? Say if the money goes into my account for 3rd, will they take ... |
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 How much credit card debt? |
| I'm looking for record breakers here. I want to hear who has the most outrageous amount of credit card debt, for comparison purposes.... |
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 What kind of auto loan do I get with a 685 score? |
| I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?... |
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 First credit card? |
| I need advise. the do's and dont's. thank you.... |
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 What is direct debt? |
| what is direct debt of Natwest Bank?... |
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 Bad credit? |
| have no job and in debt by 2.000, but try to get something to put four payments into one so i odnt keep missing payment as its hard to keep track of what needs paying next and who needs payning , ... |
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Nick | What credit card would you recommend? great rewards such as air miles or cash back, gas, anything like that? |
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abel jarrod
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Feeling down about your rising gas bills? Gas rewards credit cards can help! These cards offer you a chance to earn money back on your fuel purchases. There are plenty of reward plans to choose from. Before you apply, here's what you need to know about gas rewards credit cards.
How Gas Rewards Credit Cards Work
Gas rewards credit cards are similar to cash back cards. Most operate on a percentage system. Every time you purchase fuel, a certain percentage of cash is returned to you. This usually ranges from 1 to 6%. So if you spend $200 on fuel each month and have a card that offers 5% cash back, you will receive a reward of $10 each month. How's that for pumping fuel?
Some gas rewards credit cards operate on a point system. You earn points based on your fuel purchases. These points can then be redeemed for dollars. Your cash is returned to you either through a check in the mail or as a credit to your card statement. Read more about gas reward card at: http://www.credit-card-gallery.com/article/110,Gas_Rewards_Credit_Card_Offers |
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mhcgjl
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We like the Discover Card because we get 1% cash back on everything. They also offer 5% back on a quarterly basis on different things (e.g. travel, gas, etc.).
We used to have a Northwest Airlines card, but can't seem to use the friggin' miles!
Either way, pay it off every month! If you can't afford it, don't buy it. |
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liemtdo
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get Capital One. no hassel, no fraud, no interest, |
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See Saw
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Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like. |
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dogloversfv
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I think American Express has the best points program, but it is not accepted everywhere. I use AmEx where I can, and Capital One Visa at places that do not accept AmEx |
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Win S
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Read the fine print on any card offer!
Look for get one at zero interest and no fees, and grab it. Use it until just b4 the interest kicks in (usually the zero interest is an 'introductory' offer only) then get another one, and pay off and cancel the first. Never carry more balance than you can easily pay off during the nexth month or so. NEVER EVER be late or miss a payment. Even a 'good' card can turn bad quickly when the interest suddenly jumps to 32%!
Only look for the 'gimmick' cards (cash back, air miles, etc......) unless you are SURE you'll actually use the benefit. Keep one card (with a relatively low limit) just for internet purchases. Never use your 'main' card or one with a high limit with a vendor you're not completely trusting of.
Again, READ the fine print. |
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SG Elite
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Visa. It's widely accepted versus all others and great loyalty programs too. |
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thrill88
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Most of the reward cards have a higher interest rate than others. Look for the lowest interest rate, not the best rewards. You can reward yourself with the money you save. |
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sunshiny93702
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try this website they have a list of cards to fit your needs
http://easycreditcard.sitemighty.com/ |
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Dave
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dont get a credit card because of rewards its a stupid stupid idea and it gives you an execuse to spend more than you should on the card.
on the other hand if this is compnay card then rewards are very important to consdier
ther reason being is the amount on interest that you paid on the versus what you get back is rewars is very little there is little comparssions thats why companies offer rewards so that you paid them 1000 a year in interstest and you get maybe get 100 gift card.. |
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traffic814
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You might want to go here to compare them and pick one that is right for u.
http://www.bestcreditrates.net |
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